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		<title>Fitzanne’s Property Exchange</title>
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		<description>Fitzanne's Property Exchange, hosted Pearl Scheltema, keeps you captivated and intrigued as we provide you with the very latest news and insights to the South African residential property industry. Having conversations with property investors, industry experts, Sectional Title Scheme Executives and innovative stakeholders, we invite you to listen to their stories and make it your own.</description>
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		<pubDate>Fri, 19 Jun 2020 18:17:33 +0200</pubDate>
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			<title>Fitzanne’s Property Exchange</title>
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				<itunes:subtitle>Fitzanne's Property Exchange, hosted Pearl Scheltema, keeps you captivated and intrigued as we provide you with the very latest news and insights to the South African residential property industry.</itunes:subtitle>
		<itunes:author>Fitzanne Estates</itunes:author>
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		<itunes:summary><![CDATA[Fitzanne's Property Exchange, hosted Pearl Scheltema, keeps you captivated and intrigued as we provide you with the very latest news and insights to the South African residential property industry. Having conversations with property investors, industry experts, Sectional Title Scheme Executives and innovative stakeholders, we invite you to listen to their stories and make it your own.]]></itunes:summary>
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		<title>A New Era in Community Scheme Governance – The CSOS Consolidated Practice Directive 2025</title>
		<link>https://iono.qa/e/1584504</link>
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		<description><![CDATA[In this episode of Fitzanne’s Property Exchange, host Pearl Scheltema speaks with Dilen Heerschop, Attorney at Heerschop Pienaar Incorporated Attorneys, to unpack the newly released CSOS Consolidated Practice Directive 1 of 2025—a landmark update reshaping the governance of community schemes in South Africa. This directive consolidates all previous CSOS guidelines into one comprehensive framework, introducing clearer compliance requirements, an expanded list of undesirable rules, and strengthened enforcement measures.<br />
<br />
What do these changes mean for trustees, managing agents, and property owners? And how can schemes adapt to ensure they’re not only compliant but thriving under the new regulatory landscape?<br />
<br />
Dilen, a specialist in community scheme law and governance, breaks down the legal framework, highlights the most impactful updates, and explains how these will play out in practice. He also shares practical strategies for staying ahead—avoiding costly disputes, protecting owners’ rights, and maintaining operational efficiency in a more regulated environment.<br />
<br />
This episode aims to equip listeners with the clarity and confidence they need to navigate this “new normal” in property governance—because at Fitzanne Estates, we believe everyone has the right to a safe and secure home.<br />
<br />
Tune in for a timely and insightful conversation on compliance, community living, and the future of property management. Listen here: ]]></description>
					<category>Business</category>
				<pubDate>Fri, 08 Aug 2025 03:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A New Era in Community Scheme Governance – The CSOS Consolidated Practice Directive 2025</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1584504_20250909_223822_1400.jpeg"/>
		<itunes:duration>36:27</itunes:duration>
		<itunes:summary><![CDATA[In this episode of Fitzanne’s Property Exchange, host Pearl Scheltema speaks with Dilen Heerschop, Attorney at Heerschop Pienaar Incorporated Attorneys, to unpack the newly released CSOS Consolidated Practice Directive 1 of 2025—a landmark update reshaping the governance of community schemes in South Africa. This directive consolidates all previous CSOS guidelines into one comprehensive framework, introducing clearer compliance requirements, an expanded list of undesirable rules, and strengthened enforcement measures.

What do these changes mean for trustees, managing agents, and property owners? And how can schemes adapt to ensure they’re not only compliant but thriving under the new regulatory landscape?

Dilen, a specialist in community scheme law and governance, breaks down the legal framework, highlights the most impactful updates, and explains how these will play out in practice. He also shares practical strategies for staying ahead—avoiding costly disputes, protecting owners’ rights, and maintaining operational efficiency in a more regulated environment.

This episode aims to equip listeners with the clarity and confidence they need to navigate this “new normal” in property governance—because at Fitzanne Estates, we believe everyone has the right to a safe and secure home.

Tune in for a timely and insightful conversation on compliance, community living, and the future of property management. Listen here:]]></itunes:summary>
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		<title>The legal power of a Body Corporate: Can they really sell your property?</title>
		<link>https://iono.qa/e/1539542</link>
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		<description><![CDATA[In this episode of Fitzanne’s Property Exchange, host Pearl Scheltema speaks with Dilen Heerschop, Director at DTB Attorneys, to discuss a recent court ruling that’s causing a stir in the property industry. The judgement confirms that a Body Corporate can proceed with the sale of a property over unpaid levies exceeding R50,000—a decision with far-reaching implications for both owners and managing agents.<br />
<br />
What rights do property owners have in these situations? And how can a Body Corporate balance their financial responsibilities with fairness and compassion?<br />
<br />
Dilen, a specialist in community scheme law and estate planning, shares valuable insights into the legal framework, what this ruling means in practice, and how owners can avoid getting caught in levy-related disputes. He also highlights practical steps for staying compliant, resolving conflicts early, and planning ahead to protect your property investment.<br />
<br />
This episode aims to empower listeners with the knowledge they need to make informed decisions—because at Fitzanne Estates, we believe everyone has the right to a safe and secure home.<br />
<br />
Tune in for a thoughtful and essential conversation on legal rights, financial responsibility, and community living. Listen here: https://iono.fm/e/1539542 ]]></description>
					<category>Business</category>
				<pubDate>Mon, 24 Mar 2025 14:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The legal power of a Body Corporate: Can they really sell your property?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1539542_20250910_232603_1400.jpeg"/>
		<itunes:duration>45:20</itunes:duration>
		<itunes:summary><![CDATA[In this episode of Fitzanne’s Property Exchange, host Pearl Scheltema speaks with Dilen Heerschop, Director at DTB Attorneys, to discuss a recent court ruling that’s causing a stir in the property industry. The judgement confirms that a Body Corporate can proceed with the sale of a property over unpaid levies exceeding R50,000—a decision with far-reaching implications for both owners and managing agents.

What rights do property owners have in these situations? And how can a Body Corporate balance their financial responsibilities with fairness and compassion?

Dilen, a specialist in community scheme law and estate planning, shares valuable insights into the legal framework, what this ruling means in practice, and how owners can avoid getting caught in levy-related disputes. He also highlights practical steps for staying compliant, resolving conflicts early, and planning ahead to protect your property investment.

This episode aims to empower listeners with the knowledge they need to make informed decisions—because at Fitzanne Estates, we believe everyone has the right to a safe and secure home.

Tune in for a thoughtful and essential conversation on legal rights, financial responsibility, and community living. Listen here: https://iono.fm/e/1539542]]></itunes:summary>
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		<title>PPRA Reviews Real Estate Sector BEE Requirements: Temporary Relief for Property Practitioners</title>
		<link>https://iono.qa/e/1469441</link>
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		<description><![CDATA[After positive discussions between the Property Practitioners Regulatory Authority (PPRA) and the National Association of Managing Agents South Africa (NAMA) on behalf of its members, there is good news for the real estate sector. Property practitioners will, for now, no longer need to confirm their Level 8 BEE status to obtain a Fidelity Fund Certificate (FFC).<br />
<br />
Earlier in 2024, the PPRA had made Level 8 BEE compliance a non-negotiable requirement for all real estate agencies with a turnover of more than R2.5 million to secure FFCs for 2025. This mandate, based on Section 48 of the new Property Practitioners Act (effective February 2022), created concerns, particularly as it would have affected approximately 6,000 property practitioners who might fall short of the required BEE level.<br />
<br />
In response, NAMA advocated on behalf of its members, urging the PPRA to reconsider the stringent BEE requirements, highlighting the potentially devastating impact on the industry. Following these discussions, the PPRA has confirmed that, pending a final decision by its board, the Level 8 BEE requirement will be suspended. However, property practitioners must still provide a valid BEE certificate issued by an accredited provider.<br />
Should the PPRA’s board finalise this decision, those practitioners will be able to renew their FFCs and continue trading, provided they meet all other compliance requirements. This development brings temporary relief to the real estate industry, allowing time for further considerations and adjustments.<br />
<br />
In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Rudi Heerschop, Director at Schuler, Heerschop and Pienaar Attorneys, about this decision and their role in negotiations between NAMA and the PPRA. ]]></description>
					<category>Business</category>
				<pubDate>Sun, 11 Aug 2024 09:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PPRA Reviews Real Estate Sector BEE Requirements: Temporary Relief for Property Practitioners</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1469441_20250911_162038_1400.jpeg"/>
		<itunes:duration>22:22</itunes:duration>
		<itunes:summary><![CDATA[After positive discussions between the Property Practitioners Regulatory Authority (PPRA) and the National Association of Managing Agents South Africa (NAMA) on behalf of its members, there is good news for the real estate sector. Property practitioners will, for now, no longer need to confirm their Level 8 BEE status to obtain a Fidelity Fund Certificate (FFC).

Earlier in 2024, the PPRA had made Level 8 BEE compliance a non-negotiable requirement for all real estate agencies with a turnover of more than R2.5 million to secure FFCs for 2025. This mandate, based on Section 48 of the new Property Practitioners Act (effective February 2022), created concerns, particularly as it would have affected approximately 6,000 property practitioners who might fall short of the required BEE level.

