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		<title>Old Mutual On The Money</title>
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		<description>The On the Money Programme is a financial education initiative created to teach all South Africans how to best manage their finances. The programme is based on the behaviours of South Africa's Big Five animals. The unique characteristics of the Lion, Leopard, Elephant, Rhino, and Buffalo, as found in nature, have been distilled to teach us how to manage our personal and family finances. The purpose of our podcast is to educate &amp;amp; empower our listeners on money matters using real life situations and financial moments. It features celebrities, industry experts and ordinary people sharing relatable and practical tips through a conversational podcast on their stories &amp;amp; experience on financial matters.</description>
					<category>Education</category>
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		<pubDate>Wed, 25 Feb 2026 12:22:44 +0200</pubDate>
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		<copyright>Old Mutual Group</copyright>
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						<podcast:person>John Manyike/Thabo Hollo</podcast:person>
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			<title>Old Mutual On The Money</title>
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				<itunes:subtitle>The On the Money Programme is a financial education initiative created to teach all South Africans how to best manage their finances.</itunes:subtitle>
		<itunes:author>Old Mutual Group</itunes:author>
		<itunes:type>episodic</itunes:type>
		<itunes:owner>
			<itunes:name>Old Mutual Group</itunes:name>
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		<itunes:summary><![CDATA[The On the Money Programme is a financial education initiative created to teach all South Africans how to best manage their finances. The programme is based on the behaviours of South Africa's Big Five animals. The unique characteristics of the Lion, Leopard, Elephant, Rhino, and Buffalo, as found in nature, have been distilled to teach us how to manage our personal and family finances. The purpose of our podcast is to educate & empower our listeners on money matters using real life situations and financial moments. It features celebrities, industry experts and ordinary people sharing relatable and practical tips through a conversational podcast on their stories & experience on financial matters.]]></itunes:summary>
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		<title>Is theft by family or employees covered by your insurance? Our latest episode investigates.</title>
		<link>https://iono.qa/e/1653597</link>
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		<description><![CDATA[Insurance is designed to protect you against the unexpected. But what happens when the risk isn’t a stranger breaking in, but someone you know and trust?<br />
<br />
In episode one of our four-part On the Money series in partnership with Old Mutual Insure, Sales Manager Luke Abrahams joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to unpack a complex but very real scenario faced by many South Africans.<br />
<br />
From theft by a family member living at home to losses caused by a sticky-fingered employee in your business, Luke explains how short-term insurance policies typically respond, where general exclusions apply, and why understanding the difference between the unforeseen and the foreseeable matters.<br />
<br />
It’s a practical conversation about expectations, responsibility, and understanding what your policy really covers before you need to claim. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 09 Mar 2026 11:23:00 +0200</pubDate>
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				<psc:chapter start="00:00:00.000" title="– Introduction" />
			 
				<psc:chapter start="00:00:42.000" title="– Understanding the Claims Process" />
			 
				<psc:chapter start="00:02:01.000" title="– What to do immediately after a crash" />
			 
				<psc:chapter start="00:03:51.000" title="–  Why you must use insurer‑approved tow operators to avoid unexpected costs." />
			 
				<psc:chapter start="00:04:22.000" title="– What You Need When Claiming" />
			 
				<psc:chapter start="00:06:17.000" title="– How insurers decide if a car is a write‑off (60–75% rule)." />
			 
				<psc:chapter start="00:07:55.000" title="– What Happens to Your Car After a Write‑Off?" />
			 
				<psc:chapter start="00:08:19.000" title="– What Is Salvage?" />
			 
				<psc:chapter start="00:10:09.000" title="– What Happens to the Salvaged Car?" />
			 
				<psc:chapter start="00:11:11.000" title="– How buybacks work and how payouts are recalculated." />
			 
				<psc:chapter start="00:12:10.000" title="– Biggest Misconceptions About Salvage" />
			 
				<psc:chapter start="00:13:12.000" title="– Theft by Family or Employees" />
			 
				<psc:chapter start="00:15:48.000" title="– Closing Remarks" />
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				<itunes:title>Is theft by family or employees covered by your insurance? Our latest episode investigates.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>16:21</itunes:duration>
		<itunes:summary><![CDATA[Insurance is designed to protect you against the unexpected. But what happens when the risk isn’t a stranger breaking in, but someone you know and trust?

In episode one of our four-part On the Money series in partnership with Old Mutual Insure, Sales Manager Luke Abrahams joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to unpack a complex but very real scenario faced by many South Africans.

From theft by a family member living at home to losses caused by a sticky-fingered employee in your business, Luke explains how short-term insurance policies typically respond, where general exclusions apply, and why understanding the difference between the unforeseen and the foreseeable matters.

It’s a practical conversation about expectations, responsibility, and understanding what your policy really covers before you need to claim.]]></itunes:summary>
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		<title>What is business interruption cover, and could your company survive without it?</title>
		<link>https://iono.qa/e/1653578</link>
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		<description><![CDATA[If your business was unexpectedly brought to a halt tomorrow, would it survive the financial impact?<br />
<br />
In episode two of our four-part On the Money series in partnership with Old Mutual Insure, Schaun van den Berg, Executive: Alternative Channel Solutions for Old Mutual Insure, joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to unpack what business interruption cover is and why it’s so important for South African businesses – especially SMMEs.<br />
<br />
From fires and forced shutdowns to unexpected events that prevent you from operating, Schaun explains how interruption cover can help protect lost income, safeguard salaries, and support the long-term sustainability of your company while you get back on your feet.<br />
<br />
It’s a practical conversation about continuity, consequences, and making sure your business can keep moving – even when the unexpected happens. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 09 Mar 2026 10:24:00 +0200</pubDate>
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				<psc:chapter start="00:00:00.000" title="– Introduction" />
			 
				<psc:chapter start="00:01:19.000" title="– Why SMEs Need Insurance" />
			 
				<psc:chapter start="00:02:20.000" title="– Why Commercial Insurance Matters" />
			 
				<psc:chapter start="00:02:53.000" title="– Understanding Risk Transfer" />
			 
				<psc:chapter start="00:04:03.000" title="– What Is Business Interruption Cover?" />
			 
				<psc:chapter start="00:05:38.000" title="– Income vs. Overheads Clarified" />
			 
				<psc:chapter start="00:06:38.000" title="– The Trust Economy" />
			 
				<psc:chapter start="00:08:18.000" title="– Do Informal Businesses Need to Be Registered?" />
			 
				<psc:chapter start="00:09:29.000" title="– Importance of Accurate Disclosure" />
			 
				<psc:chapter start="00:11:18.000" title="– Using Personal Vehicles for Business" />
			 
				<psc:chapter start="00:12:28.000" title="– Understanding Underinsurance" />
			 
				<psc:chapter start="00:15:03.000" title="– Technology in Insurance" />
			 
				<psc:chapter start="00:17:02.000" title="– Critical principles when buying commercial insurance." />
			 
				<psc:chapter start="00:19:13.000" title="– Affordability vs Adequate Cover - How SMEs can balance cost and protection." />
			 
				<psc:chapter start="00:20:00.000" title="– Top advice: risk assessments, regular reviews, and understanding deductibles." />
			 
				<psc:chapter start="00:22:46.000" title="– Closing Thoughts" />
						</psc:chapters>
				<itunes:title>What is business interruption cover, and could your company survive without it?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>23:26</itunes:duration>
		<itunes:summary><![CDATA[If your business was unexpectedly brought to a halt tomorrow, would it survive the financial impact?

In episode two of our four-part On the Money series in partnership with Old Mutual Insure, Schaun van den Berg, Executive: Alternative Channel Solutions for Old Mutual Insure, joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to unpack what business interruption cover is and why it’s so important for South African businesses – especially SMMEs.

From fires and forced shutdowns to unexpected events that prevent you from operating, Schaun explains how interruption cover can help protect lost income, safeguard salaries, and support the long-term sustainability of your company while you get back on your feet.

It’s a practical conversation about continuity, consequences, and making sure your business can keep moving – even when the unexpected happens.]]></itunes:summary>
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		<title>Moloko Mongalo on how childhood experiences shaped his views on managing money</title>
		<link>https://iono.qa/e/1649745</link>
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		<description><![CDATA[Our experiences with money growing up can influence how we think about and manage it for the rest of our lives – often without us even realising it.<br />
<br />
In this episode of On the Money, renowned businessman Moloko Mongalo joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to reflect on how his childhood experiences shaped the way he built his businesses and how he approaches spending, saving, and investing today.<br />
<br />
Moloko reflects on growing up around debt, public humiliation, and financial loss, and how those early experiences became a defining force in his outlook on finances. <br />
<br />
Don’t miss this open and honest look at how your past can influence your financial future – and how understanding those influences can turn negative experiences from the past into tools to build a brighter future.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 06 Feb 2026 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
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				<psc:chapter start="00:00:00.000" title="Introduction." />
			 
				<psc:chapter start="00:00:38.000" title="Who Is Moloko? Early Life &amp; Village Childhood." />
			 
				<psc:chapter start="00:02:14.000" title="Raising Kids: Reflections on Rural Upbringing." />
			 
				<psc:chapter start="00:03:36.000" title="First Encounters With Money at Home." />
			 
				<psc:chapter start="00:04:31.000" title="Growing Up in a Family of Five &amp; Managing Money at Home." />
			 
				<psc:chapter start="00:08:24.000" title="Becoming Independent at 13: The Self-Raised Years." />
			 
				<psc:chapter start="00:10:24.000" title="High School Life, Tertiary Education Journey &amp; First Job." />
			 
				<psc:chapter start="00:15:51.000" title="How Self-Management Influenced Moloko&#039;s Money Decisions." />
			 
				<psc:chapter start="00:18:18.000" title="The Origins of a Saving Culture: How Trauma Shaped Money Habits." />
			 
				<psc:chapter start="00:20:55.000" title="Debt-Free for 16 Years: Trauma &amp; Discipline." />
			 
				<psc:chapter start="00:25:28.000" title="Money Conversations in Marriage: Teamwork &amp; Building a Family Trust." />
			 
				<psc:chapter start="00:29:50.000" title="Generational Wealth: Kids Must Repay Education." />
			 
				<psc:chapter start="00:30:31.000" title="Returning to School &amp; Lifelong Learning." />
			 
				<psc:chapter start="00:32:10.000" title="Almost Fired: The Tender that Changed Everything." />
			 
				<psc:chapter start="00:34:40.000" title="Creating a Company Within a Company." />
			 
				<psc:chapter start="00:35:12.000" title="The Rise to 7–8 Figure Success." />
			 
				<psc:chapter start="00:36:07.000" title="Turning Adversity Into Opportunity." />
			 
				<psc:chapter start="00:37:44.000" title="Perspective, Self-Management &amp; Quiet Thinking." />
			 
				<psc:chapter start="00:38:07.000" title="What Arthur Does for Fun (Driving!)." />
			 
				<psc:chapter start="00:39:21.000" title="Investments, Startups &amp; Venture Capital Tendencies." />
			 
				<psc:chapter start="00:41:21.000" title="Closing Remarks &amp; Wisdom." />
						</psc:chapters>
				<itunes:title>Moloko Mongalo on how childhood experiences shaped his views on managing money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649745_20260225_122405_1400.jpeg"/>
		<itunes:duration>41:17</itunes:duration>
		<itunes:summary><![CDATA[Our experiences with money growing up can influence how we think about and manage it for the rest of our lives – often without us even realising it.

In this episode of On the Money, renowned businessman Moloko Mongalo joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to reflect on how his childhood experiences shaped the way he built his businesses and how he approaches spending, saving, and investing today.

Moloko reflects on growing up around debt, public humiliation, and financial loss, and how those early experiences became a defining force in his outlook on finances. 

Don’t miss this open and honest look at how your past can influence your financial future – and how understanding those influences can turn negative experiences from the past into tools to build a brighter future.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Buhlebendalo Mda on early paydays, perception, and understanding your worth</title>
		<link>https://iono.qa/e/1649746</link>
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		<description><![CDATA[When you don’t come from money, earning for the first time can feel life-changing. Even relatively small amounts can seem huge, simply because you’ve never had it before. But that lack of life experience can come at a cost.<br />
<br />
In this episode of On the Money, singer and songwriter Buhlebendalo Mda joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to reflect on early paydays in the music industry, the realities behind advances, and how quickly your perception of earning can shift once you understand the bigger picture.<br />
<br />
It’s a candid conversation about money, context, and how not fully understanding the value of what you earn can leave you vulnerable. At its core, it’s a reminder that understanding your worth goes beyond what lands in your account.<br />
<br />
On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 23 Jan 2026 10:00:00 +0200</pubDate>
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				<psc:chapter start="00:00:00.000" title="Introduction." />
			 
				<psc:chapter start="00:00:30.000" title="Meaning of the name “Buhlebendalo.”  " />
			 
				<psc:chapter start="00:01:26.000" title="Growing up in Soweto &amp; Kwa Zakhele." />
			 
				<psc:chapter start="00:03:35.000" title="Childhood personality &amp; early curiosity. " />
			 
				<psc:chapter start="00:04:49.000" title="Being a love child &amp; family upbringing. " />
			 
				<psc:chapter start="00:06:30.000" title="Discovering music in Creche." />
			 
				<psc:chapter start="00:07:44.000" title="Becoming part of The Soil.  " />
			 
				<psc:chapter start="00:09:33.000" title="Early career, money &amp; record label reality.  " />
			 
				<psc:chapter start="00:11:03.000" title="First earnings &amp; saving habits.  " />
			 
				<psc:chapter start="00:13:03.000" title="Group dynamics &amp; money discussions.  " />
			 
				<psc:chapter start="00:15:29.000" title="Childhood poverty &amp; money trauma.  " />
			 
				<psc:chapter start="00:19:45.000" title="Money as energy &amp; Relationship with debt. " />
			 
				<psc:chapter start="00:25:59.000" title="What the music industry lacks." />
			 
				<psc:chapter start="00:29:26.000" title="Advice to her younger self  &amp; teaching her daughter about money.  " />
			 
				<psc:chapter start="00:32:48.000" title="Buhle’s next chapter: mentorship &amp; entrepreneurship.  " />
			 
				<psc:chapter start="00:36:20.000" title="Lessons for young artists.  " />
			 
				<psc:chapter start="00:38:39.000" title="Letting go of burdens &amp; leaving The Soil." />
			 
				<psc:chapter start="00:40:54.000" title="Financial discipline &amp; avoiding debt. " />
			 
				<psc:chapter start="00:41:52.000" title="Closing remarks." />
						</psc:chapters>
				<itunes:title>Buhlebendalo Mda on early paydays, perception, and understanding your worth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649746_20260225_122437_1400.jpeg"/>
		<itunes:duration>42:09</itunes:duration>
		<itunes:summary><![CDATA[When you don’t come from money, earning for the first time can feel life-changing. Even relatively small amounts can seem huge, simply because you’ve never had it before. But that lack of life experience can come at a cost.

In this episode of On the Money, singer and songwriter Buhlebendalo Mda joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to reflect on early paydays in the music industry, the realities behind advances, and how quickly your perception of earning can shift once you understand the bigger picture.

It’s a candid conversation about money, context, and how not fully understanding the value of what you earn can leave you vulnerable. At its core, it’s a reminder that understanding your worth goes beyond what lands in your account.

On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Mmatema Speaks About Faith, Finances, and Building A Life With Intention</title>
		<link>https://iono.qa/e/1649747</link>
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		<description><![CDATA[Mmatema Gavu speaks about her journey from growing up in Zebediela to becoming a gospel artist, entrepreneur, wife, and mother. She reflects on her Idols SA experience, the importance of ownership in the music industry, and the lessons that taught her to treat music as both ministry and business.<br />
<br />
She also unpacks key conversations around money, faith, and family - covering topics such as living within your means, avoiding unnecessary debt, diversifying income as a creative, and planning finances within marriage. <br />
<br />
With honesty and wisdom, Mmatema shares how discipline, accountability, and faith have shaped her approach to money, relationships, and building a sustainable, purpose-driven life.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 19 Dec 2025 16:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649747/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction &amp; Growing Up in Zebediela" />
			 
				<psc:chapter start="00:03:21.000" title="Mmatema Unpacks Her Idols SA Journey" />
			 
				<psc:chapter start="00:08:25.000" title="Early Money Lessons, Marriage &amp; Financial Transparency" />
			 
				<psc:chapter start="00:14:33.000" title="Raising Financially Aware Children" />
			 
				<psc:chapter start="00:17:02.000" title="The Link Between Spirituality and Finances" />
			 
				<psc:chapter start="00:23:14.000" title="Financial Lessons as a Businesswoman" />
			 
				<psc:chapter start="00:30:34.000" title="Debt and Living Within Your Means" />
			 
				<psc:chapter start="00:34:47.000" title="Mmatema Talks About Finances and Being Married" />
						</psc:chapters>
				<itunes:title>Mmatema Speaks About Faith, Finances, and Building A Life With Intention</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649747_20260225_122507_1400.jpeg"/>
		<itunes:duration>45:23</itunes:duration>
		<itunes:summary><![CDATA[Mmatema Gavu speaks about her journey from growing up in Zebediela to becoming a gospel artist, entrepreneur, wife, and mother. She reflects on her Idols SA experience, the importance of ownership in the music industry, and the lessons that taught her to treat music as both ministry and business.

She also unpacks key conversations around money, faith, and family - covering topics such as living within your means, avoiding unnecessary debt, diversifying income as a creative, and planning finances within marriage. 

With honesty and wisdom, Mmatema shares how discipline, accountability, and faith have shaped her approach to money, relationships, and building a sustainable, purpose-driven life.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>PD Jokes Speaks About Overspending, and How to Avoid Spending Money You Don’t Have</title>
		<link>https://iono.qa/e/1649748</link>
		<guid isPermaLink="true">https://iono.qa/e/1649748</guid>
		<description><![CDATA[PD Jokes speaks about his journey into comedy, the realities of building a sustainable career in entertainment, and the discipline required to stay relevant in a competitive industry. He reflects on finding his voice, navigating early struggles, and learning how to balance creativity with consistency and professionalism.<br />
<br />
He also dives into the business side of comedy, covering topics such as branding, managing finances as a creative, dealing with public pressure, and the importance of adaptability and growth. With humour and honesty, PD Jokes shares lessons on resilience, purpose, and staying grounded while pursuing long-term success in the spotlight. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 19 Dec 2025 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PD Jokes Speaks About Overspending, and How to Avoid Spending Money You Don’t Have</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649748_20260225_122549_1400.jpeg"/>
		<itunes:duration>55:02</itunes:duration>
		<itunes:summary><![CDATA[PD Jokes speaks about his journey into comedy, the realities of building a sustainable career in entertainment, and the discipline required to stay relevant in a competitive industry. He reflects on finding his voice, navigating early struggles, and learning how to balance creativity with consistency and professionalism.

He also dives into the business side of comedy, covering topics such as branding, managing finances as a creative, dealing with public pressure, and the importance of adaptability and growth. With humour and honesty, PD Jokes shares lessons on resilience, purpose, and staying grounded while pursuing long-term success in the spotlight. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Lehlohonolo Mofokeng on legacy, shared knowledge, and preparing your family for the future</title>
		<link>https://iono.qa/e/1649749</link>
		<guid isPermaLink="true">https://iono.qa/e/1649749</guid>
		<description><![CDATA[Building something for your family is meaningful but making sure it lasts beyond your lifetime takes planning and intent.<br />
<br />
In this episode of On the Money, entrepreneur Lehlohonolo Mofokeng joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to unpack why so many South African family businesses and income streams collapse when the person who built them is no longer there to lead.<br />
<br />
From corner shops where only one person knew the ropes to households where financial decisions live with a single parent, Lehlohonolo reflects on the power of sharing knowledge early so the next generation can continue what you’ve started. It’s a practical, honest look at what legacy really requires.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 09 Dec 2025 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649749_20260225_122821.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649749/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction: Welcome to Old Mutual On The Money." />
			 
				<psc:chapter start="00:00:41.000" title="Lehlohonolo’s Background &amp; Entrepreneurial Roots." />
			 
				<psc:chapter start="00:02:10.000" title="Family Influence on Entrepreneurship." />
			 
				<psc:chapter start="00:03:21.000" title="Growing Up Around Business." />
			 
				<psc:chapter start="00:05:21.000" title="Early Money Lessons &amp; Street Cred." />
			 
				<psc:chapter start="00:07:07.000" title="Respecting Money &amp; Saving Habits." />
			 
				<psc:chapter start="00:09:35.000" title="The Importance of Saving (COVID Lessons)." />
			 
				<psc:chapter start="00:10:00.000" title="Township Economy – Opportunities &amp; Growth." />
			 
				<psc:chapter start="00:12:38.000" title="Legacy &amp; Continuity in Business." />
			 
				<psc:chapter start="00:14:53.000" title="Diversifying Beyond Township Businesses." />
			 
				<psc:chapter start="00:18:42.000" title="Lessons from COVID &amp; Thinking Outside the Box." />
			 
				<psc:chapter start="00:21:17.000" title="Debt Management – Negotiation &amp; Recovery." />
			 
				<psc:chapter start="00:24:18.000" title="Insurance Awareness in Township Businesses." />
			 
				<psc:chapter start="00:28:24.000" title="Teaching the Next Generation About Money." />
			 
				<psc:chapter start="00:30:30.000" title="Mutla Holdings – Rebuilding &amp; New Ventures." />
			 
				<psc:chapter start="00:33:54.000" title="Scaling Up &amp; Serving Different Markets." />
			 
				<psc:chapter start="00:34:11.000" title=" Closing Thoughts &amp; Key Takeaways." />
						</psc:chapters>
				<itunes:title>Lehlohonolo Mofokeng on legacy, shared knowledge, and preparing your family for the future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649749_20260225_122733_1400.jpeg"/>
		<itunes:duration>34:49</itunes:duration>
		<itunes:summary><![CDATA[Building something for your family is meaningful but making sure it lasts beyond your lifetime takes planning and intent.