In response, NAMA advocated on behalf of its members, urging the PPRA to reconsider the stringent BEE requirements, highlighting the potentially devastating impact on the industry. Following these discussions, the PPRA has confirmed that, pending a final decision by its board, the Level 8 BEE requirement will be suspended. However, property practitioners must still provide a valid BEE certificate issued by an accredited provider.
Should the PPRA’s board finalise this decision, those practitioners will be able to renew their FFCs and continue trading, provided they meet all other compliance requirements. This development brings temporary relief to the real estate industry, allowing time for further considerations and adjustments.

In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Rudi Heerschop, Director at Schuler, Heerschop and Pienaar Attorneys, about this decision and their role in negotiations between NAMA and the PPRA.]]></itunes:summary>
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		<title>Being a scheme executive is EASY!</title>
		<link>https://iono.qa/e/1452450</link>
		<guid isPermaLink="true">https://iono.qa/e/1452450</guid>
		<description><![CDATA[As Sectional Title Schemes continue being a popular choice for home ownership in South Africa, the role of a scheme executive has never been more critical. In this episode of Fitzanne's Property Exchange, we look at the complex responsibilities and legal nuances that come with managing a community scheme effectively.<br />
<br />
Managing a community scheme extends beyond basic compliance with the STSMA or Companies Act. Scheme executives must navigate various other legislation and practical challenges that impact their ability to administer community schemes efficiently. From dealing with labour laws to managing personal information under POPIA, the scope of responsibilities can be vast and varied.<br />
<br />
This discussion highlights the common challenges faced by scheme executives, such as the interpretation of laws not directly addressed by the STSMA or Companies Act and the practical aspects of managing service providers and legal representatives within a community scheme. <br />
<br />
Joining Pearl Scheltema is Dilen Heerschop, Director at Du Toit Burger Attorneys Incorporated. With his extensive background in community scheme litigation and a master's degree in estate planning law, Dilen brings a wealth of knowledge and expertise to the table. His insights shed light on how scheme executives can enhance their management practices to ensure legal compliance and maintain a harmonious community environment. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 19 Jun 2024 12:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Being a scheme executive is EASY!</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1452450_20250911_175727_1400.jpeg"/>
		<itunes:duration>40:08</itunes:duration>
		<itunes:summary><![CDATA[As Sectional Title Schemes continue being a popular choice for home ownership in South Africa, the role of a scheme executive has never been more critical. In this episode of Fitzanne's Property Exchange, we look at the complex responsibilities and legal nuances that come with managing a community scheme effectively.

Managing a community scheme extends beyond basic compliance with the STSMA or Companies Act. Scheme executives must navigate various other legislation and practical challenges that impact their ability to administer community schemes efficiently. From dealing with labour laws to managing personal information under POPIA, the scope of responsibilities can be vast and varied.

This discussion highlights the common challenges faced by scheme executives, such as the interpretation of laws not directly addressed by the STSMA or Companies Act and the practical aspects of managing service providers and legal representatives within a community scheme. 

Joining Pearl Scheltema is Dilen Heerschop, Director at Du Toit Burger Attorneys Incorporated. With his extensive background in community scheme litigation and a master's degree in estate planning law, Dilen brings a wealth of knowledge and expertise to the table. His insights shed light on how scheme executives can enhance their management practices to ensure legal compliance and maintain a harmonious community environment.]]></itunes:summary>
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		<title>Managing Holiday Stress in Community Living Spaces</title>
		<link>https://iono.qa/e/1392047</link>
		<guid isPermaLink="true">https://iono.qa/e/1392047</guid>
		<description><![CDATA[In this episode of Fitzanne's Property Exchange, hosted by Pearl Scheltema, we explore the challenges of communal living during the holiday season. Our guests, Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants, and Willie Roos, CEO at Stratafin, provide expert insights into managing common disputes in community schemes.<br />
<br />
The discussion focuses on issues such as noise complaints, increased parking due to holiday visitors, and decoration guidelines. Our guests offer practical strategies for addressing these concerns, emphasising the importance of clear communication and adherence to community standards. The episode also covers methods for creating a respectful holiday atmosphere and strategies for engaging the community to prevent and resolve conflicts. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 22 Dec 2023 19:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Managing Holiday Stress in Community Living Spaces</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1392047_20250911_194518_1400.jpeg"/>
		<itunes:duration>24:52</itunes:duration>
		<itunes:summary><![CDATA[In this episode of Fitzanne's Property Exchange, hosted by Pearl Scheltema, we explore the challenges of communal living during the holiday season. Our guests, Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants, and Willie Roos, CEO at Stratafin, provide expert insights into managing common disputes in community schemes.

The discussion focuses on issues such as noise complaints, increased parking due to holiday visitors, and decoration guidelines. Our guests offer practical strategies for addressing these concerns, emphasising the importance of clear communication and adherence to community standards. The episode also covers methods for creating a respectful holiday atmosphere and strategies for engaging the community to prevent and resolve conflicts.]]></itunes:summary>
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		<title>Everything you need to know about solar in Sectional Title Schemes</title>
		<link>https://iono.qa/e/1327006</link>
		<guid isPermaLink="true">https://iono.qa/e/1327006</guid>
		<description><![CDATA[Installing solar energy in Sectional Title Schemes in South Africa can be challenging due to several factors. Despite these challenges, there is growing recognition of the benefits of solar energy in South Africa, including reducing dependence on fossil fuels, lowering electricity costs, and promoting environmental sustainability. Efforts are being made to address the challenges by providing guidelines, educating Scheme Executives, owners, and Managing Agents about the benefits of solar energy, and streamlining the approval processes.<br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants and Willie Roos, CEO at Stratafin, on the do’s and don’ts of installing solar energy in Sectional Title Schemes. ]]></description>
					<category>Business</category>
				<pubDate>Sun, 02 Jul 2023 20:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Everything you need to know about solar in Sectional Title Schemes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1327006_20250911_213217_1400.jpeg"/>
		<itunes:duration>21:57</itunes:duration>
		<itunes:summary><![CDATA[Installing solar energy in Sectional Title Schemes in South Africa can be challenging due to several factors. Despite these challenges, there is growing recognition of the benefits of solar energy in South Africa, including reducing dependence on fossil fuels, lowering electricity costs, and promoting environmental sustainability. Efforts are being made to address the challenges by providing guidelines, educating Scheme Executives, owners, and Managing Agents about the benefits of solar energy, and streamlining the approval processes.

In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants and Willie Roos, CEO at Stratafin, on the do’s and don’ts of installing solar energy in Sectional Title Schemes.]]></itunes:summary>
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		<title>Key Insurance Considerations for a Body Corporate Before Installing Solar Panels</title>
		<link>https://iono.qa/e/1319809</link>
		<guid isPermaLink="true">https://iono.qa/e/1319809</guid>
		<description><![CDATA[As a result of the ongoing problems with load shedding, many sectional owners are looking into alternative and renewable energy options such as solar panels to reduce the impact of load shedding on their homes. A common question, therefore, being raised by sectional owners is whether they are permitted to install solar panels on their sectional property.<br />
<br />
Taking this one step further, one then needs to determine the responsibilities of the owner vs the Body Corporate when it comes to the insurance policy of the Sectional Title Scheme and how the installation of solar panels affects the insurance policy. <br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Mike Addison, co-owner and founding director of Addsure, a registered financial services provider about crucial insurance considerations for a Body Corporate before installing solar panels. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 12 Jun 2023 10:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Key Insurance Considerations for a Body Corporate Before Installing Solar Panels</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1319809_20250911_220937_1400.jpeg"/>
		<itunes:duration>31:55</itunes:duration>
		<itunes:summary><![CDATA[As a result of the ongoing problems with load shedding, many sectional owners are looking into alternative and renewable energy options such as solar panels to reduce the impact of load shedding on their homes. A common question, therefore, being raised by sectional owners is whether they are permitted to install solar panels on their sectional property.

Taking this one step further, one then needs to determine the responsibilities of the owner vs the Body Corporate when it comes to the insurance policy of the Sectional Title Scheme and how the installation of solar panels affects the insurance policy. 

In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Mike Addison, co-owner and founding director of Addsure, a registered financial services provider about crucial insurance considerations for a Body Corporate before installing solar panels.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Unpacking Annual Auditing in Sectional Title Schemes and HOAs</title>
		<link>https://iono.qa/e/1311710</link>
		<guid isPermaLink="true">https://iono.qa/e/1311710</guid>
		<description><![CDATA[Sectional title legislation requires schemes to have their annual financial statements audited and presented to the members for their consideration at a general meeting, and it must be done within four months of the scheme’s financial year-end. Additionally, the annual general meeting (AGM) is required to be held within four months of the financial year-end. So, although it is not required, it makes sense for the audited financial statements to be presented to the AGM for owners’ consideration.<br />
<br />
This is an important topic for Trustees of Sectional Title Schemes, as compliance with these requirements is crucial for the effective management and administration of Sectional Title Schemes.<br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema unpacks annual auditing in Sectional Title Schemes and HOAs with Chantelle Gibb, Head of Sectional Department, MG Taute Registered Auditors. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 May 2023 11:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Unpacking Annual Auditing in Sectional Title Schemes and HOAs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1311710_20250911_222719_1400.jpeg"/>
		<itunes:duration>18:05</itunes:duration>
		<itunes:summary><![CDATA[Sectional title legislation requires schemes to have their annual financial statements audited and presented to the members for their consideration at a general meeting, and it must be done within four months of the scheme’s financial year-end. Additionally, the annual general meeting (AGM) is required to be held within four months of the financial year-end. So, although it is not required, it makes sense for the audited financial statements to be presented to the AGM for owners’ consideration.