In this episode of On the Money, entrepreneur Lehlohonolo Mofokeng joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to unpack why so many South African family businesses and income streams collapse when the person who built them is no longer there to lead.

From corner shops where only one person knew the ropes to households where financial decisions live with a single parent, Lehlohonolo reflects on the power of sharing knowledge early so the next generation can continue what you’ve started. It’s a practical, honest look at what legacy really requires.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Gabisile &amp;amp; Motlasi on love, kids, and the money questions to consider in blended families.</title>
		<link>https://iono.qa/e/1649750</link>
		<guid isPermaLink="true">https://iono.qa/e/1649750</guid>
		<description><![CDATA[Building a blended family comes with real financial considerations, especially when children are involved. <br />
<br />
In this episode of On the Money, actress and singer Gabisile Tshabalala and her partner, Motlatsi Mafatshe, join our Group Head of Financial Education, John Manyike, to reflect on the future conversations that would matter if their relationship ever moved to the next stage. <br />
<br />
From how she would secure her children’s financial future to ensuring that they have assets in their names and avoiding long-term complications. Gabi and Motlasi share an honest look at the decisions many parents need to consider before officially blending families.<br />
<br />
It’s an important reminder that love comes with responsibility, and planning early can prevent unnecessary complications later.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 25 Nov 2025 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649750_20260225_123009.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649750/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction" />
			 
				<psc:chapter start="00:00:04.000" title="Meet Actress &amp; Singer Gabisile Tshabalala &amp; her Partner, Motlatsi Mafatshe." />
			 
				<psc:chapter start="00:01:11.000" title="Motlasi &amp; Gabisile&#039;s Acting Journey" />
			 
				<psc:chapter start="00:08:48.000" title="How They Would Navigate Marriage as a Blended Family." />
			 
				<psc:chapter start="00:14:31.000" title="Money &amp; The Risks of Unmet Expectations in a Cohabit." />
			 
				<psc:chapter start="00:19:43.000" title="The Role of Families in Relationships." />
			 
				<psc:chapter start="00:22:01.000" title="Lessons Learnt From Previous Relationships." />
			 
				<psc:chapter start="00:27:43.000" title="Preparing for the Unthinkable: Financial Game Plan." />
			 
				<psc:chapter start="00:37:07.000" title="Structuring Business &amp; Pleasure." />
			 
				<psc:chapter start="00:41:15.000" title="Marriage &amp;  Financial Lessons Learnt." />
			 
				<psc:chapter start="00:49:53.000" title="The Difference Between The Music &amp; Acting Industry." />
			 
				<psc:chapter start="00:56:13.000" title="Word of Encouragement to Aspiring Creatives &amp; Business Partners in Relationships." />
			 
				<psc:chapter start="00:59:17.000" title="Closing Remarks." />
						</psc:chapters>
				<itunes:title>Gabisile &amp;amp; Motlasi on love, kids, and the money questions to consider in blended families.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649750_20260225_122849_1400.jpeg"/>
		<itunes:duration>1:00:21</itunes:duration>
		<itunes:summary><![CDATA[Building a blended family comes with real financial considerations, especially when children are involved. 

In this episode of On the Money, actress and singer Gabisile Tshabalala and her partner, Motlatsi Mafatshe, join our Group Head of Financial Education, John Manyike, to reflect on the future conversations that would matter if their relationship ever moved to the next stage. 

From how she would secure her children’s financial future to ensuring that they have assets in their names and avoiding long-term complications. Gabi and Motlasi share an honest look at the decisions many parents need to consider before officially blending families.

It’s an important reminder that love comes with responsibility, and planning early can prevent unnecessary complications later.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Cornet Mamabolo on staying grounded, determined, and doing what it takes to build financial freedom</title>
		<link>https://iono.qa/e/1649751</link>
		<guid isPermaLink="true">https://iono.qa/e/1649751</guid>
		<description><![CDATA[Even after getting his big break in show business, actor, entrepreneur, and philanthropist Cornet Mamabolo kept hustling – selling funeral policies at taxi ranks and malls.<br />
<br />
Why? Because Cornet believes that success isn’t about appearances, but about staying focused on your financial goals and doing what it takes to reach them.<br />
<br />
In fact, that side hustle was more than just extra income — it became the foundation of his business journey. What started as selling policies at taxi ranks eventually inspired him to start his own brokerage, turning his hustle into a thriving enterprise.<br />
<br />
In this episode of On the Money, Cornet joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to talk about the power of staying grounded, staying focused, and staying hungry until you reach your goals.<br />
<br />
It’s an inspiring reminder that there’s no shame in the hustle. When you stop worrying about what people think and stay focused on the bigger picture, every step forward becomes part of the plan.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 31 Oct 2025 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649751_20260225_122809.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649751/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction." />
			 
				<psc:chapter start="00:00:39.000" title="Meet Cornet Mamabolo: Humble Beginnings." />
			 
				<psc:chapter start="00:02:28.000" title="From Theatre Stages to TV Screens: Technique vs Talents." />
			 
				<psc:chapter start="00:05:18.000" title="Cornet First Taste of Success." />
			 
				<psc:chapter start="00:07:07.000" title="Taking a Stab in the Entrepreneurial Leap." />
			 
				<psc:chapter start="00:10:10.000" title="Personal &amp; Business Financial Journey &amp; Lessons Learned." />
			 
				<psc:chapter start="00:17:37.000" title="Challenges in the Financial Industry." />
			 
				<psc:chapter start="00:22:30.000" title="Financial Lessons for Artists &amp; the General Public." />
			 
				<psc:chapter start="00:28:22.000" title="Giving Back to the Community." />
			 
				<psc:chapter start="00:32:11.000" title="Advice to Fellow &amp; Aspiring Artists." />
			 
				<psc:chapter start="00:36:03.000" title="Closing Remarks." />
						</psc:chapters>
				<itunes:title>Cornet Mamabolo on staying grounded, determined, and doing what it takes to build financial freedom</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649751_20260225_122915_1400.jpeg"/>
		<itunes:duration>36:45</itunes:duration>
		<itunes:summary><![CDATA[Even after getting his big break in show business, actor, entrepreneur, and philanthropist Cornet Mamabolo kept hustling – selling funeral policies at taxi ranks and malls.

Why? Because Cornet believes that success isn’t about appearances, but about staying focused on your financial goals and doing what it takes to reach them.

In fact, that side hustle was more than just extra income — it became the foundation of his business journey. What started as selling policies at taxi ranks eventually inspired him to start his own brokerage, turning his hustle into a thriving enterprise.

In this episode of On the Money, Cornet joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to talk about the power of staying grounded, staying focused, and staying hungry until you reach your goals.

It’s an inspiring reminder that there’s no shame in the hustle. When you stop worrying about what people think and stay focused on the bigger picture, every step forward becomes part of the plan.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Legal Practitioner Yolanda Mnyengeza on what really happens if you die without a will</title>
		<link>https://iono.qa/e/1649752</link>
		<guid isPermaLink="true">https://iono.qa/e/1649752</guid>
		<description><![CDATA[You work hard to build a future for yourself, and the people you love… but if you should pass away without a will in place, your money could end up in the wrong hands – whether it’s a long-lost cousin you’ve never met that suddenly lays claim to your legacy, or having your money tied up in the Government Guardian’s Fund. Either way, you’re no longer there to ensure that it ends up with the people you intended it for and who need it most. Worse yet, it can take years to resolve, with no guarantees that your wishes will become reality. <br />
<br />
In this episode of On the Money, legal practitioner and tax attorney Yolanda Mnyengeza joins Old Mutual’s Group Head of Financial Education, John Manyike, to unpack what really happens when you die without a will, and why planning ahead is one of the most powerful acts of love you can leave behind.<br />
<br />
From unexpected claims to complicated estate battles, Yolanda explains how a simple will, can help make sure everything you’ve worked for goes to the right people, at the right time – no surprises, no drama.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 20 Oct 2025 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649752_20260225_122859.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649752/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction." />
			 
				<psc:chapter start="00:00:42.000" title="Meet Yolanda Mnyengeza. Her Journey into Law and Legacy Planning." />
			 
				<psc:chapter start="00:02:20.000" title="Understanding The Realities of Personal Ownership." />
			 
				<psc:chapter start="00:07:39.000" title="Life Policies &amp; What Generational Wealth Really Means." />
			 
				<psc:chapter start="00:10:00.000" title="Trusts, Wills, and Estates." />
			 
				<psc:chapter start="00:13:06.000" title=" Structuring Assets to Create Generational Wealth." />
			 
				<psc:chapter start="00:20:17.000" title="Protecting Your Intellectual Property &amp; Building Generational Wealth the Right Way." />
			 
				<psc:chapter start="00:26:22.000" title="Why a Will Is the Foundation of Generational Wealth." />
			 
				<psc:chapter start="00:31:49.000" title="What Really Happens to Your Estate When You Have No Will." />
			 
				<psc:chapter start="00:37:32.000" title="Executors, Letters of Authority &amp; Trusts Explained." />
			 
				<psc:chapter start="00:41:56.000" title=" Building, Structuring, &amp; Protecting Generational Wealth." />
			 
				<psc:chapter start="00:44:52.000" title="Closing Remarks." />
						</psc:chapters>
				<itunes:title>Legal Practitioner Yolanda Mnyengeza on what really happens if you die without a will</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649752_20260225_123048_1400.jpeg"/>
		<itunes:duration>45:28</itunes:duration>
		<itunes:summary><![CDATA[You work hard to build a future for yourself, and the people you love… but if you should pass away without a will in place, your money could end up in the wrong hands – whether it’s a long-lost cousin you’ve never met that suddenly lays claim to your legacy, or having your money tied up in the Government Guardian’s Fund. Either way, you’re no longer there to ensure that it ends up with the people you intended it for and who need it most. Worse yet, it can take years to resolve, with no guarantees that your wishes will become reality. 

In this episode of On the Money, legal practitioner and tax attorney Yolanda Mnyengeza joins Old Mutual’s Group Head of Financial Education, John Manyike, to unpack what really happens when you die without a will, and why planning ahead is one of the most powerful acts of love you can leave behind.

From unexpected claims to complicated estate battles, Yolanda explains how a simple will, can help make sure everything you’ve worked for goes to the right people, at the right time – no surprises, no drama.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Banyana-Banyana star Andile Dlamini on sidestepping peer pressure and staying financially responsible</title>
		<link>https://iono.qa/e/1649753</link>
		<guid isPermaLink="true">https://iono.qa/e/1649753</guid>
		<description><![CDATA[As our national team’s goalkeeper, Andile Dlamini is known for making big saves on the field, but she’s just as focused when it comes to saving for the future and being financially savvy off it.<br />
<br />
In this episode of On the Money, she joins Old Mutual’s Group Head of Financial Education, John Manyike, to talk about resisting the pressure to live a flashy lifestyle, avoiding the trap of spending to impress others, and why taking ownership of your financial future matters more than keeping up appearances.<br />
<br />
Whether it’s splurging on one too many nights out or saying yes when you should say no, Andile reminds us that true friendship can’t be bought, and that protecting your financial goals takes discipline, confidence and the courage to put your future first.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 07 Oct 2025 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649753_20260225_122811.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
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							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction." />
			 
				<psc:chapter start="00:00:10.000" title="Meet Andile Dlamini: South Africa’s Star Goalkeeper." />
			 
				<psc:chapter start="00:00:42.000" title="From Striker Dreams to Goalkeeper Glory." />
			 
				<psc:chapter start="00:02:05.000" title="Growing Up in Tembisa &amp; Finding Football Passion." />
			 
				<psc:chapter start="00:04:07.000" title="Winning AFCON and Turning Striker Dreams into Goalkeeper Reality." />
			 
				<psc:chapter start="00:06:28.000" title="Family, Faith &amp; the Power of Support." />
			 
				<psc:chapter start="00:08:52.000" title="Buying Land and Building a Home." />
			 
				<psc:chapter start="00:13:20.000" title="Planning for Life After Football." />
			 
				<psc:chapter start="00:17:59.000" title="Why Some Athletes Go Broke." />
			 
				<psc:chapter start="00:22:25.000" title=" Lessons on Money, Purpose &amp; Staying Grounded." />
						</psc:chapters>
				<itunes:title>Banyana-Banyana star Andile Dlamini on sidestepping peer pressure and staying financially responsible</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649753_20260225_123218_1400.jpeg"/>
		<itunes:duration>35:34</itunes:duration>
		<itunes:summary><![CDATA[As our national team’s goalkeeper, Andile Dlamini is known for making big saves on the field, but she’s just as focused when it comes to saving for the future and being financially savvy off it.

In this episode of On the Money, she joins Old Mutual’s Group Head of Financial Education, John Manyike, to talk about resisting the pressure to live a flashy lifestyle, avoiding the trap of spending to impress others, and why taking ownership of your financial future matters more than keeping up appearances.

Whether it’s splurging on one too many nights out or saying yes when you should say no, Andile reminds us that true friendship can’t be bought, and that protecting your financial goals takes discipline, confidence and the courage to put your future first.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Comedian Thabo “Summary” Kgaphola on how his mindset helped him rise above hardship</title>
		<link>https://iono.qa/e/1649754</link>
		<guid isPermaLink="true">https://iono.qa/e/1649754</guid>
		<description><![CDATA[Coming from humble beginnings didn’t stop comedian Thabo “Summary” Kgaphola from building a bright career, but he’s the first to admit it took more than just hard work. It began with some important lessons from his father, accompanied by a shift in mindset.<br />
<br />
In this episode of On the Money, Thabo joins Old Mutual’s Group Head of Financial Education, John Manyike, to reflect on how his father’s lessons helped shape the way he thought about poverty, wealth, success, and self-belief and how that thinking helped him to make the right financial decisions as his career unfolded.<br />
<br />
Thabo’s story is an inspiring reminder that wherever you start in life, the hurdles are only as high as you allow them to be. With the right mindset and enough determination, nothing is impossible.  <br />
<br />
On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.<br />
<br />
For more financial education tips from On The Money, visit: https://www.oldmutual.co.za/personal/solutions/financial-education/on-the-money/<br />
<br />
 <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 23 Sep 2025 17:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649754_20260225_122851.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649754/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction." />
			 
				<psc:chapter start="00:00:05.000" title="Welcome" />
			 
				<psc:chapter start="00:00:48.000" title="The Story Behind the Name “Summary”." />
			 
				<psc:chapter start="00:02:16.000" title="Growing Up in Orange Farm." />
			 
				<psc:chapter start="00:08:52.000" title="Money &amp; Family Lessons." />
			 
				<psc:chapter start="00:18:02.000" title="Leaving the Nine-to-Five &amp; Choosing Comedy." />
			 
				<psc:chapter start="00:26:36.000" title="Family, Relationships &amp; Polygamy." />
			 
				<psc:chapter start="00:36:04.000" title="Income Streams &amp; Investing for the Future." />
			 
				<psc:chapter start="00:39:40.000" title="COVID Lessons, Financial Advice &amp; Closing" />
						</psc:chapters>
				<itunes:title>Comedian Thabo “Summary” Kgaphola on how his mindset helped him rise above hardship</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649754_20260225_123356_1400.jpeg"/>
		<itunes:duration>45:57</itunes:duration>
		<itunes:summary><![CDATA[Coming from humble beginnings didn’t stop comedian Thabo “Summary” Kgaphola from building a bright career, but he’s the first to admit it took more than just hard work. It began with some important lessons from his father, accompanied by a shift in mindset.

In this episode of On the Money, Thabo joins Old Mutual’s Group Head of Financial Education, John Manyike, to reflect on how his father’s lessons helped shape the way he thought about poverty, wealth, success, and self-belief and how that thinking helped him to make the right financial decisions as his career unfolded.

Thabo’s story is an inspiring reminder that wherever you start in life, the hurdles are only as high as you allow them to be. With the right mindset and enough determination, nothing is impossible.  

On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.

For more financial education tips from On The Money, visit: https://www.oldmutual.co.za/personal/solutions/financial-education/on-the-money/

 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Fifi Cooper: Life, Lessons &amp;amp; Legacy in Music | On The Money Podcast</title>
		<link>https://iono.qa/e/1649755</link>
		<guid isPermaLink="true">https://iono.qa/e/1649755</guid>
		<description><![CDATA[Private jets, packed schedules, and the full superstar experience – on the surface, Fifi Cooper had it all. But when she checked her bank balance, the numbers didn’t match the grind.<br />
<br />
In this episode of On the Money, the award-winning musician joins Old Mutual’s Group Head of Financial Education, John Manyike, to reflect on the hard lessons she learnt about money, management, and the disconnect between how success looks and what it actually pays.<br />
<br />
She shares her experience of being signed to a record label, the assumptions that came with a flashy lifestyle, and why it’s crucial to look beyond the glitz and ask: What am I really earning for all this work?<br />
<br />
This one’s for the dreamers, the doers, and anyone putting in the hours – make sure your numbers are working just as hard as you are.<br />
On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 12 Sep 2025 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649755_20260225_122758.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649755/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction" />
			 
				<psc:chapter start="00:00:07.000" title="Meet Fifi Cooper" />
			 
				<psc:chapter start="00:00:31.000" title="Roots &amp; Early Inspirations" />
			 
				<psc:chapter start="00:05:20.000" title="From R&amp;B to Rap" />
			 
				<psc:chapter start="00:06:59.000" title="Breakthrough &amp; Achievements " />
			 
				<psc:chapter start="00:09:30.000" title="Industry Challenges &amp; Lessons Learned" />
			 
				<psc:chapter start="00:17:07.000" title="Owning Her Brand &amp; Legacy Building" />
			 
				<psc:chapter start="00:27:38.000" title="Money, Taxes &amp; Reputation" />
			 
				<psc:chapter start="00:30:59.000" title="Advice for Aspiring Artists" />
						</psc:chapters>
				<itunes:title>Fifi Cooper: Life, Lessons &amp;amp; Legacy in Music | On The Money Podcast</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649755_20260225_123607_1400.jpeg"/>
		<itunes:duration>33:09</itunes:duration>
		<itunes:summary><![CDATA[Private jets, packed schedules, and the full superstar experience – on the surface, Fifi Cooper had it all. But when she checked her bank balance, the numbers didn’t match the grind.

In this episode of On the Money, the award-winning musician joins Old Mutual’s Group Head of Financial Education, John Manyike, to reflect on the hard lessons she learnt about money, management, and the disconnect between how success looks and what it actually pays.

She shares her experience of being signed to a record label, the assumptions that came with a flashy lifestyle, and why it’s crucial to look beyond the glitz and ask: What am I really earning for all this work?