This is an important topic for Trustees of Sectional Title Schemes, as compliance with these requirements is crucial for the effective management and administration of Sectional Title Schemes.

In this episode of Fitzanne's Property Exchange, Pearl Scheltema unpacks annual auditing in Sectional Title Schemes and HOAs with Chantelle Gibb, Head of Sectional Department, MG Taute Registered Auditors.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Part 2: STS Building and Property Development Regulations Trustees Must Know About</title>
		<link>https://iono.qa/e/1305364</link>
		<guid isPermaLink="true">https://iono.qa/e/1305364</guid>
		<description><![CDATA[As a homeowner in a Sectional Title Scheme, you may wish to make changes to your property to improve its functionality or aesthetic appeal. However, the process involved in making alterations can be complex and requires careful consideration to avoid potential disputes with your neighbors or the Body Corporate. <br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, where they discuss the key factors to consider before making alterations to your property, the process involved in obtaining approval, and the rights and obligations of homeowners in sectional title schemes when it comes to making changes to their property.<br />
<br />
#property #propertdevelopment #propertytips #buildingregulations #sectionaltitle #fitzanneestates ]]></description>
					<category>Business</category>
				<pubDate>Sun, 30 Apr 2023 06:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Part 2: STS Building and Property Development Regulations Trustees Must Know About</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1305364_20250911_224129_1400.jpeg"/>
		<itunes:duration>20:32</itunes:duration>
		<itunes:summary><![CDATA[As a homeowner in a Sectional Title Scheme, you may wish to make changes to your property to improve its functionality or aesthetic appeal. However, the process involved in making alterations can be complex and requires careful consideration to avoid potential disputes with your neighbors or the Body Corporate. 

In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, where they discuss the key factors to consider before making alterations to your property, the process involved in obtaining approval, and the rights and obligations of homeowners in sectional title schemes when it comes to making changes to their property.

#property #propertdevelopment #propertytips #buildingregulations #sectionaltitle #fitzanneestates]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Part 1: Sectional Title Scheme Building and Property Development Regulations Trustees Must Know About</title>
		<link>https://iono.qa/e/1288923</link>
		<guid isPermaLink="true">https://iono.qa/e/1288923</guid>
		<description><![CDATA[Navigating complex building regulations, obtaining necessary approvals for renovations and upgrades, and balancing the needs of individual owners with the overall maintenance and preservation of common property are just some of the challenges Trustees face in the management of Sectional Title Schemes. <br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, who will be sharing valuable insights and information to help educate and answer some of the most pressing questions on this topic. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 10 Mar 2023 11:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Part 1: Sectional Title Scheme Building and Property Development Regulations Trustees Must Know About</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1288923_20250911_231616_1400.jpeg"/>
		<itunes:duration>26:05</itunes:duration>
		<itunes:summary><![CDATA[Navigating complex building regulations, obtaining necessary approvals for renovations and upgrades, and balancing the needs of individual owners with the overall maintenance and preservation of common property are just some of the challenges Trustees face in the management of Sectional Title Schemes. 

In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, who will be sharing valuable insights and information to help educate and answer some of the most pressing questions on this topic.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Fitzanne's Property Exchange Intro</title>
		<link>https://iono.qa/e/1258728</link>
		<guid isPermaLink="true">https://iono.qa/e/1258728</guid>
		<description><![CDATA[Fitzanne's Property Exchange, hosted Pearl Scheltema, keeps you captivated and intrigued as we provide you with the very latest news and insights to the South African residential property industry. Having conversations with property investors, industry experts, Sectional Title Scheme Executives and innovative stakeholders, we invite you to listen to their stories and make it your own. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 01 Dec 2022 15:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fitzanne's Property Exchange Intro</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_5416_20250910_202504_1400.jpeg"/>
		<itunes:duration>0:16</itunes:duration>
		<itunes:summary><![CDATA[Fitzanne's Property Exchange, hosted Pearl Scheltema, keeps you captivated and intrigued as we provide you with the very latest news and insights to the South African residential property industry. Having conversations with property investors, industry experts, Sectional Title Scheme Executives and innovative stakeholders, we invite you to listen to their stories and make it your own.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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		<title>Estate Planning, Property Law and Divorce</title>
		<link>https://iono.qa/e/1231255</link>
		<guid isPermaLink="true">https://iono.qa/e/1231255</guid>
		<description><![CDATA[If you’re getting a divorce in South Africa, there can be a lot of things at stake. Some people earn an income by owning multiple properties and worry about having to split those properties in a divorce. Fortunately, there are ways you can protect yourself as a real estate investor going through a divorce.<br />
<br />
Protecting your property portfolio during a divorce can be tricky. You could find yourself in hot water if the court determines that you’re intentionally selling or moving properties into other accounts to avoid splitting them with your former spouse, so it’s important to evaluate your legal options.<br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, Associate at Du Toit Burger Incorporated Attorneys, about estate planning, property law and divorce. ]]></description>
					<category>Business</category>
				<pubDate>Sun, 25 Sep 2022 19:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate Planning, Property Law and Divorce</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1231255_20250912_004859_1400.jpeg"/>
		<itunes:duration>12:44</itunes:duration>
		<itunes:summary><![CDATA[If you’re getting a divorce in South Africa, there can be a lot of things at stake. Some people earn an income by owning multiple properties and worry about having to split those properties in a divorce. Fortunately, there are ways you can protect yourself as a real estate investor going through a divorce.

Protecting your property portfolio during a divorce can be tricky. You could find yourself in hot water if the court determines that you’re intentionally selling or moving properties into other accounts to avoid splitting them with your former spouse, so it’s important to evaluate your legal options.

In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, Associate at Du Toit Burger Incorporated Attorneys, about estate planning, property law and divorce.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>I'm getting divorced. What happens to my property?</title>
		<link>https://iono.qa/e/1225965</link>
		<guid isPermaLink="true">https://iono.qa/e/1225965</guid>
		<description><![CDATA[Historically, 44% of marriages in South Africa have resulted in divorce. Since lockdown, there has reportedly been a 20% increase in the number of new divorce applications. The family home is sometimes the most significant asset at stake for those unfortunate couples whose marriages ultimately fail, both financially and emotionally. Therefore, it is essential for any couple thinking about getting married—or for any married couple thinking about divorcing—to grasp what our law says about who gets what in a divorce.<br />
<br />
A variety of factors will be at play here, all linked to the question of what “marital regime” applies to your marriage so the first question you need to ask is whether you are married in or out of community of property – and if out, does accrual apply?<br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, Associate at Du Toit Burger Incorporated Attorneys, about property and divorce. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 12 Sep 2022 10:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>I'm getting divorced. What happens to my property?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1225965_20250912_005753_1400.jpeg"/>
		<itunes:duration>18:14</itunes:duration>
		<itunes:summary><![CDATA[Historically, 44% of marriages in South Africa have resulted in divorce. Since lockdown, there has reportedly been a 20% increase in the number of new divorce applications. The family home is sometimes the most significant asset at stake for those unfortunate couples whose marriages ultimately fail, both financially and emotionally. Therefore, it is essential for any couple thinking about getting married—or for any married couple thinking about divorcing—to grasp what our law says about who gets what in a divorce.

A variety of factors will be at play here, all linked to the question of what “marital regime” applies to your marriage so the first question you need to ask is whether you are married in or out of community of property – and if out, does accrual apply?

In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, Associate at Du Toit Burger Incorporated Attorneys, about property and divorce.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>How can directions or restrictions be placed on trustees?</title>
		<link>https://iono.qa/e/1218246</link>
		<guid isPermaLink="true">https://iono.qa/e/1218246</guid>
		<description><![CDATA[The increased quorum requirement of 80% vs. 33.3% and the inability to table such a resolution at an adjourned annual or special general meeting—which still requires the elevated quorum requirement—make it nearly impossible to obtain a unanimous resolution for the majority of Sectional Title Schemes.<br />
<br />
At an annual or special general meeting, there is no way to reach such a unanimous decision with fewer members in attendance in person or represented by a proxy.<br />
<br />
A request for consideration and approval of such a resolution may be made to the Community Schemes Ombud Service ("the CSOS") in accordance with section 6(9) of the Sectional Titles Schemes Management Act ("the STSMA"). The needed written permission of each owner inside the scheme is subject to the CSOS procedure.<br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda Van der Merwe, co-founder of TVDM Consultants about this challenge. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 22 Aug 2022 17:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How can directions or restrictions be placed on trustees?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1218246_20250912_011317_1400.jpeg"/>
		<itunes:duration>28:07</itunes:duration>
		<itunes:summary><![CDATA[The increased quorum requirement of 80% vs. 33.3% and the inability to table such a resolution at an adjourned annual or special general meeting—which still requires the elevated quorum requirement—make it nearly impossible to obtain a unanimous resolution for the majority of Sectional Title Schemes.

At an annual or special general meeting, there is no way to reach such a unanimous decision with fewer members in attendance in person or represented by a proxy.

A request for consideration and approval of such a resolution may be made to the Community Schemes Ombud Service ("the CSOS") in accordance with section 6(9) of the Sectional Titles Schemes Management Act ("the STSMA"). The needed written permission of each owner inside the scheme is subject to the CSOS procedure.