This one’s for the dreamers, the doers, and anyone putting in the hours – make sure your numbers are working just as hard as you are.
On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Wendy Selebi on Retirement, Money Mistakes, Financial Wellness, and Life After 37 Years in Banking</title>
		<link>https://iono.qa/e/1649756</link>
		<guid isPermaLink="true">https://iono.qa/e/1649756</guid>
		<description><![CDATA[The money choices we make today shape the lives we live tomorrow — and no one knows this better than Wendy Selebi. After 37 years in banking, she discovered first-hand that financial security in retirement isn’t automatic, even for those who’ve spent their careers in the industry. In this episode of On the Money, she joins Old Mutual’s John Manyike to share the lessons behind her book I Wish Someone Had Told Me, reflecting on the financial mistakes, missed opportunities, and turning points that shaped her journey.<br />
<br />
From the emotional reality of leaving work to the practical truths about financial literacy, credit, and the power of compound interest, Wendy’s story is filled with wisdom for anyone serious about their financial future. This candid conversation is a reminder that it’s never too early — or too late — to plan intentionally, build resilience, and prepare for life after work with confidence.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 04 Sep 2025 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649756/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction – John Manyike welcomes Wendy Selebi." />
			 
				<psc:chapter start="00:00:45.000" title="Starting out in banking in 1985 and a 37-year career journey." />
			 
				<psc:chapter start="00:02:34.000" title="Life after retirement: serving on boards and staying active." />
			 
				<psc:chapter start="00:03:29.000" title="Why Wendy wrote I Wish Someone Had Told Me and her money mistakes." />
			 
				<psc:chapter start="00:06:19.000" title="The retirement wake-up call at age 50 and lessons learned." />
			 
				<psc:chapter start="00:09:30.000" title="The reality of retiring after 37 years and adjusting to change." />
			 
				<psc:chapter start="00:16:14.000" title="The emotional impact of retirement: power, identity, and purpose." />
			 
				<psc:chapter start="00:21:22.000" title="Financial choices have consequences – literacy, resilience, and wellness." />
			 
				<psc:chapter start="00:25:23.000" title="Money personalities, marriage, and hidden financial risks." />
			 
				<psc:chapter start="00:33:36.000" title="Credit: friend or foe, and how wealthy people use it wisely." />
			 
				<psc:chapter start="00:38:54.000" title="Microwave wealth creation vs patience and avoiding the debt trap." />
			 
				<psc:chapter start="00:43:48.000" title="Advice to her younger self about money and retirement." />
			 
				<psc:chapter start="00:44:40.000" title="Practical tips: start early, plan intentionally, and leverage compound interest." />
						</psc:chapters>
				<itunes:title>Wendy Selebi on Retirement, Money Mistakes, Financial Wellness, and Life After 37 Years in Banking</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649756_20260225_123625_1400.jpeg"/>
		<itunes:duration>48:15</itunes:duration>
		<itunes:summary><![CDATA[The money choices we make today shape the lives we live tomorrow — and no one knows this better than Wendy Selebi. After 37 years in banking, she discovered first-hand that financial security in retirement isn’t automatic, even for those who’ve spent their careers in the industry. In this episode of On the Money, she joins Old Mutual’s John Manyike to share the lessons behind her book I Wish Someone Had Told Me, reflecting on the financial mistakes, missed opportunities, and turning points that shaped her journey.

From the emotional reality of leaving work to the practical truths about financial literacy, credit, and the power of compound interest, Wendy’s story is filled with wisdom for anyone serious about their financial future. This candid conversation is a reminder that it’s never too early — or too late — to plan intentionally, build resilience, and prepare for life after work with confidence.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Musician Bongani Fassie Talks About Music, Record Deals, Contracts, and Reading the Fine Print</title>
		<link>https://iono.qa/e/1649757</link>
		<guid isPermaLink="true">https://iono.qa/e/1649757</guid>
		<description><![CDATA[Musician and producer Bongani Fassie joins our Group Head of Financial Education, John Manyike, to talk about record deals, contracts, and the dangers of rushing through Ts &amp; Cs. Drawing from his journey in the music industry, Bongani shares why reading the fine print isn’t just for artists – it’s a vital step for anyone signing a job offer, loan, or financial agreement<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 28 Aug 2025 11:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649757_20260225_123432.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649757/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction  " />
			 
				<psc:chapter start="00:01:25.000" title="Who is Bongani Fassie beyond the music?  " />
			 
				<psc:chapter start="00:06:42.000" title="Growing up in Brenda Fassie’s shadow and making his own way. " />
			 
				<psc:chapter start="00:12:58.000" title="The reality of record deals and contracts in the music industry.  " />
			 
				<psc:chapter start="00:19:40.000" title="Why so many artists (and everyday people) skip the fine print." />
			 
				<psc:chapter start="00:25:11.000" title="The dangers of verbal agreements and trust without proof. " />
			 
				<psc:chapter start="00:32:05.000" title="Job offers, loans, and the Ts &amp; Cs people overlook. " />
			 
				<psc:chapter start="00:39:18.000" title="Bongani’s personal lessons on money and hard choices.  " />
			 
				<psc:chapter start="00:46:44.000" title="Practical advice: how to read contracts and ask the right questions. " />
			 
				<psc:chapter start="00:53:29.000" title="Bongani’s money motto: always pause, question, and protect yourself.  " />
						</psc:chapters>
				<itunes:title>Musician Bongani Fassie Talks About Music, Record Deals, Contracts, and Reading the Fine Print</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649757_20260225_123805_1400.jpeg"/>
		<itunes:duration>53:40</itunes:duration>
		<itunes:summary><![CDATA[Musician and producer Bongani Fassie joins our Group Head of Financial Education, John Manyike, to talk about record deals, contracts, and the dangers of rushing through Ts & Cs. Drawing from his journey in the music industry, Bongani shares why reading the fine print isn’t just for artists – it’s a vital step for anyone signing a job offer, loan, or financial agreement

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Actor Ronnie Nyakale Talks About Yizo-Yizo Fame, Debt, Financial Mistakes and Life After Generations</title>
		<link>https://iono.qa/e/1649758</link>
		<guid isPermaLink="true">https://iono.qa/e/1649758</guid>
		<description><![CDATA[Fame doesn’t guarantee fortune, and the pressure to “look successful” can sometimes stand in the way of real financial freedom. Legendary actor Ronnie Nyakale opens up to our Group Head of Financial Education, John Manyike, about the expectations placed on celebs, and why he believes no job should be considered ‘off limits’ – even when you’re famous.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 08 Aug 2025 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649758_20260225_123520.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649758/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:01:38.000" title="Who is Ronnie Nyakale beyond his TV roles?" />
			 
				<psc:chapter start="00:10:14.000" title="How Ronnie landed the Yizo-Yizo role as Papa Action. " />
			 
				<psc:chapter start="00:16:17.000" title="16:17 The impact of fame on career and personal life." />
			 
				<psc:chapter start="00:24:56.000" title="Financial pressures and early money mistakes. " />
			 
				<psc:chapter start="00:43:04.000" title="Life after Generations and trusting God’s timing." />
			 
				<psc:chapter start="00:49:23.000" title="Driving Bolt, side hustles, and ignoring public expectations" />
			 
				<psc:chapter start="00:55:51.000" title="Ronnie’s money motto: save, avoid debt, and spend wisely." />
						</psc:chapters>
				<itunes:title>Actor Ronnie Nyakale Talks About Yizo-Yizo Fame, Debt, Financial Mistakes and Life After Generations</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649758_20260225_124030_1400.jpeg"/>
		<itunes:duration>58:58</itunes:duration>
		<itunes:summary><![CDATA[Fame doesn’t guarantee fortune, and the pressure to “look successful” can sometimes stand in the way of real financial freedom. Legendary actor Ronnie Nyakale opens up to our Group Head of Financial Education, John Manyike, about the expectations placed on celebs, and why he believes no job should be considered ‘off limits’ – even when you’re famous.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649758_high.mp3?p=rss" length="56621530" type="audio/mpeg" />
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	<item>
		<title>Unpack How Your Credit Profile Is Holding Your Business &amp;amp; Career Back With Ndumiso Zulu</title>
		<link>https://iono.qa/e/1649759</link>
		<guid isPermaLink="true">https://iono.qa/e/1649759</guid>
		<description><![CDATA[Your personal credit profile could be the reason you’re not getting funded or hired. In this eye-opening clip from the On The Money Podcast, Old Mutual’s Masisizane Fund CEO Ndumiso Zulu chats to Group Head of Financial Education, John Manyike, about why funders and even employers look closely at your financial habits. Your money story speaks louder than your CV. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 15 Jul 2025 11:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649759_20260225_123432.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649759/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:02:05.000" title="What is Social Investment?" />
			 
				<psc:chapter start="00:05:00.000" title="How critical are SME&#039;s in our economy?" />
			 
				<psc:chapter start="00:10:26.000" title="What do funders look for when assessing an application?" />
			 
				<psc:chapter start="00:13:50.000" title="To what level do funders assess personal credit profiles?" />
			 
				<psc:chapter start="00:16:31.000" title="The different types of funding available for SME&#039;s." />
			 
				<psc:chapter start="00:22:23.000" title=" What should an entrepreneur consider when choosing to fund their business?" />
			 
				<psc:chapter start="00:30:00.000" title="How crucial is bookkeeping as an entrepreneur?" />
			 
				<psc:chapter start="00:32:23.000" title="How does Masisizane structure its funds differently from commercial banks?" />
			 
				<psc:chapter start="00:41:33.000" title="What are the key things to have in place before engaging with a potential funder?" />
			 
				<psc:chapter start="00:47:02.000" title="Where can entrepreneurs find a list of potential investors?" />
						</psc:chapters>
				<itunes:title>Unpack How Your Credit Profile Is Holding Your Business &amp;amp; Career Back With Ndumiso Zulu</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649759_20260225_124235_1400.jpeg"/>
		<itunes:duration>50:17</itunes:duration>
		<itunes:summary><![CDATA[Your personal credit profile could be the reason you’re not getting funded or hired. In this eye-opening clip from the On The Money Podcast, Old Mutual’s Masisizane Fund CEO Ndumiso Zulu chats to Group Head of Financial Education, John Manyike, about why funders and even employers look closely at your financial habits. Your money story speaks louder than your CV. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>South Africa's Unclaimed Benefits With Emashni Roberts and Vuyo Lee</title>
		<link>https://iono.qa/e/1649760</link>
		<guid isPermaLink="true">https://iono.qa/e/1649760</guid>
		<description><![CDATA[Did you know that in South Africa there's R88.5 billion in unclaimed assets? That affects 4.5 million people. What if you have unclaimed benefits or dividends waiting for you? In this podcast, we explore assets that you may have forgotten or may not be aware of. See if you’re owed money either from the JSE or Old Mutual with our quick search tools: https://www.oldmutual.co.za/asisa-unclaimed-benefits/ &amp; https://www.jse.co.za/claimit<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 11 Jun 2025 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649760/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction" />
			 
				<psc:chapter start="00:00:54.000" title="Vuyo Lee speaks about what she does at JSE." />
			 
				<psc:chapter start="00:01:57.000" title="Vuyo Lee speaks about the cause of unclaimed dividends." />
			 
				<psc:chapter start="00:04:10.000" title="Emashni expands on unclaimed assets at Old Mutual." />
			 
				<psc:chapter start="00:05:44.000" title="What is Old Mutual doing about unclaimed assets?" />
			 
				<psc:chapter start="00:07:07.000" title="What is JSE doing about unclaimed benefits?" />
			 
				<psc:chapter start="00:10:33.000" title="How JSE is preventing cybercrime and fraud?" />
			 
				<psc:chapter start="00:11:56.000" title="How Old Mutual is preventing cybercrime and fraud?" />
			 
				<psc:chapter start="00:18:19.000" title="How to get in touch with Old Mutual for claims?" />
			 
				<psc:chapter start="00:20:05.000" title="How to get in touch with JSE for claims?" />
						</psc:chapters>
				<itunes:title>South Africa's Unclaimed Benefits With Emashni Roberts and Vuyo Lee</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649760_20260225_124454_1400.jpeg"/>
		<itunes:duration>21:35</itunes:duration>
		<itunes:summary><![CDATA[Did you know that in South Africa there's R88.5 billion in unclaimed assets? That affects 4.5 million people. What if you have unclaimed benefits or dividends waiting for you? In this podcast, we explore assets that you may have forgotten or may not be aware of. See if you’re owed money either from the JSE or Old Mutual with our quick search tools: https://www.oldmutual.co.za/asisa-unclaimed-benefits/ & https://www.jse.co.za/claimit

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649760_high.mp3?p=rss" length="20727774" type="audio/mpeg" />
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	<item>
		<title>Actor Ernest Msibi Talks About The Impact of His Divorce And Financial Lessons</title>
		<link>https://iono.qa/e/1649761</link>
		<guid isPermaLink="true">https://iono.qa/e/1649761</guid>
		<description><![CDATA[In this powerful episode of On the Money, celebrated South African actor and thespian Ernest Msibi sits down with Old Mutual’s Group Head of Financial Education, John Manyike, to talk about the financial impact of his divorce.<br />
<br />
From navigating the media scrutiny to rethinking his financial future, Ernest shares how the experience challenged and reshaped his relationship with money.<br />
<br />
Whether you’re going through a separation, supporting someone who is, or simply want to understand how major life events can affect your finances – this is a must-watch.<br />
<br />
On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 15 Apr 2025 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649761_20260225_123449.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649761/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Ernest opens up about the names he&#039;s acquired over his career." />
			 
				<psc:chapter start="00:02:32.000" title="Tell us more about your upbringing." />
			 
				<psc:chapter start="00:05:51.000" title="How did the Yizo Yizo opportunity come about?" />
			 
				<psc:chapter start="00:08:37.000" title="How Ernest balanced his acting job with skits." />
			 
				<psc:chapter start="00:11:31.000" title=" Ernest briefly talks about his Sarafina role." />
			 
				<psc:chapter start="00:11:52.000" title="The assets Ernest bought after his career breakthrough." />
			 
				<psc:chapter start="00:13:11.000" title="Ernest talks about his marriage and the impact of the separation" />
			 
				<psc:chapter start="00:15:48.000" title="Being in business with a spouse and the lessons learnt." />
			 
				<psc:chapter start="00:20:05.000" title="Dealing with separation." />
			 
				<psc:chapter start="00:25:23.000" title="Ernest talks about life after no acting gigs." />
			 
				<psc:chapter start="00:31:49.000" title="Looking back at your career, what could you have done differently?" />
			 
				<psc:chapter start="00:33:37.000" title="Financial lessons Ernest has learned along the way and tips for young actors." />
						</psc:chapters>
				<itunes:title>Actor Ernest Msibi Talks About The Impact of His Divorce And Financial Lessons</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649761_20260225_124727_1400.jpeg"/>
		<itunes:duration>45:59</itunes:duration>
		<itunes:summary><![CDATA[In this powerful episode of On the Money, celebrated South African actor and thespian Ernest Msibi sits down with Old Mutual’s Group Head of Financial Education, John Manyike, to talk about the financial impact of his divorce.

From navigating the media scrutiny to rethinking his financial future, Ernest shares how the experience challenged and reshaped his relationship with money.

Whether you’re going through a separation, supporting someone who is, or simply want to understand how major life events can affect your finances – this is a must-watch.

On the Money is Old Mutual’s financial education podcast, where public figures and everyday people share their real stories about money – the good, the bad, and the unexpected.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649761_20260225_124727_750.jpeg"/>
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	<item>
		<title>Comedian Khanyisa Bunu knows financial planning is no laughing matter</title>
		<link>https://iono.qa/e/1649762</link>
		<guid isPermaLink="true">https://iono.qa/e/1649762</guid>
		<description><![CDATA[When Covid-19 hit, comedian Khanyisa Bunu had to think fast to stay afloat. She started a business and today she is thriving. John Manyike, our Group Head of Financial Education, checked in with Khanyisa to find out how she turned things around and why planning ahead matters.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 24 Feb 2025 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649762_20260225_123349.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649762/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:01:00.000" title="Khanyisa shares a little bit about her childhood and her inspiration." />
			 
				<psc:chapter start="00:02:50.000" title="John asks Khanyisa when she realised she had talent." />
			 
				<psc:chapter start="00:04:07.000" title="Khanyisa talks about her time teaching." />
			 
				<psc:chapter start="00:07:37.000" title="Khanyisa shares what it was like going from receiving a regular income to being dependent on gigs for an income." />
			 
				<psc:chapter start="00:10:08.000" title="Khanyisa talks about the Comedy Choice Award." />
			 
				<psc:chapter start="00:12:25.000" title="Khanyisa tells John about the different countries she&#039;s travelled to." />
			 
				<psc:chapter start="00:16:54.000" title="John asks Khanyisa how she manages financial planning." />
			 
				<psc:chapter start="00:19:35.000" title="Khanyisa talks about being chairperson of a soccer club." />
			 
				<psc:chapter start="00:23:15.000" title="Khanyisa shares her dreams of being a filmmaker." />
			 
				<psc:chapter start="00:27:47.000" title="John talks about the importance of planning." />
						</psc:chapters>
				<itunes:title>Comedian Khanyisa Bunu knows financial planning is no laughing matter</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649762_20260225_124900_1400.jpeg"/>
		<itunes:duration>33:42</itunes:duration>
		<itunes:summary><![CDATA[When Covid-19 hit, comedian Khanyisa Bunu had to think fast to stay afloat. She started a business and today she is thriving. John Manyike, our Group Head of Financial Education, checked in with Khanyisa to find out how she turned things around and why planning ahead matters.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Retired footballer Thandani Ntshumayelo, chats with John Manyike about the financial pitfalls pro footballers face</title>
		<link>https://iono.qa/e/1649763</link>
		<guid isPermaLink="true">https://iono.qa/e/1649763</guid>
		<description><![CDATA[The life of a footballer seems perfect – adoring fans and a big salary. But for many, fame and fortune are fleeting without the financial knowledge to manage their money wisely. Retired footballer Thandani Nsthumayelo chats with John Manyike, our Group Head of Financial Education, about the lifestyle’s financial pitfalls and costly mistakes. Don’t miss this eye-opening glimpse into the realities of footballers’ lives. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 11 Dec 2024 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649763_20260225_123544.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649763/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:02:02.000" title="Thandani talks about his childhood." />
			 
				<psc:chapter start="00:03:39.000" title="John asks Thandani how he was discovered by the big clubs." />
			 
				<psc:chapter start="00:07:18.000" title="Thandani talks about his time at Supersport" />
			 
				<psc:chapter start="00:10:20.000" title="Thandani shares what it was like to get his first lump sum and what he did with some of it." />
			 
				<psc:chapter start="00:12:36.000" title="Thandani talks about his time with Pirates." />
			 
				<psc:chapter start="00:19:29.000" title="Thandani provides personal insight on where he was at mentally." />
			 
				<psc:chapter start="00:23:07.000" title="John asks Thandani about taking drugs and how that started." />
			 
				<psc:chapter start="00:34:48.000" title="John asks what happened after the news hit the newspapers." />
			 
				<psc:chapter start="00:37:54.000" title="Thandani finds out his girlfriend is pregnant." />
			 
				<psc:chapter start="00:43:18.000" title="Thandani talks about life after the ban." />
						</psc:chapters>
				<itunes:title>Retired footballer Thandani Ntshumayelo, chats with John Manyike about the financial pitfalls pro footballers face</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649763_20260225_125046_1400.jpeg"/>
		<itunes:duration>53:53</itunes:duration>
		<itunes:summary><![CDATA[The life of a footballer seems perfect – adoring fans and a big salary. But for many, fame and fortune are fleeting without the financial knowledge to manage their money wisely. Retired footballer Thandani Nsthumayelo chats with John Manyike, our Group Head of Financial Education, about the lifestyle’s financial pitfalls and costly mistakes. Don’t miss this eye-opening glimpse into the realities of footballers’ lives. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	</item>
	<item>
		<title>Choosing the right type of marriage contract for you</title>
		<link>https://iono.qa/e/1649764</link>
		<guid isPermaLink="true">https://iono.qa/e/1649764</guid>
		<description><![CDATA[Marriage is a big step, but choosing the right type of marriage contract for you is just as important. Our Financial Education Programme Manager, Thabo Hollo, chats with Phumelelo Simelane, MD of Simelane Attorneys, about the differences between marriage in- and out-of-community property and how the accrual system works. This podcast is a must for anyone about to say “I do”. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 20 Nov 2024 15:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649764_20260225_123620.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649764/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:50.000" title="Siphumelelo explains what he does." />
			 
				<psc:chapter start="00:01:51.000" title="The three ways you can get married in South Africa." />
			 
				<psc:chapter start="00:04:57.000" title="Siphumelelo explains &quot;rehabilitative maintenance&quot;" />
			 
				<psc:chapter start="00:06:33.000" title="Lifelong maintenance or maintenance in perpetuity explained." />
			 
				<psc:chapter start="00:07:50.000" title="Thabo asks Siphumelelo to explain Token Maintenance." />
			 
				<psc:chapter start="00:08:19.000" title="Siphumelelo explains Rule 43." />
			 
				<psc:chapter start="00:17:36.000" title="Thabo asks what the rules are in terms of changing the perpetual spousal maintenance. " />
			 
				<psc:chapter start="00:20:53.000" title="Thabo wants to know if a partner go back retrospectively and sue for spousal maintenance." />
			 