In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda Van der Merwe, co-founder of TVDM Consultants about this challenge.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	</item>
	<item>
		<title>Industry feedback: DA Shadow Minister meeting with Chief Ombud</title>
		<link>https://iono.qa/e/1214786</link>
		<guid isPermaLink="true">https://iono.qa/e/1214786</guid>
		<description><![CDATA[In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Founder of TVDM Consultants about a recent meeting between the DA Shadow Minister and the Chief Ombud. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 12 Aug 2022 11:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Industry feedback: DA Shadow Minister meeting with Chief Ombud</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1214786_20250912_012027_1400.jpeg"/>
		<itunes:duration>8:29</itunes:duration>
		<itunes:summary><![CDATA[In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Founder of TVDM Consultants about a recent meeting between the DA Shadow Minister and the Chief Ombud.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Sectional Title Scheme Security and Loadshedding</title>
		<link>https://iono.qa/e/1205620</link>
		<guid isPermaLink="true">https://iono.qa/e/1205620</guid>
		<description><![CDATA[Load shedding, which has become almost daily in South Africa due to the power crisis, has significantly disrupted everyone's lives. Countless business hours have been lost, productivity across all sectors has been impacted, time is wasted, frustrations are at an all-time high due to the traffic backlogs brought on by broken traffic lights, and families are unable to cook or take hot showers.<br />
<br />
These and countless other issues are affecting both the consumer and the private sector, but what's worse is the potential impact that these power outages could have on the security of your home or place of business.<br />
<br />
It is logical to expect South Africa's large criminal element to begin targeting areas that do not have power, therefore it is up to each and every one of us to ensure that our back-up systems are in place, whether it is for an alarm system or an electric gate.<br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema and Johan de Bruyn, Head of Operations at Mezuzah Security Services, share insights and practical tips that will enable Body Corporates and unit owners to maintain robust and reliable security practices during loadshedding. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 15 Jul 2022 14:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sectional Title Scheme Security and Loadshedding</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1205620_20250912_014030_1400.jpeg"/>
		<itunes:duration>24:56</itunes:duration>
		<itunes:summary><![CDATA[Load shedding, which has become almost daily in South Africa due to the power crisis, has significantly disrupted everyone's lives. Countless business hours have been lost, productivity across all sectors has been impacted, time is wasted, frustrations are at an all-time high due to the traffic backlogs brought on by broken traffic lights, and families are unable to cook or take hot showers.

These and countless other issues are affecting both the consumer and the private sector, but what's worse is the potential impact that these power outages could have on the security of your home or place of business.

It is logical to expect South Africa's large criminal element to begin targeting areas that do not have power, therefore it is up to each and every one of us to ensure that our back-up systems are in place, whether it is for an alarm system or an electric gate.

In this episode of Fitzanne's Property Exchange, Pearl Scheltema and Johan de Bruyn, Head of Operations at Mezuzah Security Services, share insights and practical tips that will enable Body Corporates and unit owners to maintain robust and reliable security practices during loadshedding.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>What Trustees should know about a deceased estate within a Sectional Title Scheme</title>
		<link>https://iono.qa/e/1205223</link>
		<guid isPermaLink="true">https://iono.qa/e/1205223</guid>
		<description><![CDATA[When the owner of a property in a Sectional Title Scheme dies, the Master of the High Court appoints a trustee/executor to wind up their estate. This involves paying any outstanding debts, realising any assets, and distributing them according to the instructions contained in the deceased person’s will.<br />
<br />
Ownership of the property remains with the deceased estate, and it is the trustee/executor who must fulfil any outstanding obligations that the deceased owner might have had as an owner in the scheme.<br />
<br />
In the episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Attorney Dilen Heerschop, about the role and duty of the appointed trustee/executor when it comes to property in a Sectional Title Scheme and the payment of levies, handling of tenants, maintenance and more. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 14 Jul 2022 16:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What Trustees should know about a deceased estate within a Sectional Title Scheme</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1205223_20250912_014151_1400.jpeg"/>
		<itunes:duration>22:47</itunes:duration>
		<itunes:summary><![CDATA[When the owner of a property in a Sectional Title Scheme dies, the Master of the High Court appoints a trustee/executor to wind up their estate. This involves paying any outstanding debts, realising any assets, and distributing them according to the instructions contained in the deceased person’s will.

Ownership of the property remains with the deceased estate, and it is the trustee/executor who must fulfil any outstanding obligations that the deceased owner might have had as an owner in the scheme.

In the episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Attorney Dilen Heerschop, about the role and duty of the appointed trustee/executor when it comes to property in a Sectional Title Scheme and the payment of levies, handling of tenants, maintenance and more.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Benefits of Property Investment in Sectional Title Schemes</title>
		<link>https://iono.qa/e/1188047</link>
		<guid isPermaLink="true">https://iono.qa/e/1188047</guid>
		<description><![CDATA[Despite the economic downslide caused by COVID, property investment remains a profitable endeavor, especially with pent-up demand set to be unleashed in the wake of the lockdown.<br />
<br />
Furthermore, a succession of interest rate cuts intended to boost the economy has resulted in the lowest lending rates for decades. If you’re looking to take your first step into the South African property market, now is a good time.<br />
<br />
Are you thinking about investing in real estate to rent out or use as a vacation home for other travelers? It can turn into a reliable source of income. But how do you know if you’re ready to become a landlord? In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Louise Martin, CEO of Estate Living about the benefits of property investment, specifically in a Sectional Title Scheme. ]]></description>
					<category>Business</category>
				<pubDate>Sun, 29 May 2022 14:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Benefits of Property Investment in Sectional Title Schemes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1188047_20250912_021057_1400.jpeg"/>
		<itunes:duration>29:28</itunes:duration>
		<itunes:summary><![CDATA[Despite the economic downslide caused by COVID, property investment remains a profitable endeavor, especially with pent-up demand set to be unleashed in the wake of the lockdown.

Furthermore, a succession of interest rate cuts intended to boost the economy has resulted in the lowest lending rates for decades. If you’re looking to take your first step into the South African property market, now is a good time.

Are you thinking about investing in real estate to rent out or use as a vacation home for other travelers? It can turn into a reliable source of income. But how do you know if you’re ready to become a landlord? In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Louise Martin, CEO of Estate Living about the benefits of property investment, specifically in a Sectional Title Scheme.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	</item>
	<item>
		<title>Industry Engagement with CSOS</title>
		<link>https://iono.qa/e/1172808</link>
		<guid isPermaLink="true">https://iono.qa/e/1172808</guid>
		<description><![CDATA[It has become clear in recent months that many Sectional Title Schemes industry stakeholders were experiencing a host of challenges with the Community Schemes Ombud Service (CSOS).<br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda Van der Merwe, Co-Founder and Director of TVDM Consultants and Willie Roos, CEO of Stratafin, who, together with Theresa Williams, a concerned Sectional Title owner and Trustee, took the initiative to get all the stakeholders together for a round table discussion. Zerlinda and Willie were able to speak to the Chief Ombud, Advocate Boyce Mkhize and the DA Shadow Minister of Human Settlement, Emma Powell, starting a conversation on the way forward. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 08 Apr 2022 11:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Industry Engagement with CSOS</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1172808_20250912_024312_1400.jpeg"/>
		<itunes:duration>41:05</itunes:duration>
		<itunes:summary><![CDATA[It has become clear in recent months that many Sectional Title Schemes industry stakeholders were experiencing a host of challenges with the Community Schemes Ombud Service (CSOS).

In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda Van der Merwe, Co-Founder and Director of TVDM Consultants and Willie Roos, CEO of Stratafin, who, together with Theresa Williams, a concerned Sectional Title owner and Trustee, took the initiative to get all the stakeholders together for a round table discussion. Zerlinda and Willie were able to speak to the Chief Ombud, Advocate Boyce Mkhize and the DA Shadow Minister of Human Settlement, Emma Powell, starting a conversation on the way forward.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Panel discussion: CSOS Executive Managing Agent Panel</title>
		<link>https://iono.qa/e/1164268</link>
		<guid isPermaLink="true">https://iono.qa/e/1164268</guid>
		<description><![CDATA[The CSOS recently placed an advert for a Panel of Executive Managing Agents and subsequently formulated a Panel of Executive Managing Agents from the applications. According to CSOS, they have trained and educated all the panelists on the panel on their roles and responsibilities towards the body corporate.<br />
<br />
In this podcast, Pearl Scheltema facilitates a panel discussion between key role players in the industry, namely Johlene Wasserman, Manager of Governance, Compliance & Enforcement, CSOS, Hendrik Hoffmann, Managing Director, Rise Property Solutions, Mari Van Rensburg, CEO, MEMS Properties and Willie Roos, CEO, Stratafin.<br />
<br />
The panel discusses the CSOS mandate, the knowledge, experience, and suitability of the panel of Executive Managing Agents plus CSOS oversight and responsibility of these panelists and transformation of the industry. <a href="https://static.iono.fm/files/p1857/att_1164268_20220310_183128_src.pdf">CSOS Panel of Executive Managing Agents (1).pdf &mdash; PDF (233.5 KB)</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 10 Mar 2022 18:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Panel discussion: CSOS Executive Managing Agent Panel</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1164268_20250912_030652_1400.jpeg"/>
		<itunes:duration>33:50</itunes:duration>
		<itunes:summary><![CDATA[The CSOS recently placed an advert for a Panel of Executive Managing Agents and subsequently formulated a Panel of Executive Managing Agents from the applications. According to CSOS, they have trained and educated all the panelists on the panel on their roles and responsibilities towards the body corporate.

In this podcast, Pearl Scheltema facilitates a panel discussion between key role players in the industry, namely Johlene Wasserman, Manager of Governance, Compliance & Enforcement, CSOS, Hendrik Hoffmann, Managing Director, Rise Property Solutions, Mari Van Rensburg, CEO, MEMS Properties and Willie Roos, CEO, Stratafin.

The panel discusses the CSOS mandate, the knowledge, experience, and suitability of the panel of Executive Managing Agents plus CSOS oversight and responsibility of these panelists and transformation of the industry.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Unpacking the new Property Practitioners Act</title>
		<link>https://iono.qa/e/1155206</link>
		<guid isPermaLink="true">https://iono.qa/e/1155206</guid>
		<description><![CDATA[With the publication of the Property Practitioners Regulation on 14 January 2022, significant changes to the property industry have come about on 01 February 2022. The Property Practitioners Act and Regulations aim to regulate and professionalise the property industry. <br />
<br />
In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, a property law expert and attorney of the High Court currently working at Schüler Heerschop Pienaar Attorneys. They discuss this consumer-focused act and everything you need to know in respect of your dealings with a property practitioner. ]]></description>
					<category>Business</category>
				<pubDate>Sat, 12 Feb 2022 13:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Unpacking the new Property Practitioners Act</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1155206_20250912_032541_1400.jpeg"/>
		<itunes:duration>19:40</itunes:duration>
		<itunes:summary><![CDATA[With the publication of the Property Practitioners Regulation on 14 January 2022, significant changes to the property industry have come about on 01 February 2022. The Property Practitioners Act and Regulations aim to regulate and professionalise the property industry. 

In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, a property law expert and attorney of the High Court currently working at Schüler Heerschop Pienaar Attorneys. They discuss this consumer-focused act and everything you need to know in respect of your dealings with a property practitioner.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	</item>
	<item>
		<title>What A Community Scheme Debt Trap Is and How To Get Out Of It</title>
		<link>https://iono.qa/e/1137740</link>
		<guid isPermaLink="true">https://iono.qa/e/1137740</guid>
		<description><![CDATA[Dealing with the finances in a Sectional Title Scheme can be a difficult and uncertain affair, with numerous aspects to consider. Should a Sectional Title Scheme find itself in need of financial assistance, it has a number of options to choose from. Making the right choice for the Sectional Title Scheme can be a difficult and often challenging choice for the members of the Corporate Body and can often lead to the Body Corporate falling into a Debt Trap.<br />
<br />
In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Willie Roos, CEO of Stratafin, about what a community scheme debt trap is and how to get out of it. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 15 Dec 2021 15:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What A Community Scheme Debt Trap Is and How To Get Out Of It</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1137740_20250912_035803_1400.jpeg"/>
		<itunes:duration>24:21</itunes:duration>
		<itunes:summary><![CDATA[Dealing with the finances in a Sectional Title Scheme can be a difficult and uncertain affair, with numerous aspects to consider. Should a Sectional Title Scheme find itself in need of financial assistance, it has a number of options to choose from. Making the right choice for the Sectional Title Scheme can be a difficult and often challenging choice for the members of the Corporate Body and can often lead to the Body Corporate falling into a Debt Trap.

In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Willie Roos, CEO of Stratafin, about what a community scheme debt trap is and how to get out of it.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>National Association of Managing Agents (NAMA) and the Professionalisation of Property Managers</title>
		<link>https://iono.qa/e/1131110</link>
		<guid isPermaLink="true">https://iono.qa/e/1131110</guid>
		<description><![CDATA[In order to get the most out of sectional title living, it is also important to understand the key role that the Managing Agent plays in maintaining a sectional title scheme.<br />
<br />
Choosing a Managing Agent is a very important consideration for Body Corporates and Trustees alike. To a certain extent, it is a subjective choice; you must get along with the people at the agency, after all. However, you also need to know that the company you trust to manage your property on your behalf is fully compliant and belongs to the correct regulatory bodies. <br />
<br />
The property management company must also be a member of the National Association of Managing Agents (NAMA) and in this episode of Fitzanne’s Property Exhange, Pearl Scheltema chats to Kerry-Lee van Aardt, General Manager at NAMA about why Managing Agents should be registered with NAMA and the plans NAMA has to professionalise the industry. ]]></description>
					<category>Business</category>
				<pubDate>Sat, 27 Nov 2021 07:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>National Association of Managing Agents (NAMA) and the Professionalisation of Property Managers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1131110_20250912_041039_1400.jpeg"/>
		<itunes:duration>17:28</itunes:duration>
		<itunes:summary><![CDATA[In order to get the most out of sectional title living, it is also important to understand the key role that the Managing Agent plays in maintaining a sectional title scheme.

Choosing a Managing Agent is a very important consideration for Body Corporates and Trustees alike. To a certain extent, it is a subjective choice; you must get along with the people at the agency, after all. However, you also need to know that the company you trust to manage your property on your behalf is fully compliant and belongs to the correct regulatory bodies. 

The property management company must also be a member of the National Association of Managing Agents (NAMA) and in this episode of Fitzanne’s Property Exhange, Pearl Scheltema chats to Kerry-Lee van Aardt, General Manager at NAMA about why Managing Agents should be registered with NAMA and the plans NAMA has to professionalise the industry.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>The future of AGMs – how to achieve a quorum every time</title>
		<link>https://iono.qa/e/1128680</link>
		<guid isPermaLink="true">https://iono.qa/e/1128680</guid>
		<description><![CDATA[As the long-standing owner, trustee and chairperson of a self-managed complex, Poena le Roux designed MeetingPal in 2017 as a tool that complies with the Sectional Titles Schemes Management (STSM) Act which obligated bodies corporate to calculate votes in both number and value. No longer is there is need to have all the scheme’s members under one roof, but now these member can also vote securely and transparently on an resolution from anywhere in the world. <br />
 <br />
MeetingPal is smart and user-friendly app that provides support for managing any online meetings, such as community schemes, professional bodies, associations or trusts. It turns your phone into a voting device, allowing you to vote remotely from anywhere in the world, securely via your mobile device. For more info, visit https://meetingpal.co.za/about/<br />
<br />
In this episode of Fitzanne’s Property Exchange, Pearl Scheltema chats to Poena about MeetingPal and the various benefits and features of this application. <a href="https://meetingpal.co.za/about/">Meeting Pal</a>]]></description>
					<category>Business</category>
				<pubDate>Sun, 21 Nov 2021 07:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The future of AGMs – how to achieve a quorum every time</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1128680_20250912_041434_1400.jpeg"/>
		<itunes:duration>24:31</itunes:duration>
		<itunes:summary><![CDATA[As the long-standing owner, trustee and chairperson of a self-managed complex, Poena le Roux designed MeetingPal in 2017 as a tool that complies with the Sectional Titles Schemes Management (STSM) Act which obligated bodies corporate to calculate votes in both number and value. No longer is there is need to have all the scheme’s members under one roof, but now these member can also vote securely and transparently on an resolution from anywhere in the world. 
 
MeetingPal is smart and user-friendly app that provides support for managing any online meetings, such as community schemes, professional bodies, associations or trusts. It turns your phone into a voting device, allowing you to vote remotely from anywhere in the world, securely via your mobile device. For more info, visit https://meetingpal.co.za/about/

In this episode of Fitzanne’s Property Exchange, Pearl Scheltema chats to Poena about MeetingPal and the various benefits and features of this application.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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		<title>Why property investors should get EDGE Certification for their properties</title>
		<link>https://iono.qa/e/1115419</link>
		<guid isPermaLink="true">https://iono.qa/e/1115419</guid>
		<description><![CDATA[With South Africa facing a water and energy crisis, sustainable solutions are needed and EDGE Certification makes it faster, easier, and more affordable than ever before to build and certify green homes. An innovation of the International Finance Corporation (IFC), EDGE (Excellence in Design for Greater Efficiencies) is a green building certification system that gives homeowners the assurance that their homes are designed and built to be resource-efficient.<br />
<br />
In this episode of Fitzanne’s Property Exchange, Pearl Scheltema interviews Jo Anderson, Research and Innovation Specialist at Green Building Council of South Africa (GBCSA). For more information on EDGE, please visit https://gbcsa.org.za/certify/edge/. <a href="https://gbcsa.org.za/certify/edge/">gbcsa.org.za</a>]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Oct 2021 18:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why property investors should get EDGE Certification for their properties</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1115419_20250912_093352_1400.jpeg"/>
		<itunes:duration>15:29</itunes:duration>
		<itunes:summary><![CDATA[With South Africa facing a water and energy crisis, sustainable solutions are needed and EDGE Certification makes it faster, easier, and more affordable than ever before to build and certify green homes. An innovation of the International Finance Corporation (IFC), EDGE (Excellence in Design for Greater Efficiencies) is a green building certification system that gives homeowners the assurance that their homes are designed and built to be resource-efficient.