				<psc:chapter start="00:23:14.000" title="Siphumelelo explains what one should be aware of before asking or paying for spousal maintenance." />
						</psc:chapters>
				<itunes:title>Choosing the right type of marriage contract for you</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649764_20260225_125200_1400.jpeg"/>
		<itunes:duration>26:20</itunes:duration>
		<itunes:summary><![CDATA[Marriage is a big step, but choosing the right type of marriage contract for you is just as important. Our Financial Education Programme Manager, Thabo Hollo, chats with Phumelelo Simelane, MD of Simelane Attorneys, about the differences between marriage in- and out-of-community property and how the accrual system works. This podcast is a must for anyone about to say “I do”. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649764_20260225_125200_750.jpeg"/>
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	</item>
	<item>
		<title>Interior Designer and Businesswoman, Qinisile Dlamini talks about Making Money from Property You Don't Own</title>
		<link>https://iono.qa/e/1649765</link>
		<guid isPermaLink="true">https://iono.qa/e/1649765</guid>
		<description><![CDATA[How do you make money from property if you don’t own any? By age 25, Qinisile Dlamini had already made her first million through rental arbitrage and co-hosting. Our Group Head of Financial Education, John Manyike, sits down with this remarkable interior designer and businesswoman to learn more about the opportunities, risks, and challenges she had to overcome.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 12 Nov 2024 19:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649765_20260225_123720.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649765/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:01:07.000" title="Qinisile talks about her upbringing and her first project." />
			 
				<psc:chapter start="00:02:49.000" title="Qinisile talks about what sparked here interest in starting a business in Airbnb" />
			 
				<psc:chapter start="00:07:33.000" title="Qinisile talks about how a couple of bad decisions led to her losing millions." />
			 
				<psc:chapter start="00:11:33.000" title="Qinisile unpacks how to stay protected in business" />
			 
				<psc:chapter start="00:17:32.000" title="John asks Qinisile about her construction business" />
			 
				<psc:chapter start="00:22:22.000" title="John asks Qinisile why it&#039;s important to diversify income stream" />
			 
				<psc:chapter start="00:25:15.000" title="Qinisile shares advice she received from the CEO of Google" />
			 
				<psc:chapter start="00:28:27.000" title="Qinisile give young people three tips on what to look out for when it comes to venturing into business" />
						</psc:chapters>
				<itunes:title>Interior Designer and Businesswoman, Qinisile Dlamini talks about Making Money from Property You Don't Own</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649765_20260225_125218_1400.jpeg"/>
		<itunes:duration>30:45</itunes:duration>
		<itunes:summary><![CDATA[How do you make money from property if you don’t own any? By age 25, Qinisile Dlamini had already made her first million through rental arbitrage and co-hosting. Our Group Head of Financial Education, John Manyike, sits down with this remarkable interior designer and businesswoman to learn more about the opportunities, risks, and challenges she had to overcome.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649765_high.mp3?p=rss" length="29532164" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649765_20260225_125218_750.jpeg"/>
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	</item>
	<item>
		<title>Katlego Mphela Talks Life After Football, Retirement, Financial Challenges, Tips &amp;amp; Regrets</title>
		<link>https://iono.qa/e/1649766</link>
		<guid isPermaLink="true">https://iono.qa/e/1649766</guid>
		<description><![CDATA[A legend of South African football, Katlego Mphela was a Bafana-Bafana stalwart for many years. Our Head of Financial Education, John Manyike, caught up with him to chat about life after football and how retirement impacted his approach to finances. Watch this insightful interview now for a rare glimpse into the financial realities of being a pro athlete. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 28 Oct 2024 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649766_20260225_123741.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649766/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:51.000" title="Projects Katlego is currently busy with." />
			 
				<psc:chapter start="00:01:30.000" title="Katlego chats about his upbringing." />
			 
				<psc:chapter start="00:03:20.000" title="Financial challenges when retiring from football." />
			 
				<psc:chapter start="00:08:29.000" title=" Katlego expands on his Financial Regrets." />
			 
				<psc:chapter start="00:12:28.000" title="Katlego&#039;s football career in France and returning to South Africa." />
			 
				<psc:chapter start="00:14:00.000" title="The SARS issue." />
			 
				<psc:chapter start="00:15:28.000" title="Katlego speaks about his family." />
			 
				<psc:chapter start="00:16:16.000" title="Financial life after retirement." />
			 
				<psc:chapter start="00:23:39.000" title="Katlego talks about his job as a sales representative." />
			 
				<psc:chapter start="00:25:53.000" title="Financial tips to current soccer players." />
						</psc:chapters>
				<itunes:title>Katlego Mphela Talks Life After Football, Retirement, Financial Challenges, Tips &amp;amp; Regrets</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649766_20260225_125236_1400.jpeg"/>
		<itunes:duration>29:27</itunes:duration>
		<itunes:summary><![CDATA[A legend of South African football, Katlego Mphela was a Bafana-Bafana stalwart for many years. Our Head of Financial Education, John Manyike, caught up with him to chat about life after football and how retirement impacted his approach to finances. Watch this insightful interview now for a rare glimpse into the financial realities of being a pro athlete. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649766_high.mp3?p=rss" length="28275675" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649766_20260225_125236_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.qa/e/1649766?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Kholofelo Mashitisho Talks about Estate Planning, Wills and Post-Nuptial Marriage Agreements</title>
		<link>https://iono.qa/e/1649767</link>
		<guid isPermaLink="true">https://iono.qa/e/1649767</guid>
		<description><![CDATA[Already said “I do”, but now want a “redo” on the marriage contract you chose? It’s called a post-nuptial agreement, and it is possible in certain cases. Our Financial Education Programme Manager, Thabo Hollo discusses the details with Kholofelo Mashitisho, Founder &amp; MD of Mashitisho Attorneys.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 10 Oct 2024 17:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649767_20260225_123710.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649767/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:40.000" title="Thabo and Kholofelo briefly chat about wills." />
			 
				<psc:chapter start="00:01:28.000" title="What is estate planning?" />
			 
				<psc:chapter start="00:02:18.000" title="Kholofelo breaks down wills." />
			 
				<psc:chapter start="00:03:56.000" title="Polygamy and beneficiaries in wills." />
			 
				<psc:chapter start="00:05:58.000" title="Electronic wills." />
			 
				<psc:chapter start="00:06:58.000" title="Estate planning and customary marriage and children." />
			 
				<psc:chapter start="00:11:38.000" title="Marriage contracts and estate planning." />
			 
				<psc:chapter start="00:18:33.000" title="Prerequisites and responsibilities of an executor of a will." />
			 
				<psc:chapter start="00:22:55.000" title="Thabo and Kholofelo discuss Section 21." />
						</psc:chapters>
				<itunes:title>Kholofelo Mashitisho Talks about Estate Planning, Wills and Post-Nuptial Marriage Agreements</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649767_20260225_125300_1400.jpeg"/>
		<itunes:duration>25:46</itunes:duration>
		<itunes:summary><![CDATA[Already said “I do”, but now want a “redo” on the marriage contract you chose? It’s called a post-nuptial agreement, and it is possible in certain cases. Our Financial Education Programme Manager, Thabo Hollo discusses the details with Kholofelo Mashitisho, Founder & MD of Mashitisho Attorneys.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649767_high.mp3?p=rss" length="24741716" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649767_20260225_125300_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.qa/e/1649767?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Retired Professional Footballer, Willard Katsande, Talks Soccer, Financial Mistakes and Venturing into Business</title>
		<link>https://iono.qa/e/1649768</link>
		<guid isPermaLink="true">https://iono.qa/e/1649768</guid>
		<description><![CDATA[Footballers seem to have it all… thrills, fast cars, fresh threads and big pay cheques. But life after football isn't always easy. Our Financial Education Programme Manager, Thabo Hollo spoke to former Footballer and Businessman Willard Katsande, about the money struggles players face after retirement and why early financial education is a game-changer – for players and everyone else.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 01 Oct 2024 17:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649768_20260225_123730.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649768/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:12.000" title="Willard talks about his childhood." />
			 
				<psc:chapter start="00:02:40.000" title="Willard recalls when his passion for soccer began." />
			 
				<psc:chapter start="00:05:26.000" title="How Willard began his soccer career in South Africa" />
			 
				<psc:chapter start="00:07:04.000" title="Moving from a salary of R1 500 to R15 000." />
			 
				<psc:chapter start="00:11:05.000" title="Venturing into property investment and business." />
			 
				<psc:chapter start="00:14:03.000" title="Willard talks about financially irresponsible professional soccer players." />
			 
				<psc:chapter start="00:16:27.000" title="The worst financial decision Willard has made." />
			 
				<psc:chapter start="00:18:38.000" title="The role of financial coaches." />
			 
				<psc:chapter start="00:20:15.000" title="Willard talks about the best financial decision he has made." />
			 
				<psc:chapter start="00:21:19.000" title="The importance of talking about finances with your family." />
			 
				<psc:chapter start="00:23:03.000" title="Financial lessons from his football career." />
						</psc:chapters>
				<itunes:title>Retired Professional Footballer, Willard Katsande, Talks Soccer, Financial Mistakes and Venturing into Business</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649768_20260225_125329_1400.jpeg"/>
		<itunes:duration>26:27</itunes:duration>
		<itunes:summary><![CDATA[Footballers seem to have it all… thrills, fast cars, fresh threads and big pay cheques. But life after football isn't always easy. Our Financial Education Programme Manager, Thabo Hollo spoke to former Footballer and Businessman Willard Katsande, about the money struggles players face after retirement and why early financial education is a game-changer – for players and everyone else.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649768_high.mp3?p=rss" length="25404058" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649768_20260225_125329_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.qa/e/1649768?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mpho Maboi Talks on Debt, Budgeting, Living Beyond Your Means &amp;amp; Financial Advice</title>
		<link>https://iono.qa/e/1649769</link>
		<guid isPermaLink="true">https://iono.qa/e/1649769</guid>
		<description><![CDATA[Many South Africans are over-indebted. Our Financial Education Programme Manager, Thabo Hollo chatted with TV and Radio Presenter Mpho Maboi, who shared her story of losing control over debt and the lightbulb moment that helped her regain it. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 11 Sep 2024 13:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649769/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:51.000" title="Mpho Maboi talks about her background and education." />
			 
				<psc:chapter start="00:02:18.000" title="How Mpho became a Radio Presenter and landed a job in IT." />
			 
				<psc:chapter start="00:04:03.000" title="Managing a R2500 salary and ending up in debt." />
			 
				<psc:chapter start="00:04:52.000" title="How did buying a car at 21 affect her finances?" />
			 
				<psc:chapter start="00:08:27.000" title="Budgeting and living beyond your means" />
			 
				<psc:chapter start="00:10:43.000" title="What is the Snowball method for paying off debt" />
			 
				<psc:chapter start="00:14:34.000" title="Being young, a people pleaser and trying to impress." />
			 
				<psc:chapter start="00:18:14.000" title="Dating and finances." />
			 
				<psc:chapter start="00:22:03.000" title="Marriage and finances." />
			 
				<psc:chapter start="00:24:30.000" title="What financial advice would you give your younger self?" />
						</psc:chapters>
				<itunes:title>Mpho Maboi Talks on Debt, Budgeting, Living Beyond Your Means &amp;amp; Financial Advice</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649769_20260225_125354_1400.jpeg"/>
		<itunes:duration>28:17</itunes:duration>
		<itunes:summary><![CDATA[Many South Africans are over-indebted. Our Financial Education Programme Manager, Thabo Hollo chatted with TV and Radio Presenter Mpho Maboi, who shared her story of losing control over debt and the lightbulb moment that helped her regain it. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649769_high.mp3?p=rss" length="27159350" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649769_20260225_125354_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.qa/e/1649769?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Michelle Acton Explains The Two-Pot Retirement System - Risks &amp;amp; Benefits</title>
		<link>https://iono.qa/e/1649770</link>
		<guid isPermaLink="true">https://iono.qa/e/1649770</guid>
		<description><![CDATA[The new ‘Two Pot Retirement System’ comes into effect soon. Michelle Acton, a Retirement Reform Exec at Old Mutual, explained to our Head of Financial Education, John Manyike, how the new system will allow easier access to a portion of your retirement savings in an emergency. But with that benefit comes certain risks.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 20 Aug 2024 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649770_20260225_123920.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649770/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:22.000" title="Why is it important to save for retirement?" />
			 
				<psc:chapter start="00:01:45.000" title="What is the Two-pot Retirement System?" />
			 
				<psc:chapter start="00:03:37.000" title="What is a placement ratio?" />
			 
				<psc:chapter start="00:05:56.000" title="Michelle explains the Two-Pot Retirement System in depth." />
			 
				<psc:chapter start="00:10:21.000" title="What happens to contributions on the 1st of September 2024?" />
			 
				<psc:chapter start="00:11:39.000" title="Tax implications of accessing your money on the 1st of September 2024." />
			 
				<psc:chapter start="00:18:14.000" title="Implications of those over 55 years on the 1st of September." />
			 
				<psc:chapter start="00:21:17.000" title="Two-Pot and marriage contracts." />
			 
				<psc:chapter start="00:21:51.000" title="Navigating the Two-Pot system and divorce." />
			 
				<psc:chapter start="00:23:36.000" title="What is the impact of resigning before and after the 1st of September?" />
			 
				<psc:chapter start="00:24:36.000" title="Impact of accessing your retirement before retiring." />
			 
				<psc:chapter start="00:26:38.000" title="Michelle&#039;s three tips for saving towards retirement" />
						</psc:chapters>
				<itunes:title>Michelle Acton Explains The Two-Pot Retirement System - Risks &amp;amp; Benefits</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649770_20260225_125421_1400.jpeg"/>
		<itunes:duration>29:51</itunes:duration>
		<itunes:summary><![CDATA[The new ‘Two Pot Retirement System’ comes into effect soon. Michelle Acton, a Retirement Reform Exec at Old Mutual, explained to our Head of Financial Education, John Manyike, how the new system will allow easier access to a portion of your retirement savings in an emergency. But with that benefit comes certain risks.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	</item>
	<item>
		<title>Chief Economist, Johann Els, Talks Inflation, Interest Rates, Cost of Living and Investments</title>
		<link>https://iono.qa/e/1649771</link>
		<guid isPermaLink="true">https://iono.qa/e/1649771</guid>
		<description><![CDATA[What is "economics" and how does it affect you? Our Head of Financial Education, John Manyike asked our Group Chief Economist, Johann Els, to demystify things. His clear-cut insights will help you understand your place in the economy, its impact on your life, and tips to use that knowledge to your advantage<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 06 Aug 2024 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649771_20260225_123940.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649771/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:41.000" title="Johann talks about his upbringing, education and career" />
			 
				<psc:chapter start="00:01:57.000" title="What is Economics?" />
			 
				<psc:chapter start="00:03:01.000" title="Johann unpacks why economics is so important for governments and economic indicators?" />
			 
				<psc:chapter start="00:07:57.000" title="John and Johann talk Inflation and CPI" />
			 
				<psc:chapter start="00:12:14.000" title="The importance of investing to beat inflation" />
			 
				<psc:chapter start="00:16:32.000" title="Why you should diversify your investment?" />
			 
				<psc:chapter start="00:18:10.000" title="The role of banks in our economy" />
			 
				<psc:chapter start="00:20:25.000" title="What does the Reserve Bank do and what is its role?" />
			 
				<psc:chapter start="00:25:20.000" title="Interest rates vs consumer spending" />
			 
				<psc:chapter start="00:28:58.000" title="Johann&#039;s 2024 interest rates predictions" />
			 
				<psc:chapter start="00:31:00.000" title="What can be done to help consumers with the rising cost of living?" />
			 
				<psc:chapter start="00:33:13.000" title="The impact of printing more money in South Africa" />
						</psc:chapters>
				<itunes:title>Chief Economist, Johann Els, Talks Inflation, Interest Rates, Cost of Living and Investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649771_20260225_125445_1400.jpeg"/>
		<itunes:duration>34:43</itunes:duration>
		<itunes:summary><![CDATA[What is "economics" and how does it affect you? Our Head of Financial Education, John Manyike asked our Group Chief Economist, Johann Els, to demystify things. His clear-cut insights will help you understand your place in the economy, its impact on your life, and tips to use that knowledge to your advantage

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649771_20260225_125445_750.jpeg"/>
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	<item>
		<title>Tax Expert Nokuthula Manana Shares Tips on Tax Returns and Side Hustles</title>
		<link>https://iono.qa/e/1649772</link>
		<guid isPermaLink="true">https://iono.qa/e/1649772</guid>
		<description><![CDATA[Should you declare your side-hustle income? John Manyike chatted with tax expert Nokuthula Manana of Limitless Business Solutions, who says it’s not only law but might boost your chances of getting money back on your tax return. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 05 Aug 2024 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649772_20260225_123931.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649772/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:39.000" title="Nokuthula shares her career journey to becoming a tax expert." />
			 
				<psc:chapter start="00:01:46.000" title="How do people end up with tax issues?" />
			 
				<psc:chapter start="00:03:07.000" title="What is tax?" />
			 
				<psc:chapter start="00:03:32.000" title="What are the 3 main sources of tax?" />
			 
				<psc:chapter start="00:04:03.000" title="Who is liable to pay tax?" />
			 
				<psc:chapter start="00:04:47.000" title="What is a tax return?" />
			 
				<psc:chapter start="00:06:50.000" title="Can employers commit tax fraud in your name?" />
			 
				<psc:chapter start="00:08:56.000" title="How to manage tax as a full-time employee with a side hustle? " />
			 
				<psc:chapter start="00:09:23.000" title="When should I declare my side hustle earnings to SARS? " />
			 
				<psc:chapter start="00:14:15.000" title="What are the risks of inflating expenses to avoid paying tax?" />
			 
				<psc:chapter start="00:16:55.000" title="What is the residency test?" />
			 
				<psc:chapter start="00:17:54.000" title="Navigating personal tax when working from home." />
			 
				<psc:chapter start="00:19:54.000" title="Tax implications for dormant companies registered with the CIPC." />
			 
				<psc:chapter start="00:22:28.000" title=" What is the benefit of having a retirement annuity and when I have to submit my tax returns?" />
			 
				<psc:chapter start="00:23:29.000" title="Can I submit some of those claims where medical aid didn&#039;t cover to SARS? " />
			 
				<psc:chapter start="00:24:37.000" title="Can I claim some of those expenses for using my personal car for business travel?" />
						</psc:chapters>
				<itunes:title>Tax Expert Nokuthula Manana Shares Tips on Tax Returns and Side Hustles</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649772_20260225_125511_1400.jpeg"/>
		<itunes:duration>26:40</itunes:duration>
		<itunes:summary><![CDATA[Should you declare your side-hustle income? John Manyike chatted with tax expert Nokuthula Manana of Limitless Business Solutions, who says it’s not only law but might boost your chances of getting money back on your tax return. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Mapaseka Koetle on Navigating Divorce Financially and Emotionally</title>
		<link>https://iono.qa/e/1649773</link>
		<guid isPermaLink="true">https://iono.qa/e/1649773</guid>
		<description><![CDATA[Can love and money ever mix? Actress Mapaseka Koetle believes clear lines must be drawn, especially if the relationship extends to business. Chatting with our Head of Financial Education, John Manyike, she shares her tips on marriage contracts, emotional decision-making, open communication, and more.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 26 Jul 2024 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649773/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:47.000" title="Mapaseka Koetle talks about where she grew up and her background" />
			 
				<psc:chapter start="00:04:39.000" title="How did your breakthrough in acting come about?" />
			 
				<psc:chapter start="00:07:19.000" title="Is there a particular figure or actor that inspired you?" />
			 
				<psc:chapter start="00:08:46.000" title="How did you navigate periods of uncertainty early in your career?" />
			 
				<psc:chapter start="00:09:59.000" title="As a freelancer, how do you build a legacy for yourself and save for emergencies?" />
			 
				<psc:chapter start="00:12:44.000" title="Mapaseka Koetle talks about her experience in business and the challenges she experienced" />
			 
				<psc:chapter start="00:14:53.000" title="As an actress, what are your career highlights?" />
			 
				<psc:chapter start="00:15:59.000" title="Mapaseka Koetle unpacks why 2023 was a challenging year for her" />
			 
				<psc:chapter start="00:18:40.000" title="The hard money lessons learned through divorce" />
			 
				<psc:chapter start="00:20:05.000" title="What were your views about marital finances when you were married?" />
			 
				<psc:chapter start="00:23:39.000" title="How are you teaching your daughter about finances?" />
			 
				<psc:chapter start="00:25:35.000" title="Recovering financially from divorce" />
			 
				<psc:chapter start="00:27:01.000" title="What is the wisest financial decision you ever made?" />
			 