In this episode of Fitzanne’s Property Exchange, Pearl Scheltema interviews Jo Anderson, Research and Innovation Specialist at Green Building Council of South Africa (GBCSA). For more information on EDGE, please visit https://gbcsa.org.za/certify/edge/.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>My Clean Green Home design competition: Sustainable living in action.</title>
		<link>https://iono.qa/e/1109827</link>
		<guid isPermaLink="true">https://iono.qa/e/1109827</guid>
		<description><![CDATA[In partnership with the Green Building Council of South Africa (GBCSA), the My Clean Green Home design competition called for professionals and students to develop a home that demonstrates sustainable living in action. The winning design from Team Mahali, is an innovative, modular ‘house in a box’ covered by an overarching tree-like structure made from upcycled and locally available materials. The design for the net zero carbon home incorporates solar power generation, energy efficient appliances, passive cooling, rainwater harvesting and an edible food garden. The design was transformed into a pop-up exhibition for visitors to explore net zero carbon living first-hand.<br />
<br />
 <br />
<br />
In this episode of Fitzanne’s Property Exchange, Pearl Scheltema interviews Mary Haw, the City’s Manager of Energy Efficiency and Renewable, Sustainable Energy Markets about this initiative. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 06 Oct 2021 20:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Clean Green Home design competition: Sustainable living in action.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1109827_20250912_094322_1400.jpeg"/>
		<itunes:duration>20:47</itunes:duration>
		<itunes:summary><![CDATA[In partnership with the Green Building Council of South Africa (GBCSA), the My Clean Green Home design competition called for professionals and students to develop a home that demonstrates sustainable living in action. The winning design from Team Mahali, is an innovative, modular ‘house in a box’ covered by an overarching tree-like structure made from upcycled and locally available materials. The design for the net zero carbon home incorporates solar power generation, energy efficient appliances, passive cooling, rainwater harvesting and an edible food garden. The design was transformed into a pop-up exhibition for visitors to explore net zero carbon living first-hand.

 

In this episode of Fitzanne’s Property Exchange, Pearl Scheltema interviews Mary Haw, the City’s Manager of Energy Efficiency and Renewable, Sustainable Energy Markets about this initiative.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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		<title>Female leadership in SA's property sector needs to be prioritised</title>
		<link>https://iono.qa/e/1090657</link>
		<guid isPermaLink="true">https://iono.qa/e/1090657</guid>
		<description><![CDATA[We've made considerable progress in the last ten years, and women are increasingly being integrated into diverse professions across the property sector in South Africa. However, ensuring that women are represented in high levels within the sector remains a serious concern.<br />
<br />
 <br />
<br />
Although progress is sluggish, the wheels of gender equality and diversity in the property sector in South Africa are moving. Gender equality is a lifelong struggle. Women must continue to push boundaries without giving up, and large business must recognize the value of having female presence in the workplace.<br />
<br />
 <br />
<br />
In this episode of Fitzanne’s Property Exchange, Pearl Scheltema speaks with some of the most prominent women in the property industry to unpack this topic. Guests are Johlene Wasserman, Manager of Governance, Compliance & Enforcement at CSOS, Michelle Dickens, Managing Director, TPN and Johette Smuts, Head of Data Analytics of PayProp. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 24 Aug 2021 22:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Female leadership in SA's property sector needs to be prioritised</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1090657_20250912_101452_1400.jpeg"/>
		<itunes:duration>22:33</itunes:duration>
		<itunes:summary><![CDATA[We've made considerable progress in the last ten years, and women are increasingly being integrated into diverse professions across the property sector in South Africa. However, ensuring that women are represented in high levels within the sector remains a serious concern.

 

Although progress is sluggish, the wheels of gender equality and diversity in the property sector in South Africa are moving. Gender equality is a lifelong struggle. Women must continue to push boundaries without giving up, and large business must recognize the value of having female presence in the workplace.

 

In this episode of Fitzanne’s Property Exchange, Pearl Scheltema speaks with some of the most prominent women in the property industry to unpack this topic. Guests are Johlene Wasserman, Manager of Governance, Compliance & Enforcement at CSOS, Michelle Dickens, Managing Director, TPN and Johette Smuts, Head of Data Analytics of PayProp.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Electricity vs solar: How property owners can capitalize on renewable energy</title>
		<link>https://iono.qa/e/1083103</link>
		<guid isPermaLink="true">https://iono.qa/e/1083103</guid>
		<description><![CDATA[South Africa's electricity supply has been inconsistent for more than a decade, with state company Eskom compelled to use load-shedding on and off to avoid overloading the grid. This has put enormous strain on the energy-dependent economy, as well as lowering household quality of life. <br />
<br />
With no end in sight to the power outage, South Africans are turning to alternative energy sources, and solar is at the top of the list. When it comes to solar energy, consumers have two major options: hybrid or off-grid systems. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Fedgroup CFO, Sheldon Friedericksen about how property owners can capitalize on renewable energy. ]]></description>
					<category>Business</category>
				<pubDate>Sun, 08 Aug 2021 12:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Electricity vs solar: How property owners can capitalize on renewable energy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1083103_20250912_102520_1400.jpeg"/>
		<itunes:duration>22:00</itunes:duration>
		<itunes:summary><![CDATA[South Africa's electricity supply has been inconsistent for more than a decade, with state company Eskom compelled to use load-shedding on and off to avoid overloading the grid. This has put enormous strain on the energy-dependent economy, as well as lowering household quality of life. 

With no end in sight to the power outage, South Africans are turning to alternative energy sources, and solar is at the top of the list. When it comes to solar energy, consumers have two major options: hybrid or off-grid systems. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Fedgroup CFO, Sheldon Friedericksen about how property owners can capitalize on renewable energy.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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		<title>Empowering youth through property</title>
		<link>https://iono.qa/e/1057024</link>
		<guid isPermaLink="true">https://iono.qa/e/1057024</guid>
		<description><![CDATA[The Youth In Property Association (YIPA) is focused on transforming the property sector by increasing the active participation of young people through its Education, Employment and Entrepreneurship initiatives. <br />
<br />
In this podcast, Pearl Scheltema interviews Zahraa Parker, YIPA Vice-Chairperson to find out a bit more about what the organisation does, what its objectives are, and what some of the challenges are for the youth of South Africa in becoming more involved in the property sector. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 17 Jun 2021 17:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Empowering youth through property</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1057024_20250912_110142_1400.jpeg"/>
		<itunes:duration>19:40</itunes:duration>
		<itunes:summary><![CDATA[The Youth In Property Association (YIPA) is focused on transforming the property sector by increasing the active participation of young people through its Education, Employment and Entrepreneurship initiatives. 

In this podcast, Pearl Scheltema interviews Zahraa Parker, YIPA Vice-Chairperson to find out a bit more about what the organisation does, what its objectives are, and what some of the challenges are for the youth of South Africa in becoming more involved in the property sector.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.qa/e/1057024?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What Scheme Executives should know about POPI</title>
		<link>https://iono.qa/e/1050139</link>
		<guid isPermaLink="true">https://iono.qa/e/1050139</guid>
		<description><![CDATA[The Protection of Personal Information Act’s deadline for compliance is here and came into effect on 1 July 2021. This deadline brings forth significant changes to the administration of community schemes, particularly when dealing with member’s or other stakeholder’s Personal Information.<br />
<br />
All scheme executives, in this case Trustees, have a statutory and common law fiduciary obligation to act in good faith, and with due diligence and care in the interests of their community scheme at all times. It is their duty to ensure that the information obtained from members is only used for the purpose for which it was given. <br />
<br />
Pearl Scheltema interviews Dilen Heerschop, lawyer at Schuler Heerschop Pienaar Inc Attorneys, to find out everything Scheme Executives need to know about POPI. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 03 Jun 2021 14:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What Scheme Executives should know about POPI</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1050139_20250912_110827_1400.jpeg"/>
		<itunes:duration>30:46</itunes:duration>
		<itunes:summary><![CDATA[The Protection of Personal Information Act’s deadline for compliance is here and came into effect on 1 July 2021. This deadline brings forth significant changes to the administration of community schemes, particularly when dealing with member’s or other stakeholder’s Personal Information.

All scheme executives, in this case Trustees, have a statutory and common law fiduciary obligation to act in good faith, and with due diligence and care in the interests of their community scheme at all times. It is their duty to ensure that the information obtained from members is only used for the purpose for which it was given. 

Pearl Scheltema interviews Dilen Heerschop, lawyer at Schuler Heerschop Pienaar Inc Attorneys, to find out everything Scheme Executives need to know about POPI.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Tax advice for property investors</title>
		<link>https://iono.qa/e/1022158</link>
		<guid isPermaLink="true">https://iono.qa/e/1022158</guid>
		<description><![CDATA[Property ownership potentially exposes one to a spectrum of taxes such as income tax, capital gains tax (CGT), secondary tax on companies (STC), donations tax, estate duty, transfer duty or value added tax, stamp duties and municipal rates. Which taxes you have to pay, how much and when, depend on the manner in which you deal with your property and, to a large extent, on the way in which you structure your property holding. In this episode of Fitzanne’s Property Exchange, host and CEO of Fitzanne Estates, Pearl Scheltema, chats to Jerry Botha, Managing Partner of Tax Consulting South Africa, and Scott Picken, Founder and CEO of Wealth Migrate to find out more about the taxes property investors should be aware of. <br />
<br />
Tags: #propertytax #propertyadvice #realestateadvice #realestatetips #propertytips #tax #sars #propertyinvestors ]]></description>
					<category>Business</category>
				<pubDate>Fri, 09 Apr 2021 17:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tax advice for property investors</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1022158_20250912_114505_1400.jpeg"/>
		<itunes:duration>36:26</itunes:duration>
		<itunes:summary><![CDATA[Property ownership potentially exposes one to a spectrum of taxes such as income tax, capital gains tax (CGT), secondary tax on companies (STC), donations tax, estate duty, transfer duty or value added tax, stamp duties and municipal rates. Which taxes you have to pay, how much and when, depend on the manner in which you deal with your property and, to a large extent, on the way in which you structure your property holding. In this episode of Fitzanne’s Property Exchange, host and CEO of Fitzanne Estates, Pearl Scheltema, chats to Jerry Botha, Managing Partner of Tax Consulting South Africa, and Scott Picken, Founder and CEO of Wealth Migrate to find out more about the taxes property investors should be aware of. 