				<psc:chapter start="00:28:07.000" title="What advice would you give to women rebuilding their lives after divorce?" />
						</psc:chapters>
				<itunes:title>Mapaseka Koetle on Navigating Divorce Financially and Emotionally</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649773_20260225_125535_1400.jpeg"/>
		<itunes:duration>30:43</itunes:duration>
		<itunes:summary><![CDATA[Can love and money ever mix? Actress Mapaseka Koetle believes clear lines must be drawn, especially if the relationship extends to business. Chatting with our Head of Financial Education, John Manyike, she shares her tips on marriage contracts, emotional decision-making, open communication, and more.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649773_high.mp3?p=rss" length="29492599" type="audio/mpeg" />
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	</item>
	<item>
		<title>Stephanie &amp;amp; Hungani Ndlovu share their tips on handling finances before and after marriage</title>
		<link>https://iono.qa/e/1649774</link>
		<guid isPermaLink="true">https://iono.qa/e/1649774</guid>
		<description><![CDATA[As the personification of #couplegoals, Stephanie and Hungani Ndlovu understand how important finances are as part of married life. From aligning on spending habits and debt, to marriage contracts, money personalities, and more – their tips will help you and your partner approach that vital “money conversation” before you commit for life. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 28 May 2024 16:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649774_20260225_124141.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649774/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:28.000" title="Hungani and Stephanie Ndlovu talk about where they grew up" />
			 
				<psc:chapter start="00:02:18.000" title="What inspired you to celebrate your wedding privately and not on social media?" />
			 
				<psc:chapter start="00:04:31.000" title="How did you get into the creative arts?" />
			 
				<psc:chapter start="00:07:52.000" title="How did you talk about money when dating?" />
			 
				<psc:chapter start="00:09:46.000" title="How important are conversations about money when couples are planning to get married?" />
			 
				<psc:chapter start="00:12:06.000" title="How Hungani and Stephanie Ndlovu approach money in their family" />
			 
				<psc:chapter start="00:14:21.000" title="Who is the strongest when it comes to handling finances?" />
			 
				<psc:chapter start="00:20:05.000" title="How do you approach setting boundaries when it comes to finances?" />
			 
				<psc:chapter start="00:21:51.000" title="How do you handle requests for money from family members?" />
			 
				<psc:chapter start="00:24:08.000" title="Do you talk about your retirement goals?" />
			 
				<psc:chapter start="00:25:49.000" title="What are your non-negotiable roles?" />
			 
				<psc:chapter start="00:26:32.000" title="Discussing estate planning and wills" />
			 
				<psc:chapter start="00:28:08.000" title="Discussing financial planning, from life cover to saving" />
			 
				<psc:chapter start="00:30:28.000" title="The difference between life cover and funeral cover" />
			 
				<psc:chapter start="00:31:17.000" title="What is the worst financial decision you ever made?" />
			 
				<psc:chapter start="00:33:40.000" title="What is the best financial decision you ever made?" />
			 
				<psc:chapter start="00:37:24.000" title="What advice would you give to young couples planning to get married?" />
						</psc:chapters>
				<itunes:title>Stephanie &amp;amp; Hungani Ndlovu share their tips on handling finances before and after marriage</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649774_20260225_125601_1400.jpeg"/>
		<itunes:duration>39:33</itunes:duration>
		<itunes:summary><![CDATA[As the personification of #couplegoals, Stephanie and Hungani Ndlovu understand how important finances are as part of married life. From aligning on spending habits and debt, to marriage contracts, money personalities, and more – their tips will help you and your partner approach that vital “money conversation” before you commit for life. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649774_high.mp3?p=rss" length="37972830" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649774_20260225_125601_750.jpeg"/>
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	<item>
		<title>Robot Boii on getting yourself into the right environment to catapult your dreams</title>
		<link>https://iono.qa/e/1649775</link>
		<guid isPermaLink="true">https://iono.qa/e/1649775</guid>
		<description><![CDATA[It’s not easy for young South Africans to get their shot at a career they're passionate about. Our Head of Financial Education, John Manyike, sat down with musical superstar Robot Boii, who shared his tips on how to place yourself in the right environment and how that can catapult your dreams. With loads of powerful, practical insights, this is a conversation you don’t want to miss. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 14 May 2024 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649775_20260225_124011.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649775/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Robot Boii talks about where he grew up and the influence his father had on him" />
			 
				<psc:chapter start="00:01:20.000" title="How was money handled in his household growing up?" />
			 
				<psc:chapter start="00:02:29.000" title="What sparked his interest in dancing" />
			 
				<psc:chapter start="00:04:17.000" title="What do you attribute your success to?" />
			 
				<psc:chapter start="00:05:00.000" title="How did your breakthrough come about?" />
			 
				<psc:chapter start="00:06:52.000" title="How young people can build a career using the Internet positively" />
			 
				<psc:chapter start="00:08:51.000" title="Robot Boii talks about unemployed youth in South Africa" />
			 
				<psc:chapter start="00:13:48.000" title="How do you handle having multiple different gigs?" />
			 
				<psc:chapter start="00:15:27.000" title=" How do you ensure that you are building long-term financial security for yourself?" />
			 
				<psc:chapter start="00:17:08.000" title="Young people, materialism and instant gratification" />
			 
				<psc:chapter start="00:20:25.000" title="What is the wisest financial decision you ever made?" />
			 
				<psc:chapter start="00:21:31.000" title=" Tips for young people on building a brand and handling money" />
						</psc:chapters>
				<itunes:title>Robot Boii on getting yourself into the right environment to catapult your dreams</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649775_20260225_125633_1400.jpeg"/>
		<itunes:duration>25:40</itunes:duration>
		<itunes:summary><![CDATA[It’s not easy for young South Africans to get their shot at a career they're passionate about. Our Head of Financial Education, John Manyike, sat down with musical superstar Robot Boii, who shared his tips on how to place yourself in the right environment and how that can catapult your dreams. With loads of powerful, practical insights, this is a conversation you don’t want to miss. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Child Maintenance in South Africa - A lawyer answers the burning questions</title>
		<link>https://iono.qa/e/1649776</link>
		<guid isPermaLink="true">https://iono.qa/e/1649776</guid>
		<description><![CDATA[With so many single-parent households in South Africa, child maintenance is always a hot topic. But who is responsible, and who isn’t? Our Head of Financial Education, John Manyike, sat down with Founder and MD of Mashitisho Attorneys, Kholofelo Mashitisho, to get the legal low-down – and you’ll be surprised to hear what the law says!<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 19 Apr 2024 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649776_20260225_124121.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649776/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Kholofelo Mashitisho talks about her academic background and experience as a lawyer" />
			 
				<psc:chapter start="00:00:45.000" title="Introduction to our topic: child maintenance in South Africa" />
			 
				<psc:chapter start="00:02:20.000" title="What is the law that governs maintenance in South Africa?" />
			 
				<psc:chapter start="00:04:32.000" title="Why is it that the majority of people summoned by the maintenance courts are men?" />
			 
				<psc:chapter start="00:05:24.000" title="Can a father refuse to pay child maintenance?" />
			 
				<psc:chapter start="00:05:50.000" title="What costs are considered in child maintenance cases?" />
			 
				<psc:chapter start="00:06:47.000" title="What happens if a father claims to have too much debt to pay child maintenance?" />
			 
				<psc:chapter start="00:08:39.000" title="Is the maintenance of a child the responsibility of biological parents only?" />
			 
				<psc:chapter start="00:12:10.000" title="What happens when a father denies paternity?" />
			 
				<psc:chapter start="00:13:26.000" title="Why would some women feel discouraged about going to maintenance court?" />
			 
				<psc:chapter start="00:17:14.000" title="What happens if the biological father of the child is not a South African citizen?" />
			 
				<psc:chapter start="00:18:03.000" title="What should happen in the case when a man pays a maintenance order for a few months and then disappears?" />
			 
				<psc:chapter start="00:19:42.000" title="What are the rights of the father with regard to access to the child?" />
			 
				<psc:chapter start="00:22:28.000" title="What does the law say with regards to the surname of a child when the parents are unmarried?" />
			 
				<psc:chapter start="00:23:23.000" title="Up to what age should a parent pay maintenance?" />
			 
				<psc:chapter start="00:25:09.000" title="What happens when a person receiving maintenance payments abuses the maintenance contribution?" />
			 
				<psc:chapter start="00:26:19.000" title="At what age can a child refuse to see their parents?" />
			 
				<psc:chapter start="00:27:25.000" title="What constitutes an unfit parent?" />
						</psc:chapters>
				<itunes:title>Child Maintenance in South Africa - A lawyer answers the burning questions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649776_20260225_125702_1400.jpeg"/>
		<itunes:duration>30:20</itunes:duration>
		<itunes:summary><![CDATA[With so many single-parent households in South Africa, child maintenance is always a hot topic. But who is responsible, and who isn’t? Our Head of Financial Education, John Manyike, sat down with Founder and MD of Mashitisho Attorneys, Kholofelo Mashitisho, to get the legal low-down – and you’ll be surprised to hear what the law says!

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Bontle Modiselle on the importance of teamwork with managing family finances</title>
		<link>https://iono.qa/e/1649777</link>
		<guid isPermaLink="true">https://iono.qa/e/1649777</guid>
		<description><![CDATA[As one half of a celebrity power couple, Bontle Modiselle knows a thing or two about the importance of teamwork and open communication in managing family finances. She recently sat down with our Head of Financial Education, John Manyike, to share their approach to money matters and setting realistic financial goals. Packed with everyday tips that can benefit any household, this chat is a must-listen. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 08 Apr 2024 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649777_20260225_124021.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649777/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:15.000" title="Bontle Modiselle talks about her background and growing up in a large family" />
			 
				<psc:chapter start="00:02:35.000" title="How do you handle the transition of going to university and not having a lot of money?" />
			 
				<psc:chapter start="00:06:13.000" title="Transitioning to other creative roles from dancing and the financial impact" />
			 
				<psc:chapter start="00:09:26.000" title="How a breakthrough role in acting influenced your career strategy" />
			 
				<psc:chapter start="00:10:51.000" title="How do your finances work with being a couple in the entertainment industry?" />
			 
				<psc:chapter start="00:12:54.000" title="What advice would you give to young couples on dealing with money in their relationship?" />
			 
				<psc:chapter start="00:14:49.000" title="What does it mean to you to be an independent woman?" />
			 
				<psc:chapter start="00:16:27.000" title="How do brand partnerships and endorsements work? What are the mechanics?" />
			 
				<psc:chapter start="00:18:26.000" title="How has your brand partnership with Revlon SA influenced your career strategy and your finances?" />
			 
				<psc:chapter start="00:19:12.000" title="Has the arrival of your daughter changed the way you handle money?" />
			 
				<psc:chapter start="00:21:01.000" title="What would you advise young woman who want to pursue a career in creative arts on about money management?" />
						</psc:chapters>
				<itunes:title>Bontle Modiselle on the importance of teamwork with managing family finances</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649777_20260225_125728_1400.jpeg"/>
		<itunes:duration>22:24</itunes:duration>
		<itunes:summary><![CDATA[As one half of a celebrity power couple, Bontle Modiselle knows a thing or two about the importance of teamwork and open communication in managing family finances. She recently sat down with our Head of Financial Education, John Manyike, to share their approach to money matters and setting realistic financial goals. Packed with everyday tips that can benefit any household, this chat is a must-listen. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Take Charge of your Finances with Nicolette Mashile</title>
		<link>https://iono.qa/e/1649778</link>
		<guid isPermaLink="true">https://iono.qa/e/1649778</guid>
		<description><![CDATA[Does your budget fit your lifestyle… or should it be the other way around? Our Head of Financial Education, John Manyike, caught up with financial author, speaker and media personality Nicolette Mashile to get the inside scoop on her budgeting and money management tips. Tune in to find out how you can take charge of your finances and avoid scrambling for temporary relief from one month to the next. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 05 Mar 2024 11:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649778_20260225_124311.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649778/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction to our guest, Nicolette Mashile" />
			 
				<psc:chapter start="00:03:29.000" title="What inspired Nicolette Mashile to get involved in financial education" />
			 
				<psc:chapter start="00:07:54.000" title="The difference between financial literacy and financial education" />
			 
				<psc:chapter start="00:12:34.000" title="The role of gap cover in your financial plan" />
			 
				<psc:chapter start="00:14:02.000" title="Nicolette Mashile on the general money management problems she sees in South Africa" />
			 
				<psc:chapter start="00:17:17.000" title="Nicolette and John unpack dating and finances" />
			 
				<psc:chapter start="00:19:39.000" title="Is there a platform that is more effective in getting the message about financial education out there?" />
			 
				<psc:chapter start="00:20:58.000" title="The biggest challenges in the quest to spread financial education and literacy" />
			 
				<psc:chapter start="00:23:04.000" title="How Nicolette Mashile spreads her message amongst young people" />
			 
				<psc:chapter start="00:25:54.000" title="Nicolette Mashile talks about the importance of funeral cover and life cover" />
			 
				<psc:chapter start="00:27:39.000" title="Nicolette Mashile talks about women and finances" />
						</psc:chapters>
				<itunes:title>Take Charge of your Finances with Nicolette Mashile</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649778_20260225_125751_1400.jpeg"/>
		<itunes:duration>30:49</itunes:duration>
		<itunes:summary><![CDATA[Does your budget fit your lifestyle… or should it be the other way around? Our Head of Financial Education, John Manyike, caught up with financial author, speaker and media personality Nicolette Mashile to get the inside scoop on her budgeting and money management tips. Tune in to find out how you can take charge of your finances and avoid scrambling for temporary relief from one month to the next. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Ms Cosmo on letting your talents grow your wealth</title>
		<link>https://iono.qa/e/1649779</link>
		<guid isPermaLink="true">https://iono.qa/e/1649779</guid>
		<description><![CDATA[Having set the world alight on the DJ decks, Ms Cosmo has evolved into a world-class radio, TV, and podcast personality, multiplying her earning potential and revenue streams. Our Head of Financial Education, John Manyike, caught up with her as she shared ideas, insights and inspiration on how to diversify your income by letting your talents grow your wealth. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 06 Feb 2024 16:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649779_20260225_124311.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649779/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:26.000" title=" Ms Cosmo talks about her upbringing in South Africa" />
			 
				<psc:chapter start="00:01:33.000" title="Ms Cosmo talks about how her parents approached finances" />
			 
				<psc:chapter start="00:02:32.000" title="The lessons Ms Comso learnt from her parents" />
			 
				<psc:chapter start="00:03:33.000" title="How did Ms Cosmo switch careers from finance to entertainment?" />
			 
				<psc:chapter start="00:07:21.000" title="How did family react to Ms Cosmo switching careers?" />
			 
				<psc:chapter start="00:08:19.000" title="How the name Ms Cosmo came about" />
			 
				<psc:chapter start="00:09:07.000" title="The biggest names Ms Cosmo has worked with" />
			 
				<psc:chapter start="00:10:11.000" title="How did a background in finance influence Ms Cosmo in her approach to managing money in the entertainment industry?" />
			 
				<psc:chapter start="00:12:05.000" title="Has Ms Cosmo explored the opportunity with the gap of financial education in the entertainment industry?" />
			 
				<psc:chapter start="00:13:10.000" title="Did winning DJ of the Year translate into career-advancing opportunities?" />
			 
				<psc:chapter start="00:14:00.000" title="The impact of signing with Warner Music Africa" />
			 
				<psc:chapter start="00:15:17.000" title="Ms Cosmo shares her financial goals in the new phase of her career" />
			 
				<psc:chapter start="00:17:04.000" title="Is Ms Cosmo doing anything differently to make sure if there was another pandemic, she would be in better situation?" />
			 
				<psc:chapter start="00:18:51.000" title="Navigating the financial pressures of fame" />
			 
				<psc:chapter start="00:20:33.000" title="Ms Cosmo talks about her approach to diversifying income" />
			 
				<psc:chapter start="00:21:54.000" title="Dealing with tax" />
			 
				<psc:chapter start="00:22:58.000" title="The challenges of being a woman in entertainment" />
			 
				<psc:chapter start="00:24:18.000" title="Ms Cosmo shares advice on navigating finances in the entertainment industry" />
						</psc:chapters>
				<itunes:title>Ms Cosmo on letting your talents grow your wealth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649779_20260225_125814_1400.jpeg"/>
		<itunes:duration>25:54</itunes:duration>
		<itunes:summary><![CDATA[Having set the world alight on the DJ decks, Ms Cosmo has evolved into a world-class radio, TV, and podcast personality, multiplying her earning potential and revenue streams. Our Head of Financial Education, John Manyike, caught up with her as she shared ideas, insights and inspiration on how to diversify your income by letting your talents grow your wealth. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Karabo Ntshweng on being a child star and the financial implications of marriage</title>
		<link>https://iono.qa/e/1649780</link>
		<guid isPermaLink="true">https://iono.qa/e/1649780</guid>
		<description><![CDATA[Getting married takes a LOT of planning… not just finding the perfect venue and dress, but financial and legal planning too. Our Head of Financial Education, John Manyike, chatted with recently married TV star Karabo Ntshweng about the importance of couples discussing a marriage contract's financial and legal implications before tying the knot. For better or worse, don't miss this insightful discussion. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 18 Dec 2023 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649780_20260225_124353.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649780/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:08.000" title=" Introduction to our guest, Karabo Ntshweng." />
			 
				<psc:chapter start="00:00:35.000" title="Karabo Ntshweng talks about working as a child and how her breakthrough on YO-TV came about." />
			 
				<psc:chapter start="00:01:57.000" title="How did Karabo Ntshweng and her mother manage the money she earned as a child?" />
			 
				<psc:chapter start="00:03:49.000" title="Karabo Ntshweng unpacks pay rates in the entertainment industry. " />
			 
				<psc:chapter start="00:06:31.000" title="If you were not in broadcasting, what would you be doing?" />
			 
				<psc:chapter start="00:07:44.000" title="Karabo Ntshweng talks about her relationship and marriage. " />
			 
				<psc:chapter start="00:10:40.000" title="Did Karabo Ntshweng and her husband discuss how money was going to work before they got married?" />
			 
				<psc:chapter start="00:12:37.000" title="How important is it to be transparent about money in a marriage?" />
			 
				<psc:chapter start="00:15:18.000" title="What has been your most rewarding personal achievement?" />
			 
				<psc:chapter start="00:16:46.000" title="What kind of investments have you made in yourself?" />
			 
				<psc:chapter start="00:18:20.000" title="How do you balance passion projects with securing your livelihood?" />
			 
				<psc:chapter start="00:19:57.000" title=" Karabo Ntshweng talks about working to live vs living to work" />
			 
				<psc:chapter start="00:20:45.000" title="How do you budget for your travel experiences?" />
			 
				<psc:chapter start="00:22:37.000" title="If you had the opportunity to host Elon Musk for dinner. What would you discuss with him? What would you say? " />
			 
				<psc:chapter start="00:23:45.000" title="If you were to give some financial tips to young people who want to get into your industry, what would that be?" />
						</psc:chapters>
				<itunes:title>Karabo Ntshweng on being a child star and the financial implications of marriage</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649780_20260225_125840_1400.jpeg"/>
		<itunes:duration>27:12</itunes:duration>
		<itunes:summary><![CDATA[Getting married takes a LOT of planning… not just finding the perfect venue and dress, but financial and legal planning too. Our Head of Financial Education, John Manyike, chatted with recently married TV star Karabo Ntshweng about the importance of couples discussing a marriage contract's financial and legal implications before tying the knot. For better or worse, don't miss this insightful discussion. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Nomsa Buthelezi on the Cultural Pressures of Overspending on Funerals</title>
		<link>https://iono.qa/e/1649781</link>
		<guid isPermaLink="true">https://iono.qa/e/1649781</guid>
		<description><![CDATA[Legendary actress Nomsa Buthelezi shares her views on the cultural pressures of overspending on funerals and the financial implications for those left behind. She passionately believes in life insurance and discusses the difference between funeral cover and life insurance with our Head of Financial Education, John Manyike. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 06 Dec 2023 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649781_20260225_124351.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649781/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:14.000" title="Nomsa Buthelezi talks about her childhood and family background" />
			 
				<psc:chapter start="00:01:40.000" title="What was the biggest highlight of growing up in Alexandra?" />
			 
				<psc:chapter start="00:02:53.000" title="Did poverty in Alexandra shape the way you look at money?" />
			 
				<psc:chapter start="00:03:51.000" title="The biggest financial lessons Nomsa Buthelezi learned growing up in Alexandra" />
			 
				<psc:chapter start="00:04:05.000" title="When did Nomsa Buthelezi discover her talent for entertainment?" />
			 
				<psc:chapter start="00:07:17.000" title="Nomsa Buthelezi shares her biggest career highlight" />
			 
				<psc:chapter start="00:09:25.000" title="How did the challenges you faced in life shape your financial priorities?" />
			 
				<psc:chapter start="00:11:23.000" title="The problem of celebrities, debt, and poverty" />
			 
				<psc:chapter start="00:13:44.000" title="John Manyike and Nomsa Buthelezi talk about funeral cover and life insurance" />
			 
				<psc:chapter start="00:15:35.000" title="Why are black South Africans so focused on funerals? " />
			 
				<psc:chapter start="00:16:37.000" title="What has the Covid pandemic taught us about planning for the future and the unexpected? " />
			 
				<psc:chapter start="00:17:58.000" title="The importance of having an emergency fund" />
			 