Tags: #propertytax #propertyadvice #realestateadvice #realestatetips #propertytips #tax #sars #propertyinvestors]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>The South African Rental Industry</title>
		<link>https://iono.qa/e/1008452</link>
		<guid isPermaLink="true">https://iono.qa/e/1008452</guid>
		<description><![CDATA[Description: March marks the grim anniversary for the first COVID-19 lockdown we embarked on a year ago. It’s fair to say that nothing has been quite the same since – including the real estate landscape. As with any industry, performance is driven by supply and demand. According to TPN this lies at the centre of the current rental market upset, with a clear case of oversupply versus muted demand. Understanding the economic and social landscape of the last year goes a long way in making sense of these low rates of demand.<br />
<br />
Pearl Scheltema, CEO of Fitzanne Estates, chats to Michelle Dickens, MD of TPN, and together they weigh in on the coming months and what landlords can expect. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 10 Mar 2021 19:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The South African Rental Industry</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_1008452_20250912_121639_1400.jpeg"/>
		<itunes:duration>17:06</itunes:duration>
		<itunes:summary><![CDATA[Description: March marks the grim anniversary for the first COVID-19 lockdown we embarked on a year ago. It’s fair to say that nothing has been quite the same since – including the real estate landscape. As with any industry, performance is driven by supply and demand. According to TPN this lies at the centre of the current rental market upset, with a clear case of oversupply versus muted demand. Understanding the economic and social landscape of the last year goes a long way in making sense of these low rates of demand.

Pearl Scheltema, CEO of Fitzanne Estates, chats to Michelle Dickens, MD of TPN, and together they weigh in on the coming months and what landlords can expect.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Budget 2021: What the property industry can expect</title>
		<link>https://iono.qa/e/998308</link>
		<guid isPermaLink="true">https://iono.qa/e/998308</guid>
		<description><![CDATA[As we await the National Budget Speech later this month, many investors and roleplayers in the real estate industry are holding their breath to gauge the year ahead. A tumultuous 2020 left many feeling hesitant and we’re seeing a strong sense of cautious optimism as we head towards the new financial year.<br />
<br />
At the core of many investors’ concern is the expected impact of continued lockdowns and costs involved with a vaccine rollout. Tax implications and affordability are front of mind, as there’s no telling when things will start to regain a semblance of normality. If the second half of 2020 is anything to go by, we can expect a continuing trend towards first time buyers entering the buyers’ market within the entry-level sector.<br />
<br />
Pearl Scheltema, CEO of Fitzanne Estates, interviews Colin Strümpher, BetterBond Sales Manager: Western Cape. They discuss the possibility of an increase in the lending rate and offer advice to property investors and new buyers in terms of securing their investments, affordability and pre-qualification for new bonds. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 Feb 2021 10:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Budget 2021: What the property industry can expect</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_998308_20250912_123154_1400.jpeg"/>
		<itunes:duration>24:06</itunes:duration>
		<itunes:summary><![CDATA[As we await the National Budget Speech later this month, many investors and roleplayers in the real estate industry are holding their breath to gauge the year ahead. A tumultuous 2020 left many feeling hesitant and we’re seeing a strong sense of cautious optimism as we head towards the new financial year.

At the core of many investors’ concern is the expected impact of continued lockdowns and costs involved with a vaccine rollout. Tax implications and affordability are front of mind, as there’s no telling when things will start to regain a semblance of normality. If the second half of 2020 is anything to go by, we can expect a continuing trend towards first time buyers entering the buyers’ market within the entry-level sector.

Pearl Scheltema, CEO of Fitzanne Estates, interviews Colin Strümpher, BetterBond Sales Manager: Western Cape. They discuss the possibility of an increase in the lending rate and offer advice to property investors and new buyers in terms of securing their investments, affordability and pre-qualification for new bonds.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	</item>
	<item>
		<title>Installing solar energy in Sectional Title Schemes</title>
		<link>https://iono.qa/e/991236</link>
		<guid isPermaLink="true">https://iono.qa/e/991236</guid>
		<description><![CDATA[With load shedding back, many of us are looking to install solar power to keep our households ticking over. A lot of buzzwords are thrown about, like hybrid and off grid – most of us don’t know what these are, and what would best suit a particular need. Pearl Scheltema interviews Kyle Bohnsack, Managing Director of Blockpower, a solar photovoltaic (PV) installer, to find out why you will not only need to make sure that your electrical requirements are adequately covered, but also ensure that you’re dealing with a reputable organisation. One who can design and install the correct solution for your needs and then be around for any maintenance when required. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 04 Feb 2021 09:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Installing solar energy in Sectional Title Schemes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_991236_20250912_124202_1400.jpeg"/>
		<itunes:duration>19:11</itunes:duration>
		<itunes:summary><![CDATA[With load shedding back, many of us are looking to install solar power to keep our households ticking over. A lot of buzzwords are thrown about, like hybrid and off grid – most of us don’t know what these are, and what would best suit a particular need. Pearl Scheltema interviews Kyle Bohnsack, Managing Director of Blockpower, a solar photovoltaic (PV) installer, to find out why you will not only need to make sure that your electrical requirements are adequately covered, but also ensure that you’re dealing with a reputable organisation. One who can design and install the correct solution for your needs and then be around for any maintenance when required.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	</item>
	<item>
		<title>What owners must know about the sectional title claims process</title>
		<link>https://iono.qa/e/987282</link>
		<guid isPermaLink="true">https://iono.qa/e/987282</guid>
		<description><![CDATA[Pearl Scheltema interviews Mike Addison, co-owner and founding director of Addsure, a registered financial services provider. The sectional title claims process is often misunderstood, leading to unnecessary conflict and unpleasantness. Pearl and Mike discuss the process to bring about a better understanding of this process in order to help manage the expectations of trustees and owners. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 27 Jan 2021 10:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What owners must know about the sectional title claims process</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_987282_20250912_124835_1400.jpeg"/>
		<itunes:duration>30:39</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Mike Addison, co-owner and founding director of Addsure, a registered financial services provider. The sectional title claims process is often misunderstood, leading to unnecessary conflict and unpleasantness. Pearl and Mike discuss the process to bring about a better understanding of this process in order to help manage the expectations of trustees and owners.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	</item>
	<item>
		<title>How your physical space plays a role in your mental health</title>
		<link>https://iono.qa/e/978888</link>
		<guid isPermaLink="true">https://iono.qa/e/978888</guid>
		<description><![CDATA[Given the amount of time that individuals have spent at home over the last few months, it begs the question: Does our physical space also play a role in our mental health? Pearl Scheltema interviews Jacques van Embden from property development firm Blok on how the increase in working from home intersect with mental health. A UK publication recently explored the mental health issues associated with work from home, and found that a surprising majority of those surveyed indicated they would prefer returning to the office, citing mental health issues and disintegration of healthy boundaries. In short, they were no longer working from home, but living at work. Yet, work from home doesn't appear to be going anywhere anytime soon. Pearl and Jacques discusses the rise of the home office, and the increasingly starring role it will play in our lives - and subsequently our mental health. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 08 Jan 2021 08:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How your physical space plays a role in your mental health</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_978888_20250912_130034_1400.jpeg"/>
		<itunes:duration>21:26</itunes:duration>
		<itunes:summary><![CDATA[Given the amount of time that individuals have spent at home over the last few months, it begs the question: Does our physical space also play a role in our mental health? Pearl Scheltema interviews Jacques van Embden from property development firm Blok on how the increase in working from home intersect with mental health. A UK publication recently explored the mental health issues associated with work from home, and found that a surprising majority of those surveyed indicated they would prefer returning to the office, citing mental health issues and disintegration of healthy boundaries. In short, they were no longer working from home, but living at work. Yet, work from home doesn't appear to be going anywhere anytime soon. Pearl and Jacques discusses the rise of the home office, and the increasingly starring role it will play in our lives - and subsequently our mental health.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>How technology is transforming the sectional title insurance industry</title>
		<link>https://iono.qa/e/968925</link>
		<guid isPermaLink="true">https://iono.qa/e/968925</guid>
		<description><![CDATA[Pearl Scheltema interviews Ria Furriel, King Price’s community insurance partner. For a growing number of sectional title developments, estates and retirement villages, automated claims management systems are saving time, money and headaches by allowing all claims to be logged electronically, authorised instantly by the insurer, and jobs scheduled with an approved service provider for immediate repair – with no human interaction. Pearl and Ria discuss why insurance is a legal requirement under the Sectional Titles Schemes Management Act, the type of insurance that’s required and how King Price has changed the way consumers process sectional title developments, estates and retirement villages claims. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 09 Dec 2020 16:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How technology is transforming the sectional title insurance industry</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_968925_20250912_131516_1400.jpeg"/>
		<itunes:duration>21:32</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Ria Furriel, King Price’s community insurance partner. For a growing number of sectional title developments, estates and retirement villages, automated claims management systems are saving time, money and headaches by allowing all claims to be logged electronically, authorised instantly by the insurer, and jobs scheduled with an approved service provider for immediate repair – with no human interaction. Pearl and Ria discuss why insurance is a legal requirement under the Sectional Titles Schemes Management Act, the type of insurance that’s required and how King Price has changed the way consumers process sectional title developments, estates and retirement villages claims.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>The state of the residential rental market in South Africa</title>
		<link>https://iono.qa/e/952738</link>
		<guid isPermaLink="true">https://iono.qa/e/952738</guid>
		<description><![CDATA[The state of the residential rental market in South Africa Johette Smuts Payprop<br />
<br />
 <br />
<br />
Pearl Scheltema interviews Johette Smuts, Head of Data and Analytics of PayProp Capital, an automated payment and reconciliation platform specific to the residential rental industry. They discuss the PayProp Rental Index, how the residential rental industry has been affected by the COVID-19 pandemic and the main factors affecting rental growth in South Africa. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za ]]></description>
					<category>Business</category>
				<pubDate>Mon, 09 Nov 2020 09:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The state of the residential rental market in South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_952738_20250912_134131_1400.jpeg"/>
		<itunes:duration>15:55</itunes:duration>
		<itunes:summary><![CDATA[The state of the residential rental market in South Africa Johette Smuts Payprop