				<psc:chapter start="00:18:45.000" title="Nomsa Buthelezi talks about how she navigates income fluctuations and budgeting" />
			 
				<psc:chapter start="00:21:49.000" title="Nomsa Buthelezi gives advice to families of celebrities and young people who want to get into the industry" />
						</psc:chapters>
				<itunes:title>Nomsa Buthelezi on the Cultural Pressures of Overspending on Funerals</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649781_20260225_125908_1400.jpeg"/>
		<itunes:duration>25:42</itunes:duration>
		<itunes:summary><![CDATA[Legendary actress Nomsa Buthelezi shares her views on the cultural pressures of overspending on funerals and the financial implications for those left behind. She passionately believes in life insurance and discusses the difference between funeral cover and life insurance with our Head of Financial Education, John Manyike. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Comedian Eugene Khoza talks about loss and lessons learnt</title>
		<link>https://iono.qa/e/1649782</link>
		<guid isPermaLink="true">https://iono.qa/e/1649782</guid>
		<description><![CDATA[While he knows how to keep an audience laughing, comedian Eugene Khoza has experienced the darker side of life in recent years. He shares the lessons he learnt about the financial impact of death with our Head of Financial Education, John Manyike, and the importance of preparing for the unexpected financial fallout. Don’t miss this authentic, honest and insightful discussion.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 21 Nov 2023 20:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649782_20260225_124331.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649782/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:07.000" title="Eugene tells us a little bit about where he grew up" />
			 
				<psc:chapter start="00:01:47.000" title="Eugene shares why he had to take a necessary break from comedy to deal with loss" />
			 
				<psc:chapter start="00:03:24.000" title="Handling finances isn&#039;t just about funeral cover, it&#039;s about having enough to take the time needed to mourn" />
			 
				<psc:chapter start="00:05:22.000" title="John asks you Eugene what he had to give up in order to finance the break he needed" />
			 
				<psc:chapter start="00:10:33.000" title="Eugene shares the financial lessons he learnt from loss" />
			 
				<psc:chapter start="00:11:47.000" title="John wants to know what experts did Eugene surround himself with" />
			 
				<psc:chapter start="00:17:00.000" title="How to create a financial legacy with a difference" />
			 
				<psc:chapter start="00:19:04.000" title="Eugene shares what he&#039;s working on right now" />
						</psc:chapters>
				<itunes:title>Comedian Eugene Khoza talks about loss and lessons learnt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649782_20260225_125939_1400.jpeg"/>
		<itunes:duration>23:20</itunes:duration>
		<itunes:summary><![CDATA[While he knows how to keep an audience laughing, comedian Eugene Khoza has experienced the darker side of life in recent years. He shares the lessons he learnt about the financial impact of death with our Head of Financial Education, John Manyike, and the importance of preparing for the unexpected financial fallout. Don’t miss this authentic, honest and insightful discussion.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649782_high.mp3?p=rss" length="22403824" type="audio/mpeg" />
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	<item>
		<title>Legendary goalkeeper Brilliant Khuzwayo shares tips and insights from his sporting career</title>
		<link>https://iono.qa/e/1649783</link>
		<guid isPermaLink="true">https://iono.qa/e/1649783</guid>
		<description><![CDATA[In his playing days, legendary goalkeeper Brilliant Khuzwayo knew how to make a save for Chiefs and Pirates. The same can be said for his financial game plan. Brilliant shares his tips and insights about the importance of avoiding debt, saving a nest egg, creating multiple income streams and building a personal brand with our Head of Financial Education, John Manyike. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 06 Nov 2023 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649783_20260225_124411.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649783/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:25.000" title="Brilliant Khuzwayo talks about his background and how he fell in love with soccer" />
			 
				<psc:chapter start="00:01:33.000" title="Brilliant on how his relationship with money evolved from playing locally and then on an international stage" />
			 
				<psc:chapter start="00:04:05.000" title="How did Brilliant handle fame?" />
			 
				<psc:chapter start="00:06:02.000" title="Is there a particular financial strategy that Brilliant uses as a soccer player?" />
			 
				<psc:chapter start="00:07:10.000" title="Did you ever discuss or exchange financial tips with Itumeleng Khune?" />
			 
				<psc:chapter start="00:07:57.000" title="John and Brilliant discuss the importance of insurance" />
			 
				<psc:chapter start="00:09:55.000" title="Did Brilliant have a safety net to keep going financially after being forced to retire due to injury? " />
			 
				<psc:chapter start="00:12:46.000" title="Is there anything Brilliant would do differently if he had a chance to relive specific moments?" />
			 
				<psc:chapter start="00:15:54.000" title="What advice would Brilliant give young athletes about handling finances?" />
						</psc:chapters>
				<itunes:title>Legendary goalkeeper Brilliant Khuzwayo shares tips and insights from his sporting career</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649783_20260225_130004_1400.jpeg"/>
		<itunes:duration>17:39</itunes:duration>
		<itunes:summary><![CDATA[In his playing days, legendary goalkeeper Brilliant Khuzwayo knew how to make a save for Chiefs and Pirates. The same can be said for his financial game plan. Brilliant shares his tips and insights about the importance of avoiding debt, saving a nest egg, creating multiple income streams and building a personal brand with our Head of Financial Education, John Manyike. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Ndumi Hadebe on Navigating Black Tax in South Africa</title>
		<link>https://iono.qa/e/1649784</link>
		<guid isPermaLink="true">https://iono.qa/e/1649784</guid>
		<description><![CDATA[Black Tax: good or bad? According to self-leadership coach and author Ndumi Hadebe, it can be both. Watch her insightful chat with John Manyike as they share tips on navigating Black Tax. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 13 Oct 2023 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649784_20260225_124512.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649784/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:07.000" title="Introduction to our guest speaker, Ndumi Hadebe" />
			 
				<psc:chapter start="00:00:48.000" title="What is Neuro Linguistic Programming?" />
			 
				<psc:chapter start="00:03:28.000" title="What is the sandwich generation or &quot;black tax&quot;?" />
			 
				<psc:chapter start="00:05:19.000" title="Defining &quot;black tax&quot; and this type of family responsibility" />
			 
				<psc:chapter start="00:06:43.000" title=" Is &quot;black tax&quot; a good or bad thing?" />
			 
				<psc:chapter start="00:10:09.000" title="Ndumi Hadebe unpacks the concept of boundaries" />
			 
				<psc:chapter start="00:14:22.000" title="Is it possible to have peace without boundaries?" />
			 
				<psc:chapter start="00:16:41.000" title="How do you communicate your boundaries to family with love?" />
			 
				<psc:chapter start="00:19:45.000" title="How would you respond to someone who says setting boundaries is in conflict with Ubuntu?" />
			 
				<psc:chapter start="00:21:45.000" title="Methods and techniques to help people have difficult conversations about &quot;black tax&quot; " />
			 
				<psc:chapter start="00:25:02.000" title=" Empowering your family so they can generate their own income, and the challenges in this" />
						</psc:chapters>
				<itunes:title>Ndumi Hadebe on Navigating Black Tax in South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649784_20260225_130032_1400.jpeg"/>
		<itunes:duration>27:11</itunes:duration>
		<itunes:summary><![CDATA[Black Tax: good or bad? According to self-leadership coach and author Ndumi Hadebe, it can be both. Watch her insightful chat with John Manyike as they share tips on navigating Black Tax. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649784_high.mp3?p=rss" length="26112246" type="audio/mpeg" />
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	<item>
		<title>Tumisho Masha Shares his Life &amp;amp; Money Lessons</title>
		<link>https://iono.qa/e/1649785</link>
		<guid isPermaLink="true">https://iono.qa/e/1649785</guid>
		<description><![CDATA[One of SA’s most prolific actors, Tumisho Masha, has conquered everything from stage and screen to working behind the scenes. Despite his success, Tumisho has experienced his fair share of ups and downs – and that’s why he doesn’t define himself by his bank balance. Our Head of Financial Education, John Manyike, caught up with Tumisho for a fascinating chat that’s full of eye-opening insights and life lessons. This is one of our most impactful interviews yet – don’t miss it. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 09 Oct 2023 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649785_20260225_124555.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649785/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:25.000" title="Tumisho Masha talks about his family background and where he grew up" />
			 
				<psc:chapter start="00:02:57.000" title="Is there a difference between theater and acting for television?" />
			 
				<psc:chapter start="00:04:23.000" title="How does Tumisho Masha juggle all of the hats he wears?" />
			 
				<psc:chapter start="00:05:55.000" title="How did you overcome the financial impact of Covid?" />
			 
				<psc:chapter start="00:06:43.000" title="Tumisho Masha talks about his top achievements and highlights" />
			 
				<psc:chapter start="00:08:35.000" title="Tumisho Masha talks about the lowest points in his life" />
			 
				<psc:chapter start="00:14:14.000" title="How did you overcome your struggle with substance abuse?" />
			 
				<psc:chapter start="00:16:05.000" title="How did substance abuse affect your bank balance?" />
			 
				<psc:chapter start="00:17:53.000" title="What is your definition of success?" />
			 
				<psc:chapter start="00:20:13.000" title="Tumisho Masha shares his thoughts on divorce and marriage" />
			 
				<psc:chapter start="00:22:31.000" title="How should you prepare for the moment when you are ready to retire?" />
						</psc:chapters>
				<itunes:title>Tumisho Masha Shares his Life &amp;amp; Money Lessons</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649785_20260225_130101_1400.jpeg"/>
		<itunes:duration>25:10</itunes:duration>
		<itunes:summary><![CDATA[One of SA’s most prolific actors, Tumisho Masha, has conquered everything from stage and screen to working behind the scenes. Despite his success, Tumisho has experienced his fair share of ups and downs – and that’s why he doesn’t define himself by his bank balance. Our Head of Financial Education, John Manyike, caught up with Tumisho for a fascinating chat that’s full of eye-opening insights and life lessons. This is one of our most impactful interviews yet – don’t miss it. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649785_20260225_130101_750.jpeg"/>
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	<item>
		<title>The Relationship between Mental Health and Finances</title>
		<link>https://iono.qa/e/1649786</link>
		<guid isPermaLink="true">https://iono.qa/e/1649786</guid>
		<description><![CDATA[How tight can the relationship between mental health and money be? Very… it turns out! Our Head of Financial Education, John Manyike, sat down with Dr. Nomathamsanqa Watala to explore this fascinating topic. Discover how your financial decisions might be impacted by factors such as childhood trauma, narcissistic relationships, and more – plus get some valuable insights on how to overcome these hurdles. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 15 Sep 2023 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649786_20260225_124646.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649786/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:19.000" title="Introduction to our guest speaker, Dr. Nomathamsanqa Watala" />
			 
				<psc:chapter start="00:01:20.000" title="Is there a relationship between mental health and how we manage finances?" />
			 
				<psc:chapter start="00:02:03.000" title="What is trauma and how does it relate to managing finances?" />
			 
				<psc:chapter start="00:05:11.000" title="&quot;Comfort food&quot; as a trauma response" />
			 
				<psc:chapter start="00:06:25.000" title="What is the wounded inner child?" />
			 
				<psc:chapter start="00:08:15.000" title="The masks that people wear: people pleaser, overachiever, and peacemaker" />
			 
				<psc:chapter start="00:12:36.000" title=" What is a narcissist? Dr. Watala unpacks the stages of narcissism" />
			 
				<psc:chapter start="00:16:22.000" title="What are the signs of being manipulated financially?" />
			 
				<psc:chapter start="00:18:02.000" title="What to do you do if you are in a relationship with a narcissist?" />
			 
				<psc:chapter start="00:19:07.000" title="What are practical steps I can take towards financial healing?" />
			 
				<psc:chapter start="00:21:28.000" title="How to say no to never-ending requests for money" />
			 
				<psc:chapter start="00:22:37.000" title="What is a trauma bond? And how do you get out of it?" />
			 
				<psc:chapter start="00:24:19.000" title="The psychological trauma wounds that create imposter syndrome" />
			 
				<psc:chapter start="00:25:36.000" title="What are the practical steps to find balance with finances and mental health" />
			 
				<psc:chapter start="00:27:02.000" title="How do you co-parent with a narcissist? The gray rock technique" />
			 
				<psc:chapter start="00:29:00.000" title="How do you overcome this if you don&#039;t want to speak to a psychologist?" />
			 
				<psc:chapter start="00:30:38.000" title="Dr. Watala unpacks abandonment wounds in relationships" />
						</psc:chapters>
				<itunes:title>The Relationship between Mental Health and Finances</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649786_20260225_130128_1400.jpeg"/>
		<itunes:duration>33:46</itunes:duration>
		<itunes:summary><![CDATA[How tight can the relationship between mental health and money be? Very… it turns out! Our Head of Financial Education, John Manyike, sat down with Dr. Nomathamsanqa Watala to explore this fascinating topic. Discover how your financial decisions might be impacted by factors such as childhood trauma, narcissistic relationships, and more – plus get some valuable insights on how to overcome these hurdles. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>A Double Dose of Financial Tips from the Cent-Twins</title>
		<link>https://iono.qa/e/1649787</link>
		<guid isPermaLink="true">https://iono.qa/e/1649787</guid>
		<description><![CDATA[The “Cent-twins”, Innocent and Millicent, might look identical, but these entertaining entrepreneurs believe that their differences bring out the best in each other. Chatting with our Head of Financial Education, John Manyike, the twins reveal how they complement and inspire each other in life, work, and business while sharing a double dose of financial tips for you. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Sun, 20 Aug 2023 16:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649787_20260225_124704.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649787/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction to our guest speakers, the &quot;Cent-twins&quot;" />
			 
				<psc:chapter start="00:00:47.000" title="Innocent Sadiki and Millicent Mashile talk about their family background and growing up" />
			 
				<psc:chapter start="00:01:56.000" title="The values the &quot;Cent-twins&quot; learned from their grandmother, and how their grandmother approached money" />
			 
				<psc:chapter start="00:04:27.000" title="How do you do your budgeting at this stage in your lives?" />
			 
				<psc:chapter start="00:07:08.000" title="The &quot;Cent-twins&quot; talk about discovering their talents and aspirations" />
			 
				<psc:chapter start="00:08:53.000" title="What were your toughest financial moments growing up? " />
			 
				<psc:chapter start="00:12:32.000" title="Navigating finances as twins" />
			 
				<psc:chapter start="00:14:57.000" title="What are the dangers in copying someone else?" />
			 
				<psc:chapter start="00:17:23.000" title="How the &quot;Cent-twins&quot; would advise young people in how to manage envy" />
			 
				<psc:chapter start="00:21:00.000" title="The &quot;Cent-twins&quot; talk about how they manage money in each of their marriages" />
			 
				<psc:chapter start="00:28:08.000" title="If your bank account called you, what would it say?" />
			 
				<psc:chapter start="00:29:01.000" title="What financial advice would you give to wives? " />
						</psc:chapters>
				<itunes:title>A Double Dose of Financial Tips from the Cent-Twins</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649787_20260225_130156_1400.jpeg"/>
		<itunes:duration>33:23</itunes:duration>
		<itunes:summary><![CDATA[The “Cent-twins”, Innocent and Millicent, might look identical, but these entertaining entrepreneurs believe that their differences bring out the best in each other. Chatting with our Head of Financial Education, John Manyike, the twins reveal how they complement and inspire each other in life, work, and business while sharing a double dose of financial tips for you. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Money Managing Tips from South Africa's own DJ Fresh</title>
		<link>https://iono.qa/e/1649788</link>
		<guid isPermaLink="true">https://iono.qa/e/1649788</guid>
		<description><![CDATA[Arguably South Africa’s best-known DJ and media personality, DJ Fresh has been entertaining the country for decades. Yet when building an empire like his, you need more than raw talent. Fresh sat with our Head of Financial Education, John Manyike, to discuss the value of discipline, work ethic, and money management in his personal and professional life. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 02 Aug 2023 15:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649788_20260225_124632.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649788/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction to our guest speaker, DJ Fresh" />
			 
				<psc:chapter start="00:03:39.000" title="Talking about money and forming money habits while growing up" />
			 
				<psc:chapter start="00:04:50.000" title="DJ Fresh describes specific money lessons he learned about handling and respecting money" />
			 
				<psc:chapter start="00:07:01.000" title="DJ Fresh talks about what he would say to young DJs starting out in the business" />
			 
				<psc:chapter start="00:07:49.000" title="What DJ Fresh learned about emergency savings during Covid" />
			 
				<psc:chapter start="00:09:57.000" title="What is the toughest money lesson you&#039;ve ever learned?" />
			 
				<psc:chapter start="00:10:56.000" title="How do you handle disappointment?" />
			 
				<psc:chapter start="00:11:52.000" title="The challenge of relying on a single income, especially in the entertainment industry" />
			 
				<psc:chapter start="00:13:40.000" title="DJ Fresh talks about the struggles of entrepreneurship" />
			 
				<psc:chapter start="00:15:50.000" title="Looking back, is there anything you would have done differently in terms of finances?" />
			 
				<psc:chapter start="00:20:01.000" title="How DJ Fresh is preparing his money to take care of him when he&#039;s unable to" />
			 
				<psc:chapter start="00:21:11.000" title="How are you ensuring that when you&#039;re gone, your children can live off the legacy of your intellectual property?" />
			 
				<psc:chapter start="00:22:19.000" title="If your bank account called you, what would it say?" />
			 
				<psc:chapter start="00:26:44.000" title="What DJ Fresh says about celebrating your milestones" />
			 
				<psc:chapter start="00:28:37.000" title="Closing words from DJ Fresh for anyone looking to get into the industry" />
						</psc:chapters>
				<itunes:title>Money Managing Tips from South Africa's own DJ Fresh</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649788_20260225_130223_1400.jpeg"/>
		<itunes:duration>30:34</itunes:duration>
		<itunes:summary><![CDATA[Arguably South Africa’s best-known DJ and media personality, DJ Fresh has been entertaining the country for decades. Yet when building an empire like his, you need more than raw talent. Fresh sat with our Head of Financial Education, John Manyike, to discuss the value of discipline, work ethic, and money management in his personal and professional life. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649788_high.mp3?p=rss" length="29353214" type="audio/mpeg" />
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		<title>Ishmael Morabe on Rebuilding his Financial Future after Struggling with Addiction</title>
		<link>https://iono.qa/e/1649789</link>
		<guid isPermaLink="true">https://iono.qa/e/1649789</guid>
		<description><![CDATA[For more than 30 years, Ishmael Morabe has been entertaining music lovers across genres. Yet life has not been without struggles and subsequent financial complications. Ishmael opened up to our Head of Financial Education, John Manyike, about his addiction, recovery, the importance of getting financial knowledge at a young age, and how he is now rebuilding his financial future. Don’t miss this insightful interview!<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 17 Jul 2023 15:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649789_20260225_124642.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649789/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="00:04 Introduction to our guest, Ishmael Morabe" />
			 
				<psc:chapter start="00:01:24.000" title="Ishmael Morabe talks about his background and where he is from" />
			 
				<psc:chapter start="00:02:53.000" title="When did you discover your passion for music?" />
			 
				<psc:chapter start="00:04:36.000" title="How did your breakthrough come about? " />
			 
				<psc:chapter start="00:06:38.000" title="Ishmael Morabe talks about the biggest influences in his life, and some of the biggest highlights" />
			 
				<psc:chapter start="00:09:27.000" title="If you were to give your younger self financial advice, what would you say?" />
			 
				<psc:chapter start="00:11:08.000" title="Ishmael Morabe talks about the darker periods in his life and his struggles with addiction" />
			 
				<psc:chapter start="00:14:12.000" title=" How addiction impacted his music career and life" />
			 
				<psc:chapter start="00:16:24.000" title="Ishmael Morabe shares his vision for getting himself back to where he wants to be" />
			 
				<psc:chapter start="00:18:23.000" title="Where do you see yourself in the next 5 to 10 years?" />
			 
				<psc:chapter start="00:18:56.000" title="Financially speaking, what will you do differently?" />
			 
				<psc:chapter start="00:19:26.000" title=" Ishmael Morabe talks about his support system and what he is doing differently to feel better about himself " />
			 
				<psc:chapter start="00:21:52.000" title="How do you stay relevant after a 30 year music career?" />
			 
				<psc:chapter start="00:23:51.000" title="What advice would you give to young people entering the music industry?  " />
						</psc:chapters>
				<itunes:title>Ishmael Morabe on Rebuilding his Financial Future after Struggling with Addiction</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649789_20260225_130244_1400.jpeg"/>
		<itunes:duration>25:03</itunes:duration>
		<itunes:summary><![CDATA[For more than 30 years, Ishmael Morabe has been entertaining music lovers across genres. Yet life has not been without struggles and subsequent financial complications. Ishmael opened up to our Head of Financial Education, John Manyike, about his addiction, recovery, the importance of getting financial knowledge at a young age, and how he is now rebuilding his financial future. Don’t miss this insightful interview!