 

Pearl Scheltema interviews Johette Smuts, Head of Data and Analytics of PayProp Capital, an automated payment and reconciliation platform specific to the residential rental industry. They discuss the PayProp Rental Index, how the residential rental industry has been affected by the COVID-19 pandemic and the main factors affecting rental growth in South Africa. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Bridging finance and smart financial solutions for Sectional Title Schemes</title>
		<link>https://iono.qa/e/947250</link>
		<guid isPermaLink="true">https://iono.qa/e/947250</guid>
		<description><![CDATA[Pearl Scheltema interviews Michael Schaefer, founder and CEO of ZDFin, a specialist finance company providing smart solutions for Sectional Title Schemes. Many Sectional Title Schemes are still challenged in raising adequate reserves to fund large maintenance and capital projects, which may or may not form part of their 10-year maintenance plans and Pearl and Michael discuss how ZDFin’s solutions can help Schemes. They also discuss when Trustees should consider approaching companies that provides Scheme Finance, negative connotations with Scheme Financiers, and whether this is warranted or not. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za ]]></description>
					<category>Business</category>
				<pubDate>Wed, 28 Oct 2020 18:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bridging finance and smart financial solutions for Sectional Title Schemes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_947250_20250912_134858_1400.jpeg"/>
		<itunes:duration>21:10</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Michael Schaefer, founder and CEO of ZDFin, a specialist finance company providing smart solutions for Sectional Title Schemes. Many Sectional Title Schemes are still challenged in raising adequate reserves to fund large maintenance and capital projects, which may or may not form part of their 10-year maintenance plans and Pearl and Michael discuss how ZDFin’s solutions can help Schemes. They also discuss when Trustees should consider approaching companies that provides Scheme Finance, negative connotations with Scheme Financiers, and whether this is warranted or not. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Protecting your property investment: tips from TPN Credit Bureau</title>
		<link>https://iono.qa/e/928650</link>
		<guid isPermaLink="true">https://iono.qa/e/928650</guid>
		<description><![CDATA[Pearl Scheltema interviews Michelle Dickens, the Managing Director and co-founder of TPN Credit Bureau. TPN is South Africa’s biggest credit bureau specialising in the collection of rental payment profile information. Property investors are experiencing increasing property expenses and low or even negative escalation and Michelle provides practical advice for investors in protecting their investments. They also discuss levy collections during lockdown and the biggest risks facing property investors in SA at present time ]]></description>
					<category>Business</category>
				<pubDate>Tue, 22 Sep 2020 16:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Protecting your property investment: tips from TPN Credit Bureau</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_928650_20250912_142101_1400.jpeg"/>
		<itunes:duration>23:31</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Michelle Dickens, the Managing Director and co-founder of TPN Credit Bureau. TPN is South Africa’s biggest credit bureau specialising in the collection of rental payment profile information. Property investors are experiencing increasing property expenses and low or even negative escalation and Michelle provides practical advice for investors in protecting their investments. They also discuss levy collections during lockdown and the biggest risks facing property investors in SA at present time]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Everything you need to know about CSOS</title>
		<link>https://iono.qa/e/925769</link>
		<guid isPermaLink="true">https://iono.qa/e/925769</guid>
		<description><![CDATA[Pearl Scheltema interviews Johlene Wasserman, Manager of Governance, Compliance & Enforcement and Training at CSOS, the Community Schemes Ombud Service. They discuss the powers of CSOS, processes to follow when it comes to disputes and the duties and rights of community schemes under the provisions of the CSOS and STSM Act. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 16 Sep 2020 18:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Everything you need to know about CSOS</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_925769_20250912_142938_1400.jpeg"/>
		<itunes:duration>20:23</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Johlene Wasserman, Manager of Governance, Compliance & Enforcement and Training at CSOS, the Community Schemes Ombud Service. They discuss the powers of CSOS, processes to follow when it comes to disputes and the duties and rights of community schemes under the provisions of the CSOS and STSM Act.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>How to successfully collect levies in a Sectional Title Scheme</title>
		<link>https://iono.qa/e/906759</link>
		<guid isPermaLink="true">https://iono.qa/e/906759</guid>
		<description><![CDATA[Pearl Scheltema interviews Pepi Kruger, an Associate Principal (Property Consultant) at one of South Africa’s largest financial institution, a certified commercial property practitioner, property investor and trustee. They discuss levy collection in Sectional Title Schemes, specifically highlighting strategies during the national lockdown, as well as the value of a Managing Agent in their role of offering advice and support to the Trustees and Body Corporates in their portfolios. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 12 Aug 2020 17:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to successfully collect levies in a Sectional Title Scheme</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_906759_20250912_152837_1400.jpeg"/>
		<itunes:duration>16:41</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Pepi Kruger, an Associate Principal (Property Consultant) at one of South Africa’s largest financial institution, a certified commercial property practitioner, property investor and trustee. They discuss levy collection in Sectional Title Schemes, specifically highlighting strategies during the national lockdown, as well as the value of a Managing Agent in their role of offering advice and support to the Trustees and Body Corporates in their portfolios.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Defaulting tenants and the law</title>
		<link>https://iono.qa/e/904458</link>
		<guid isPermaLink="true">https://iono.qa/e/904458</guid>
		<description><![CDATA[Pearl Scheltema interviews Izak Du Pisanie, a Director at LDP Attorneys who specialises in High Court and Magistrate’s Court litigation, Sectional Title Law and Community Schemes matters, debt collection and general litigation. They discuss some of Izak’s recent legal experiences brought about by the national lockdown and subsequent defaulting tenants. Izak also touches on the importance of a Managing Agent during difficult times. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 07 Aug 2020 11:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Defaulting tenants and the law</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_904458_20250912_153107_1400.jpeg"/>
		<itunes:duration>21:47</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Izak Du Pisanie, a Director at LDP Attorneys who specialises in High Court and Magistrate’s Court litigation, Sectional Title Law and Community Schemes matters, debt collection and general litigation. They discuss some of Izak’s recent legal experiences brought about by the national lockdown and subsequent defaulting tenants. Izak also touches on the importance of a Managing Agent during difficult times.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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	<item>
		<title>Empowering Women in Property</title>
		<link>https://iono.qa/e/900880</link>
		<guid isPermaLink="true">https://iono.qa/e/900880</guid>
		<description><![CDATA[Pearl Scheltema, CEO of Fitzanne Estates, carries a wealth of knowledge about the property world. With more than 30 years of experience in the industry, there is not much Pearl hasn’t seen when it comes to managing properties. In this episode, Daphne Thomson, Marketing Manager at Fitzanne Estates, chat to Pearl about her career, her challenges and successes, and advice to other women entering the property industry. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 31 Jul 2020 14:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Empowering Women in Property</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_900880_20250912_153504_1400.jpeg"/>
		<itunes:duration>21:49</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema, CEO of Fitzanne Estates, carries a wealth of knowledge about the property world. With more than 30 years of experience in the industry, there is not much Pearl hasn’t seen when it comes to managing properties. In this episode, Daphne Thomson, Marketing Manager at Fitzanne Estates, chat to Pearl about her career, her challenges and successes, and advice to other women entering the property industry.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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		<title>The effect of COVID-19 on a property investor</title>
		<link>https://iono.qa/e/895019</link>
		<guid isPermaLink="true">https://iono.qa/e/895019</guid>
		<description><![CDATA[Pearl Scheltema interviews Lloyd Munday, a successful real estate investor with a large portfolio of full and sectional title scheme properties, about the impact the South African lockdown has had on him as landlord and investor. They discuss strategies for recovering rental arrears and Lloyd offers some great tips for new investors on how to break into the property market and become successful. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 20 Jul 2020 22:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The effect of COVID-19 on a property investor</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Pearl Scheltema</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1857/logo_895019_20250912_154554_1400.jpeg"/>
		<itunes:duration>20:12</itunes:duration>
		<itunes:summary><![CDATA[Pearl Scheltema interviews Lloyd Munday, a successful real estate investor with a large portfolio of full and sectional title scheme properties, about the impact the South African lockdown has had on him as landlord and investor. They discuss strategies for recovering rental arrears and Lloyd offers some great tips for new investors on how to break into the property market and become successful.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/5416">Fitzanne’s Property Exchange</source>
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