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Actor Tshepo Maseko on the financial values shaped by his father</title>
		<link>https://iono.qa/e/1649790</link>
		<guid isPermaLink="true">https://iono.qa/e/1649790</guid>
		<description><![CDATA[He has been a firm favourite among South African audiences since the age of 13, but Tshepo  Maseko credits his late dad for instilling his level-headed approach to managing finances even earlier in life. John Manyike, our Head of Financial Education, chatted with Tshepo about these views and in the process, uncovers great financial tips you can also benefit from. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 23 Jun 2023 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649790_20260225_124626.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649790/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:48.000" title="Tshepo Maseko shares where he grew up and his family background" />
			 
				<psc:chapter start="00:02:09.000" title="Tshepo Maseko talks about the influence his father had on him and his values" />
			 
				<psc:chapter start="00:05:02.000" title="The topic of money between father and son" />
			 
				<psc:chapter start="00:07:02.000" title="Tshepo Maseko discusses what happened with his first paycheck at the age of 13" />
			 
				<psc:chapter start="00:12:34.000" title="How did Tshepo Maseko handle fame at a young age?" />
			 
				<psc:chapter start="00:17:05.000" title="Tshepo Maseko on his relationships with women and family stability" />
			 
				<psc:chapter start="00:19:25.000" title="Tshepo Maseko talks about how money is managed in his family" />
			 
				<psc:chapter start="00:22:13.000" title="Has Tshepo Maseko ever been broke?" />
			 
				<psc:chapter start="00:23:10.000" title="What would you say to people who are freelancers?" />
						</psc:chapters>
				<itunes:title>Actor Tshepo Maseko on the financial values shaped by his father</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649790_20260225_130312_1400.jpeg"/>
		<itunes:duration>24:46</itunes:duration>
		<itunes:summary><![CDATA[He has been a firm favourite among South African audiences since the age of 13, but Tshepo  Maseko credits his late dad for instilling his level-headed approach to managing finances even earlier in life. John Manyike, our Head of Financial Education, chatted with Tshepo about these views and in the process, uncovers great financial tips you can also benefit from. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649790_20260225_130312_750.jpeg"/>
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	<item>
		<title>Yanga Sobetwa on Winning SA Idols and Managing Money</title>
		<link>https://iono.qa/e/1649791</link>
		<guid isPermaLink="true">https://iono.qa/e/1649791</guid>
		<description><![CDATA[Songstress Yanga Sobetwa was only 17 when she won SA Idols. While her prize money was life-changing, it was a lot of financial responsibility at such a young age. John Manyike, our Head of Financial Education, sat with Yanga to discuss how she dealt with this sudden cash windfall, how she has evolved, the impact of ‘black tax’ on young South Africans and much more. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 06 Jun 2023 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649791_20260225_124632.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649791/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction to our guest speaker, Idols winner, Yanga Sobetwa" />
			 
				<psc:chapter start="00:00:32.000" title="Yanga Sobetwa talks about where she comes from, where she grew up, and her passion for singing" />
			 
				<psc:chapter start="00:02:34.000" title="Her experience on Idols" />
			 
				<psc:chapter start="00:04:05.000" title="How Yanga Sobetwa handled Idols fame" />
			 
				<psc:chapter start="00:05:40.000" title="Yanga Sobetwa shares her fondest memories of winning Idols, and how felt becoming a millionaire at the age of 17" />
			 
				<psc:chapter start="00:07:46.000" title="Why Yanga Sobetwa asked for her winnings to come a year later" />
			 
				<psc:chapter start="00:08:04.000" title="Who influenced your financial values and decisions? " />
			 
				<psc:chapter start="00:11:29.000" title="The challenges young people face when they start earning money early in life and with their parents" />
			 
				<psc:chapter start="00:13:14.000" title=" Yanga Sobetwa shares how she navigated the topic of money with her mother" />
			 
				<psc:chapter start="00:15:02.000" title="What makes the Black Tax conversation complicated for young people?" />
			 
				<psc:chapter start="00:16:52.000" title="Yanga Sobetwa talks about the plans she had after winning Idols" />
			 
				<psc:chapter start="00:19:28.000" title=" If your financial future called you, what would it say to Yanga Sobetwa?" />
			 
				<psc:chapter start="00:20:19.000" title="Yanga Sobetwa talks about her biggest influences in life, her career goals, and her interests other than music" />
			 
				<psc:chapter start="00:22:08.000" title="How Yanga Sobetwa sees music as a business, and shares her financial goals" />
			 
				<psc:chapter start="00:23:14.000" title="Yanga Sobetwa shares her dream projects" />
			 
				<psc:chapter start="00:24:34.000" title="Yanga Sobetwa shares her advice for young people pursuing their dream careers" />
						</psc:chapters>
				<itunes:title>Yanga Sobetwa on Winning SA Idols and Managing Money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649791_20260225_130336_1400.jpeg"/>
		<itunes:duration>25:36</itunes:duration>
		<itunes:summary><![CDATA[Songstress Yanga Sobetwa was only 17 when she won SA Idols. While her prize money was life-changing, it was a lot of financial responsibility at such a young age. John Manyike, our Head of Financial Education, sat with Yanga to discuss how she dealt with this sudden cash windfall, how she has evolved, the impact of ‘black tax’ on young South Africans and much more. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Pirates Legend Bruce Ramokgadi on Football, Life, and Money</title>
		<link>https://iono.qa/e/1649792</link>
		<guid isPermaLink="true">https://iono.qa/e/1649792</guid>
		<description><![CDATA[Forced by injury to retire at the peak of his soccer career, Buccaneers legend Bruce Ramokgadi came through the ranks when professional soccer players were not rewarded as they are today. Our Head of Financial Education, John Manyike, spoke  to Bruce about the financial lessons he  learnt along the way, including his financial tips for young people. Tune in for an up close and personal discussion about football, life and money.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 09 May 2023 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649792_20260225_124633.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649792/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction to our guest speaker, Bruce Ramokgedi" />
			 
				<psc:chapter start="00:03:30.000" title="How Bruce Ramokgedi came to play for big teams" />
			 
				<psc:chapter start="00:08:00.000" title="Bruce Ramokgedi unpacks his earnings at the time he started playing for Orlando Pirates" />
			 
				<psc:chapter start="00:11:17.000" title="Bruce Ramokgedi talks about the impact his knee injury had on his income" />
			 
				<psc:chapter start="00:13:27.000" title=" How losing income put pressure on his marriage" />
			 
				<psc:chapter start="00:18:53.000" title="Tips for current soccer players from Bruce Ramokgedi" />
			 
				<psc:chapter start="00:19:29.000" title="Does Bruce Ramokgedi have any financial regrets?" />
			 
				<psc:chapter start="00:20:01.000" title="Does Bruce Ramokgedi have any money lessons to share that he learned as a soccer player?" />
			 
				<psc:chapter start="00:21:56.000" title="Bruce Ramokgedi shares final words on the subject of money" />
						</psc:chapters>
				<itunes:title>Pirates Legend Bruce Ramokgadi on Football, Life, and Money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649792_20260225_130403_1400.jpeg"/>
		<itunes:duration>24:17</itunes:duration>
		<itunes:summary><![CDATA[Forced by injury to retire at the peak of his soccer career, Buccaneers legend Bruce Ramokgadi came through the ranks when professional soccer players were not rewarded as they are today. Our Head of Financial Education, John Manyike, spoke  to Bruce about the financial lessons he  learnt along the way, including his financial tips for young people. Tune in for an up close and personal discussion about football, life and money.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649792_high.mp3?p=rss" length="23326333" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649792_20260225_130403_750.jpeg"/>
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	<item>
		<title>Tumi Stopnonsons Matila on Building Wealth the Smart Way</title>
		<link>https://iono.qa/e/1649793</link>
		<guid isPermaLink="true">https://iono.qa/e/1649793</guid>
		<description><![CDATA[From humble beginnings to the big stage, Tumi Stopnonsons Matila has been entertaining SA for over a decade. Yet this funny man takes a level-headed approach to building wealth through multiple income streams. Our Head of Financial Education, John Manyike, chatted with Tumi about his work ethic, strategy and approach to business and unearthed some great financial tips in the process. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 17 Apr 2023 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649793_20260225_124722.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649793/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:19.000" title="Tumi Matila talks about his background and where he comes from" />
			 
				<psc:chapter start="00:03:44.000" title="Tumi Matila unpacks the two years he spent homeless while working to build his career" />
			 
				<psc:chapter start="00:07:06.000" title="Putting up a façade of success - and how tricky and dangerous that can be " />
			 
				<psc:chapter start="00:10:17.000" title="When stand up comedy became a viable source of income" />
			 
				<psc:chapter start="00:12:32.000" title="How much do comedians like Tumi Matila charge for comedy gigs?" />
			 
				<psc:chapter start="00:13:58.000" title="Tumi Matila talks about how investments fit into his life" />
			 
				<psc:chapter start="00:16:21.000" title="What is non-negotiable when it comes to money?" />
			 
				<psc:chapter start="00:16:58.000" title="What helped Tumi Matila launch his career?" />
			 
				<psc:chapter start="00:18:55.000" title="Tumi Matila unpacks his serious side" />
			 
				<psc:chapter start="00:20:23.000" title="What would you say to comedians only focusing on comedy and not multiple streams of income?" />
			 
				<psc:chapter start="00:23:40.000" title="What has been your worst financial decision?" />
			 
				<psc:chapter start="00:24:22.000" title="What advice would you give to artists around handling money?" />
						</psc:chapters>
				<itunes:title>Tumi Stopnonsons Matila on Building Wealth the Smart Way</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649793_20260225_130426_1400.jpeg"/>
		<itunes:duration>26:37</itunes:duration>
		<itunes:summary><![CDATA[From humble beginnings to the big stage, Tumi Stopnonsons Matila has been entertaining SA for over a decade. Yet this funny man takes a level-headed approach to building wealth through multiple income streams. Our Head of Financial Education, John Manyike, chatted with Tumi about his work ethic, strategy and approach to business and unearthed some great financial tips in the process. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Yvonne Chaka Chaka, the &quot;Princess of Africa&quot;, on Life and Money</title>
		<link>https://iono.qa/e/1649794</link>
		<guid isPermaLink="true">https://iono.qa/e/1649794</guid>
		<description><![CDATA[The “Princess of Africa”, Yvonne Chaka Chaka, has not only ruled the music charts for over three decades but also built an impressive business empire. She chatted with our Head of Financial Education, John Manyike, about her life, her relationship with money and the values and principles that shaped and sustained her financial success.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 28 Mar 2023 07:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649794_20260225_124922.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649794/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction to our guest, Yvonne Chaka Chaka" />
			 
				<psc:chapter start="00:00:34.000" title="Yvonne talks about her background and upbringing" />
			 
				<psc:chapter start="00:01:28.000" title="Does Yvonne have any secrets to share for a long, happy marriage?" />
			 
				<psc:chapter start="00:03:30.000" title="The importance of communication in a relationship" />
			 
				<psc:chapter start="00:07:13.000" title="Should couples be open about their individual finances?" />
			 
				<psc:chapter start="00:07:55.000" title="What levels of comfort should there be between couples when it comes to money?" />
			 
				<psc:chapter start="00:08:24.000" title="What sort of challenges can arise in a marriage when one person is ineffectual about money?" />
			 
				<psc:chapter start="00:11:30.000" title="What it was like growing up with a parent who earned very little" />
			 
				<psc:chapter start="00:14:14.000" title="How much influence did Yvonne’s mother have on her relationship with money?" />
			 
				<psc:chapter start="00:18:37.000" title="What is the difference between the artists in Yvonne’s generation that thrived financially and those who died impoverished?" />
			 
				<psc:chapter start="00:24:14.000" title="Was there ever a time in Yvonne’s life where she was broke?" />
			 
				<psc:chapter start="00:28:54.000" title="What does Yvonne know about money now that she didn’t know earlier in life?" />
			 
				<psc:chapter start="00:31:24.000" title="The importance of having multiple streams of income, and Yvonne shares about her different businesses" />
			 
				<psc:chapter start="00:35:58.000" title="Yvonne shares what she would say to young women in the music industry when it comes to handling money" />
						</psc:chapters>
				<itunes:title>Yvonne Chaka Chaka, the &quot;Princess of Africa&quot;, on Life and Money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649794_20260225_130447_1400.jpeg"/>
		<itunes:duration>37:32</itunes:duration>
		<itunes:summary><![CDATA[The “Princess of Africa”, Yvonne Chaka Chaka, has not only ruled the music charts for over three decades but also built an impressive business empire. She chatted with our Head of Financial Education, John Manyike, about her life, her relationship with money and the values and principles that shaped and sustained her financial success.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>How Kate &amp;amp; Donovan Goliath Turned Chuckles into Ka-ching</title>
		<link>https://iono.qa/e/1649795</link>
		<guid isPermaLink="true">https://iono.qa/e/1649795</guid>
		<description><![CDATA[The Goliaths are THE undisputed giants of South African comedy. Donovan Goliath and Kate Goliath sat down with our Head of Financial Education, John Manyike, to share how they transformed funny business into a real business empire, the lessons they had to learn, and their relationship with money. This is a must-watch for aspiring creatives looking to turn talent into profit! <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 20 Feb 2023 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649795_20260225_125012.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649795/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction to our guest speakers, Kate Goliath and David Goliath" />
			 
				<psc:chapter start="00:03:16.000" title="At what age did you discover you have a talent for comedy?" />
			 
				<psc:chapter start="00:07:33.000" title="Kate &amp; Donovan talk about their comedy clubs" />
			 
				<psc:chapter start="00:09:31.000" title="How the comedy clubs were set up as businesses" />
			 
				<psc:chapter start="00:11:20.000" title="How important is it to run comedy as a business?" />
			 
				<psc:chapter start="00:12:31.000" title="Comedy as a difficult industry to sell to people" />
			 
				<psc:chapter start="00:14:45.000" title="What are the advantages of treating comedy as a business?" />
			 
				<psc:chapter start="00:18:10.000" title="Kate Goliath describes her relationship with money" />
			 
				<psc:chapter start="00:19:08.000" title="Donovan Goliath describes his relationship with money" />
			 
				<psc:chapter start="00:22:32.000" title="If your bank account called you, what would it say?" />
			 
				<psc:chapter start="00:24:03.000" title="Is comedy your only source of income or are you thinking about multiple streams of income?" />
			 
				<psc:chapter start="00:26:57.000" title="The importance of the process in comedy" />
			 
				<psc:chapter start="00:28:36.000" title="Kate Goliath describes what sets them apart as comedians" />
			 
				<psc:chapter start="00:32:57.000" title="What has been your biggest money lesson?" />
			 
				<psc:chapter start="00:35:14.000" title="If you were to give a young person a money tip based on what you learned in life, what would it be?" />
						</psc:chapters>
				<itunes:title>How Kate &amp;amp; Donovan Goliath Turned Chuckles into Ka-ching</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649795_20260225_130519_1400.jpeg"/>
		<itunes:duration>36:33</itunes:duration>
		<itunes:summary><![CDATA[The Goliaths are THE undisputed giants of South African comedy. Donovan Goliath and Kate Goliath sat down with our Head of Financial Education, John Manyike, to share how they transformed funny business into a real business empire, the lessons they had to learn, and their relationship with money. This is a must-watch for aspiring creatives looking to turn talent into profit! 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Money Lessons for Aspiring Franchise Owners from SHAPE Café Founder, Itumeleng Hlapane</title>
		<link>https://iono.qa/e/1649796</link>
		<guid isPermaLink="true">https://iono.qa/e/1649796</guid>
		<description><![CDATA[Itumeleng Hlapane, founder of SHAPE Café, shares his story about starting a franchise from the ground up, with Old Mutual’s Head of Financial Education, John Manyike.  Learn all about the do’s and don’ts of a franchise and get invaluable financial lessons. Ready to start your own empire? Then listen to this episode!<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 03 Feb 2023 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649796_20260225_125042.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649796/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction to our guest speaker, Itumeleng Hlapane" />
			 
				<psc:chapter start="00:01:35.000" title="Itumeleng talks about what he lectures in and where" />
			 
				<psc:chapter start="00:03:55.000" title="Itumeleng shares where he was born and raised" />
			 
				<psc:chapter start="00:04:02.000" title="How Itumeleng was inspired to start his own coffee shop franchise" />
			 
				<psc:chapter start="00:07:34.000" title="The reality of owning part of a franchise" />
			 
				<psc:chapter start="00:10:26.000" title="How much capital do you need to start a coffee franchise?" />
			 
				<psc:chapter start="00:11:24.000" title="How long does it take for one of these coffee shops to break even?" />
			 
				<psc:chapter start="00:13:06.000" title="Itumeleng shares how he markets his franchise" />
			 
				<psc:chapter start="00:16:09.000" title="What makes Shape Café unique compared to other coffee shops and franchise properties?" />
			 
				<psc:chapter start="00:17:54.000" title="How did Itumeleng fund his coffee shop?" />
			 
				<psc:chapter start="00:19:59.000" title="Investing in an existing franchise versus starting your own franchise" />
			 
				<psc:chapter start="00:20:50.000" title="What is your experience with managing cash flow?" />
			 
				<psc:chapter start="00:23:06.000" title="How the system works with doing the books when customers pay cash and swipe" />
			 
				<psc:chapter start="00:25:09.000" title="Coping with losses and focusing on your vision" />
			 
				<psc:chapter start="00:29:02.000" title="One key thing Itumeleng shares with his students about managing and starting healthy businesses" />
			 
				<psc:chapter start="00:32:21.000" title="The differences between self-employed, an entrepreneur, and a businessperson" />
			 
				<psc:chapter start="00:35:37.000" title="The matter of paperwork – getting your admin right" />
			 
				<psc:chapter start="00:37:38.000" title="How important is discipline with running a small to medium business?" />
						</psc:chapters>
				<itunes:title>Money Lessons for Aspiring Franchise Owners from SHAPE Café Founder, Itumeleng Hlapane</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649796_20260225_130543_1400.jpeg"/>
		<itunes:duration>40:37</itunes:duration>
		<itunes:summary><![CDATA[Itumeleng Hlapane, founder of SHAPE Café, shares his story about starting a franchise from the ground up, with Old Mutual’s Head of Financial Education, John Manyike.  Learn all about the do’s and don’ts of a franchise and get invaluable financial lessons. Ready to start your own empire? Then listen to this episode!

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Radio Legend Shado Twala and Money Lessons for Career Freelancers</title>
		<link>https://iono.qa/e/1649797</link>
		<guid isPermaLink="true">https://iono.qa/e/1649797</guid>
		<description><![CDATA[Shado Twala has ruled the South African airwaves for decades, but even with a career as illustrious as hers, she hasn’t always had an easy relationship with money. Shado chatted with our Head of Financial Education, John Manyike, about her life and the financial pitfalls of being a career freelancer. This is a must-watch interview for every aspiring entrepreneur and freelancer!<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 09 Jan 2023 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649797_20260225_124954.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649797/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction to our guest speaker, South African radio legend Shado Twala" />
			 
				<psc:chapter start="00:02:04.000" title="How Shado Twala juggles her various roles in her career and personal life" />
			 
				<psc:chapter start="00:03:13.000" title="Shado Twala walks us through her upbringing and journey" />
			 
				<psc:chapter start="00:05:03.000" title="Where Shado Twala started her career and discovered her passion for radio" />
			 
				<psc:chapter start="00:08:00.000" title="Who are the people who played a key role in your career?" />
			 
				<psc:chapter start="00:12:21.000" title="How did working as a freelancer work for you throughout your career?" />
			 
				<psc:chapter start="00:14:21.000" title="The biggest challenges facing freelancers" />
			 
				<psc:chapter start="00:16:02.000" title="The pressure of feeling the need to conform to a certain image if you are in the limelight" />
			 
				<psc:chapter start="00:17:09.000" title="Shado Twala shares some of her biggest money lessons" />
			 
				<psc:chapter start="00:18:38.000" title="Do you have a secret to managing money having survived in the industry for so long?" />
			 
				<psc:chapter start="00:22:55.000" title="Shado Twala shares how she survived financially during the Covid-19 pandemic" />
			 
				<psc:chapter start="00:23:50.000" title="How far are you from the point of retirement?" />
			 
				<psc:chapter start="00:25:27.000" title="Shado Twala shares what she feels need to change in the system for entertainers and freelancers to cope with youth unemployment and be able to retire" />
			 
				<psc:chapter start="00:27:51.000" title="The importance of financial education, knowledge, and advice" />
						</psc:chapters>
				<itunes:title>Radio Legend Shado Twala and Money Lessons for Career Freelancers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649797_20260225_130609_1400.jpeg"/>
		<itunes:duration>32:02</itunes:duration>
		<itunes:summary><![CDATA[Shado Twala has ruled the South African airwaves for decades, but even with a career as illustrious as hers, she hasn’t always had an easy relationship with money. Shado chatted with our Head of Financial Education, John Manyike, about her life and the financial pitfalls of being a career freelancer. This is a must-watch interview for every aspiring entrepreneur and freelancer!

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>Ntsiki Mazwai on Balancing Money with a Demanding Lifestyle</title>
		<link>https://iono.qa/e/1649798</link>
		<guid isPermaLink="true">https://iono.qa/e/1649798</guid>
		<description><![CDATA[Poet, musician, and entrepreneur Ntsiki Mazwai lets us in on her aspirations and how she navigates through financial challenges. In true Ntsiki style, she shared some interesting thoughts on how she balances money and her demanding lifestyle. Listen to this thought-provoking chat as she sits with our Head of Financial Education, John Manyike. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 05 Dec 2022 15:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649798_20260225_124912.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649798/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:07.000" title="Introduction to our guest speaker - poet, musician, and entrepreneur Ntsiki Mazwai" />
			 
				<psc:chapter start="00:01:54.000" title="How early exposure to certain things in life can have a significant influence on what we become and the choices we make" />
			 
				<psc:chapter start="00:03:02.000" title="Ntsiki talks about her upbringing and growing up in a township" />
			 
				<psc:chapter start="00:05:00.000" title="Ntsiki talks about her educational background" />
			 
				<psc:chapter start="00:09:05.000" title="Do people find it difficult to relate to the mind of a poet?" />
			 
				<psc:chapter start="00:11:49.000" title="Ntsiki talks about expressing herself and the impact on her brand, and if that affects her ability to generate income" />
			 
				<psc:chapter start="00:16:02.000" title="With all the different things Ntsiki does, what is her biggest source of income?" />
			 
				<psc:chapter start="00:17:38.000" title="The challenge for artists of being their own bosses and having a time limit on their careers as they age" />
			 
				<psc:chapter start="00:21:18.000" title="How Ntsiki defines success" />
			 
				<psc:chapter start="00:21:53.000" title="Ntsiki shares some of her biggest money lessons" />
			 
				<psc:chapter start="00:24:17.000" title="What has been your best financial decision?" />
						</psc:chapters>
				<itunes:title>Ntsiki Mazwai on Balancing Money with a Demanding Lifestyle</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649798_20260225_130639_1400.jpeg"/>
		<itunes:duration>25:52</itunes:duration>
		<itunes:summary><![CDATA[Poet, musician, and entrepreneur Ntsiki Mazwai lets us in on her aspirations and how she navigates through financial challenges. In true Ntsiki style, she shared some interesting thoughts on how she balances money and her demanding lifestyle. Listen to this thought-provoking chat as she sits with our Head of Financial Education, John Manyike. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	</item>
	<item>
		<title>What You Need to Know about Debt Collection</title>
		<link>https://iono.qa/e/1649799</link>
		<guid isPermaLink="true">https://iono.qa/e/1649799</guid>
		<description><![CDATA[There are a few calls we can look forward to in our day but calls from debt collectors don’t make the favourites list. Our Head of Financial Education, John Manyike, sat down with lawyer and debt expert Timmy van der Grijp as he shares some useful facts and information around types of debt, our responsibilities and rights as consumers regarding debt. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 21 Nov 2022 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649799_20260225_125107.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649799/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction to our guest speaker, Timmy van der Grijp" />
			 
				<psc:chapter start="00:01:28.000" title="Timmy shares his views on debt collection in South Africa" />
			 
				<psc:chapter start="00:05:30.000" title="Are there rules that govern the conduct of debt collectors?" />
			 
				<psc:chapter start="00:09:25.000" title="What is prescribed debt and how does it work in South Africa?" />
			 
				<psc:chapter start="00:14:24.000" title="What does &quot;in duplum&quot; mean, and where does it come from?" />
			 
				<psc:chapter start="00:18:01.000" title="What is the purpose of credit bureaus?" />
			 
				<psc:chapter start="00:20:45.000" title="What is a credit score and what is the purpose of having a credit score?" />
			 
				<psc:chapter start="00:22:58.000" title="What influences your credit score?" />
			 
				<psc:chapter start="00:27:24.000" title="What is the purpose of debt counselling or debt review?" />
			 
				<psc:chapter start="00:31:53.000" title="How debt counselling actually works" />
			 
				<psc:chapter start="00:35:50.000" title="What are the advantages and disadvantages of debt consolidation?" />
			 
				<psc:chapter start="00:37:46.000" title="What is reckless lending?" />
						</psc:chapters>
				<itunes:title>What You Need to Know about Debt Collection</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649799_20260225_130704_1400.jpeg"/>
		<itunes:duration>41:22</itunes:duration>
		<itunes:summary><![CDATA[There are a few calls we can look forward to in our day but calls from debt collectors don’t make the favourites list. Our Head of Financial Education, John Manyike, sat down with lawyer and debt expert Timmy van der Grijp as he shares some useful facts and information around types of debt, our responsibilities and rights as consumers regarding debt. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649799_high.mp3?p=rss" length="39724300" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1649799_20260225_130704_750.jpeg"/>
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	</item>
	<item>
		<title>Letoya Makhene on the Financial Impact of Relationships</title>
		<link>https://iono.qa/e/1649800</link>
		<guid isPermaLink="true">https://iono.qa/e/1649800</guid>
		<description><![CDATA[If there's anything Letoya Makhene can definitely attest to, is that life isn't a rehearsal and that poor financial decisions can lead to a financial dead-end. The renowned South African actress and singer Letoya Makhene spoke to our Head of Financial Education, John Manyike, about the lasting impact certain decisions within a relationship can have on your finances. A conversation you don’t want to miss!<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 07 Nov 2022 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649800_20260225_125022.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649800/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction to our guest speaker, Letoya Makhene" />
			 
				<psc:chapter start="00:02:14.000" title="Letoya talks about entering the entertainment industry as a child" />
			 
				<psc:chapter start="00:04:54.000" title="The challenges of being in the public eye and making mistakes, and being able to learn from those mistakes " />
			 
				<psc:chapter start="00:08:10.000" title="How Letoya navigated finances as a young celebrity " />
			 
				<psc:chapter start="00:11:21.000" title="How Letoya would describe her relationship with money" />
			 
				<psc:chapter start="00:12:05.000" title="Can the financial decisions we make today predict our financial futures?" />
			 
				<psc:chapter start="00:13:06.000" title="Can the kind of partner we have impact our financial well-being positively or negatively?" />
			 
				<psc:chapter start="00:17:35.000" title="What kind of questions should women be asking their potential partners before they get married?" />
			 
				<psc:chapter start="00:22:45.000" title="Letoya shares her thoughts on what kind of financial mindset a woman should have in this day and age" />
			 
				<psc:chapter start="00:25:19.000" title="Fame and money – is it automatic that these two go together?" />
			 
				<psc:chapter start="00:28:09.000" title="Letoya talks about how she would describe financial abuse" />
			 
				<psc:chapter start="00:32:17.000" title="Letoya talks about what women in abusive relationships can do to get help" />
			 
				<psc:chapter start="00:34:06.000" title="Letoya shares tips on handling finance for women entering the entertainment industry" />
						</psc:chapters>
				<itunes:title>Letoya Makhene on the Financial Impact of Relationships</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649800_20260225_130729_1400.jpeg"/>
		<itunes:duration>34:25</itunes:duration>
		<itunes:summary><![CDATA[If there's anything Letoya Makhene can definitely attest to, is that life isn't a rehearsal and that poor financial decisions can lead to a financial dead-end. The renowned South African actress and singer Letoya Makhene spoke to our Head of Financial Education, John Manyike, about the lasting impact certain decisions within a relationship can have on your finances. A conversation you don’t want to miss!

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	</item>
	<item>
		<title>Tol A$$ Mo &amp;amp; Mome Mahlangu on the Cultural Challenges of Financial Planning</title>
		<link>https://iono.qa/e/1649801</link>
		<guid isPermaLink="true">https://iono.qa/e/1649801</guid>
		<description><![CDATA[He may joke about a lot of things but on the topic of money, Tol A$$ Mo keeps it real. Watch John Manyike, Head of Financial Education as Tol A$$ and his wife/manager Mome let us in on the Mahlangu-ville money management secrets. They share how being open about their finances and planning ahead helps them keep the household grounded.<br />
<br />
#OldMutualOnTheMoney <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 19 Oct 2022 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649801_20260225_125212.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649801/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction" />
			 
				<psc:chapter start="00:02:07.000" title="How the stage name Tol A$$ Mo came about and what it stands for" />
			 
				<psc:chapter start="00:03:30.000" title="Tol A$$ Mo and Mome talk about his relationship with money" />
			 
				<psc:chapter start="00:06:39.000" title="Tol A$$ Mo talks about handing over his finances to his wife" />
			 
				<psc:chapter start="00:09:44.000" title="Mome describes how she instills discipline when it comes to managing money" />
			 
				<psc:chapter start="00:13:37.000" title="Where Mome learned how to manage money and how she teaches her children" />
			 
				<psc:chapter start="00:23:52.000" title="How important is the role of a parent in helping children pursue their dreams?" />
			 
				<psc:chapter start="00:27:57.000" title="The importance of financial trust between children and parents" />
			 
				<psc:chapter start="00:32:37.000" title="What kind of mindset does a celebrity need to have in order to sustain their life?" />
			 
				<psc:chapter start="00:33:46.000" title="One of the financial lessons Mome and Mo taught their son, and how they are helping him get a head start in life without the fear of black tax" />
			 
				<psc:chapter start="00:39:21.000" title="Mome and Mo share their financial advice for parents – gain financial trust, avoid making your financial problem your child’s problem, and teach them to love themselves first" />
						</psc:chapters>
				<itunes:title>Tol A$$ Mo &amp;amp; Mome Mahlangu on the Cultural Challenges of Financial Planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649801_20260225_130756_1400.jpeg"/>
		<itunes:duration>41:18</itunes:duration>
		<itunes:summary><![CDATA[He may joke about a lot of things but on the topic of money, Tol A$$ Mo keeps it real. Watch John Manyike, Head of Financial Education as Tol A$$ and his wife/manager Mome let us in on the Mahlangu-ville money management secrets. They share how being open about their finances and planning ahead helps them keep the household grounded.

#OldMutualOnTheMoney 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Osmic Menoe on Making &amp;amp; Growing Money</title>
		<link>https://iono.qa/e/1649802</link>
		<guid isPermaLink="true">https://iono.qa/e/1649802</guid>
		<description><![CDATA[Hip hop curator and Back to the City organiser, Osmic Menoe, has kept the music and business flame burning over the years. In this rare sit down with Head of Financial Education John Manyike, Osmic lets us in on his unique approach to making and growing money, his staying power in the industry, and shares some insightful financial tips. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 04 Oct 2022 11:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649802_20260225_125022.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649802/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:12.000" title="Introduction to our guest speaker, Osmic Menoe, founder of hip hop festival Back to the City" />
			 
				<psc:chapter start="00:01:07.000" title="What influenced Osmic to be what he is today" />
			 
				<psc:chapter start="00:04:12.000" title="Osmic describes how he got into business at an early age" />
			 
				<psc:chapter start="00:06:31.000" title="When it comes to business, do you have a role model? Who inspires you?" />
			 
				<psc:chapter start="00:11:32.000" title="How Osmic defines failure" />
			 
				<psc:chapter start="00:13:15.000" title="Have you ever lost money trying to pursue dreams and then recovered?" />
			 
				<psc:chapter start="00:18:06.000" title="Osmic talks about the beginning of the Back to the City music festival" />
			 
				<psc:chapter start="00:22:07.000" title="Osmic talks about his live streaming business" />
			 
				<psc:chapter start="00:32:38.000" title="The importance of finding inspiration within ourselves in Africa" />
			 
				<psc:chapter start="00:33:29.000" title="What sort of thinking do we need adopt when dealing with poverty?" />
			 
				<psc:chapter start="00:38:39.000" title="What advice does Osmic have for Africans?" />
						</psc:chapters>
				<itunes:title>Osmic Menoe on Making &amp;amp; Growing Money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649802_20260225_130821_1400.jpeg"/>
		<itunes:duration>37:08</itunes:duration>
		<itunes:summary><![CDATA[Hip hop curator and Back to the City organiser, Osmic Menoe, has kept the music and business flame burning over the years. In this rare sit down with Head of Financial Education John Manyike, Osmic lets us in on his unique approach to making and growing money, his staying power in the industry, and shares some insightful financial tips. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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	<item>
		<title>Kwesta and Sibu Mabena Discuss Finances &amp;amp; the Relationship between Artists and Managers</title>
		<link>https://iono.qa/e/1649804</link>
		<guid isPermaLink="true">https://iono.qa/e/1649804</guid>
		<description><![CDATA[South African rapper and songwriter Kwesta, and his manager, Sibu Mabena, chatted with Head of Financial Education John Manyike about their relationship as artist and manager. Catch this candid discussion about the music and money, learning curves coupled with industry wins and lessons.<br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 21 Sep 2022 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649804_20260225_125147.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649804/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:03.000" title="Introduction to our guest speakers, Kwesta and Sibu Mabena" />
			 
				<psc:chapter start="00:00:55.000" title="How Kwesta discovered his voice while growing up" />
			 
				<psc:chapter start="00:02:31.000" title="Sibu speaks about her experiences as a child in Germany" />
			 
				<psc:chapter start="00:04:41.000" title="The importance of the relationship between a manager and artist" />
			 
				<psc:chapter start="00:07:22.000" title="How involved is the role of a manager when it comes to the business of artists?" />
			 
				<psc:chapter start="00:09:01.000" title="Kwesta talks about the competitiveness of the creative industry" />
			 
				<psc:chapter start="00:10:29.000" title="When does competition start to become unhealthy?" />
			 
				<psc:chapter start="00:12:34.000" title="How Sibu manages the financial lives of artists to help them focus on their businesses" />
			 
				<psc:chapter start="00:14:47.000" title="Kwesta explains the importance of the role a manager plays in helping to manage his financial life" />
			 
				<psc:chapter start="00:20:26.000" title="How important is it for an artist to manage their personal brand, their reputation, for them to run a sustainable business?" />
			 
				<psc:chapter start="00:24:29.000" title="Kwesta talks about his worst financial decisions and what he learnt from them" />
			 
				<psc:chapter start="00:27:42.000" title="Sibu talks about the worst mistakes that artists make when it comes to handling money" />
			 
				<psc:chapter start="00:30:03.000" title="Managing artists’ mental health" />
			 
				<psc:chapter start="00:32:24.000" title="Financial stress and the impact on mental health" />
			 
				<psc:chapter start="00:36:09.000" title="How is Kwesta ensuring that he leaves a legacy for his family when he is gone?" />
			 
				<psc:chapter start="00:41:19.000" title="Artists and financial advice from advisers" />
			 
				<psc:chapter start="00:43:45.000" title="Kwesta gives one final word on handling money as an artist, based on what he has learnt" />
						</psc:chapters>
				<itunes:title>Kwesta and Sibu Mabena Discuss Finances &amp;amp; the Relationship between Artists and Managers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649804_20260225_130846_1400.jpeg"/>
		<itunes:duration>43:19</itunes:duration>
		<itunes:summary><![CDATA[South African rapper and songwriter Kwesta, and his manager, Sibu Mabena, chatted with Head of Financial Education John Manyike about their relationship as artist and manager. Catch this candid discussion about the music and money, learning curves coupled with industry wins and lessons.

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1649804_high.mp3?p=rss" length="41589081" type="audio/mpeg" />
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	</item>
	<item>
		<title>Polygamist Musa Mseleku on Balancing Family and Finances</title>
		<link>https://iono.qa/e/1649805</link>
		<guid isPermaLink="true">https://iono.qa/e/1649805</guid>
		<description><![CDATA[Join Mr. Musa Mseleku and Old Mutual’s Head of Financial Education, John Manyike, as they talk about finances and family. From how Mr. Musa Mseleku learnt to handle money, taking care of his growing family, his streams of income, and protecting his loved ones' future. Listen to this candid podcast as he shares tips and interesting financial ups and downs. <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 07 Sep 2022 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649805_20260225_125222.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.qa/chapters/1649805/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:05.000" title="Introduction to Musa Mseleku" />
			 
				<psc:chapter start="00:03:27.000" title="Where did your preference for polygamy come from?" />
			 
				<psc:chapter start="00:05:46.000" title="How do you instill discipline in your children, especially when it comes to money?" />
			 
				<psc:chapter start="00:08:46.000" title="How Musa plans to provide for his family if he is gone" />
			 
				<psc:chapter start="00:11:58.000" title="The role that life and funeral cover play in a polygamous family" />
			 
				<psc:chapter start="00:15:19.000" title="The importance of having a will in a polygamous family" />
			 
				<psc:chapter start="00:19:01.000" title="Musa explains how he made his first million" />
			 
				<psc:chapter start="00:26:31.000" title="How Musa manages jealousy within his polygamous relationships" />
			 
				<psc:chapter start="00:30:52.000" title="Musa talks about how he manages money – like the budget for buying groceries - in a polygamous family" />
			 
				<psc:chapter start="00:33:21.000" title="Apart from the budget Musa provides, are his wives financially independent?" />
			 
				<psc:chapter start="00:35:12.000" title="Musa explains how to assess if someone can handle a polygamous relationship, from finances to character" />
			 
				<psc:chapter start="00:37:57.000" title="Is there a need for polygamy in the times we live in now? What kind of man should enter a polygamous marriage?" />
			 
				<psc:chapter start="00:40:56.000" title="How does one balance making sure that each wife feels loved?" />
						</psc:chapters>
				<itunes:title>Polygamist Musa Mseleku on Balancing Family and Finances</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649805_20260225_130915_1400.jpeg"/>
		<itunes:duration>41:55</itunes:duration>
		<itunes:summary><![CDATA[Join Mr. Musa Mseleku and Old Mutual’s Head of Financial Education, John Manyike, as they talk about finances and family. From how Mr. Musa Mseleku learnt to handle money, taking care of his growing family, his streams of income, and protecting his loved ones' future. Listen to this candid podcast as he shares tips and interesting financial ups and downs. 

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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		<title>John Manyike Chats to Robert Marawa about his Relationship with Money and Hard Lessons Learnt</title>
		<link>https://iono.qa/e/1649806</link>
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		<description><![CDATA[Please join John Manyike, Head of Financial Education, as he chats to entrepreneur and sports broadcaster Robert Marawa about his relationship with money from childhood and the hard money lessons learnt over the years. Listen for some interesting financial highlights and great tips.  <br />
<br />
Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 25 Aug 2022 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1649806_20260225_125433.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
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				<psc:chapter start="00:00:00.000" title="Introduction to our guest speaker, Robert Marawa" />
			 
				<psc:chapter start="00:04:23.000" title="Robert expands on his experiences with a business during his childhood" />
			 
				<psc:chapter start="00:07:14.000" title="How would you describe your relationship with money with your younger self? " />
			 
				<psc:chapter start="00:10:48.000" title="Why do you think South Africans struggle with saving money?" />
			 
				<psc:chapter start="00:12:56.000" title="Robert describes on his experience growing up with parents who were strict about money" />
			 
				<psc:chapter start="00:16:29.000" title="How much influence did your father have on your relationship with money?" />
			 
				<psc:chapter start="00:21:28.000" title="Robert describes some of the hard lessons he learnt around money, specifically investing in property" />
			 
				<psc:chapter start="00:23:53.000" title="Have you continued investing in property?" />
			 
				<psc:chapter start="00:24:53.000" title="Planning for retirement and other parts of life" />
			 
				<psc:chapter start="00:29:44.000" title="What lessons have you learned around tax and SARS?" />
			 
				<psc:chapter start="00:32:36.000" title="How will you make sure your child is taken care of in the event you&#039;re gone?" />
			 
				<psc:chapter start="00:35:17.000" title="How were you impacted by Covid?" />
			 
				<psc:chapter start="00:41:12.000" title="What Robert would say to his peers based on the lessons he&#039;s learned and the health challenges he&#039;s experienced" />
						</psc:chapters>
				<itunes:title>John Manyike Chats to Robert Marawa about his Relationship with Money and Hard Lessons Learnt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>John Manyike/Thabo Hollo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1649806_20260225_130944_1400.jpeg"/>
		<itunes:duration>42:36</itunes:duration>
		<itunes:summary><![CDATA[Please join John Manyike, Head of Financial Education, as he chats to entrepreneur and sports broadcaster Robert Marawa about his relationship with money from childhood and the hard money lessons learnt over the years. Listen for some interesting financial highlights and great tips.  

Thanks for listening! Interested in getting more financial education? Visit our website for free resources. You can follow us on X, Facebook, Instagram, TikTok, and YouTube.]]></itunes:summary>
				<source url="https://rss.iono.qa/rss/chan/9846">Old Mutual On The Money</source>
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